Business, Free News Articles, General Editorial

A Fresh Start For 2 Female DEVELOPERS

HAMMOND, Ind. -- Ms. Vianna C. Little, Visionary at Fresh Start Now Enterprise with Ms. Freddie C. Batchelor, A Systemic Change Catalyst at Enterprise of Destiny, two mission-driven women of color professional social enterprise business owners and developers, have come together to launch Project300(™)!

The strategic action plan introduces a fresh new approach in the housing and community development marketplace, to create an economic and social impact for generations to come - amidst the Covid19 pandemic, systemic racism, law enforcement crisis, bias in - coding, artificial intelligence, high unemployment rates, housing, media, education, financial services public-private sectors. Both women have personally experienced injustices and exploitations in residential housing, commercial financing, car sales, legal and the criminal justice system. Despite their challenges and hardships, on the journey experienced, with hard work, passion, and self-development, building on universal principles, they are ready for a "Fresh Start Now"!

The "Power Team" is dedicated and passionate about helping others to achieve their dreams and goals, Building People through educational empowerment programs with the right long-term support, to understand the importance and value of investing in your-self to create a fresh start in their life, to leave a legacy, and to create a good impact in the world, - to "Enjoy Life Experience."

Co-Creator, Vianna C. Little, CVO at Fresh Start Home Community Development Corporation, is a 7-year-old grassroots faith-based 501(c)(3) nonprofit assist agency, born of a vision of purpose, to create a fresh new program - Building Communities through homeownership to create strong and stable families. Fighting on the frontline, as a Humanitarian, and Educator - as a licensed Residential Financial Services Professional - Building Wealth through innovative solutions for the public to attain, maintain and sustain the American Dream at the grassroot.

Enterprise of Destiny is a business founded by Ms. Freddie (Queen B) Batchelor with aspirations to become a franchise. She has spent her life for many years working as a Public Trust Officer and Enforcement Officer with the U.S Depar™ent of Housing and Urban Development (HUD). Since her retirement, she has dedicated herself to continually assisting others to learn and engage in the many housing, veterans, and economic development programs and services offered by the federal governmental agencies. The business operates nationally and internationally empowering the underserved communities.

Currently other businesses under her direction and tutelage are: Fresh Start Enterprise, Straightway Builders & Development, FM Enterprises, TEAM Enterprise NFP, and MAXIDO Adult Self Defense, Worldwide Real Talk-Truth along with many others throughout the United States and other countries.

"Project300" purpose is Building People Building Communities Building Wealth(™). Our goal is to create An Evidence-based Community-Driven Model, to duplicate local to global.

We seek to align our efforts with public-private community partners committed to solving the world's broken infrastructure to change the trajectory within 3 years based-on statistics highlighted below:

* Black homeownership rate is the lowest of all groups, at 41.8 percent (US HUD 2020)

* African Americans and indigenous people including Native Americans and Islanders remained considerably overrepresented among the homeless population.

* White households owned 90.7% of household wealth in the United States.

* With Covid19 Mental Health and homelessness has increased drastically.

* The U.S Population has become greater with the entrance of illegal individuals from other countries some of which has extreme mental and social issues.

* The need is greater, and resources are lesser (i.e., employment and money to assist those who have the capacity to truly help decrease the many ill wills socially, expanding global.

"Project300" Strategic Action Plan Unveiling!

Saturday, May 15, 2021 from 1 p.m. - 3 p.m. at the Enterprise of Destiny business incubator 838 Summer Street, Hammond, IN 46320 (Rear Entrance). And Outreach & Fundraiser Campaign Kickoff & Open House Sunday, May 16, 2021 from 3 p.m. -7 p.m. at the headquarters of Fresh Start Now (Private Partner Meet & Greet).

SOCIAL MEDIA CONTACT INFORMATION:

Mr. Dale Robertson, Executive Producer at Spread the Bread Media, NFP, P.O. Box 811 | Hazel Crest, Il 60429 | 708-612-9246 | Spreadthebread7@gmail.com

VISIONARY CONTACT INFORMATION:

Ms. Vianna C. Little, Principal at Fresh Start Now Enterprise | 5168 S. Michigan Ave., Suite 4N, Chicago, Il 60615 | 312.632.0811 | Info@freshstartnow.us | http://www.freshstartnow.us/

MEDIA CONTACT & SPOKESPERSON INFORMATION:

Ms. Freddie Batchelor | 219 230-7155 | enterpriseanddestiny@yahoo.com

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Business, Free News Articles, Real Estate

Economic Growth and Public Policy Propel Homeownership Rates

WASHINGTON, D.C. -- In the first of a three-part series on the impact of economic growth and public policy on homeownership rates, housing policy consultant Allen Jones, Managing Director, Housing Finance Strategies, provides commentary on the drivers of recent increases.

"Today's economic climate combined with private sector recognition of the value of all hard-working Americans is lifting homeownership prospects across the board," says Jones.

The housing crisis of 2008 wreaked havoc on millions of individuals and families. The allure of building generational wealth proved illusory to many who saw the promise of homeownership slip away, taking with it down payments and credit ratings.

Some communities are still recovering, but recent data published by the Census Department may point to a glimmer of light to those hardest hit by the crisis, including African American homeowners. With statistics now supporting incremental improvement to African American homeownership rates from Q4 2016 to Q4 2019, rising from 41.7% to 44% in 2019, it is appropriate to examine the trend and consider the macro factors involved.

It has been said that a rising tide lifts all boats, and that may be true in this case. The US Department of Labor's G. Bryan Slater, Assistant Secretary for Administration, notes "Historically disadvantaged groups are benefiting the most from today's tight labor market. In 2019, the unemployment rates for African Americans, Hispanic Americans, and Asian Americans all hit record lows. Those without a high school degree and people with disabilities also set record-low unemployment rates last year."

It is clear that the increasing labor participation rate is a boon to all, but add to it pointed economic incentives such as the federal government's Opportunity Zones and the private sector's Second Chance programs, a case can be made that homeownership rates in all socio-economic groups may be the beneficiary of economic success.

Yet, even as many housing experts acknowledge the positive direction of African American homeownership, they lament the burgeoning gap compared to white homeownership which is some 28 percentage points higher. Policy makers therefore must continue to sharpen the pencil to level the playing field - or widen it - so that homeownership opportunities can be aspirational for all.

The 2020 Presidential campaign is already producing an overdue discussion on criminal justice reform that follows bi-partisan legislation passed in December 2018 called The First Step Act. That bi-partisan legislation was designed to prepare inmates to successfully rejoin society and is supported by a broad coalition spanning the political spectrum, including business groups, faith-based organizations, law enforcement and State and local leaders.

In fact, ahead of the legislation, a big bank announced several major steps to encourage second-chance hiring for those with criminal records. The bank is officially "banning the box"-removing all questions about criminal records from its job applications. The bank also launched a new "policy center," and its first agenda item is reforming rules that effectively bar former felons from employment, in finance and elsewhere.

A further alignment of government and private sector efforts must continue to grow economic investment so that all workforce participation increases and the opportunities for homeownership broaden. Because what Jack Kemp said in 1989 rings just as true today: "Homeownership is essential, we think, to the American dream."

About Housing Finance Strategies:

Housing Finance Strategies provides currency to a broad constituency of mortgage influencers. These include mortgage company executives, fintech leaders, regulatory compliance senior management and public policy officials working in the Capitol and for Washington, D.C. based trade associations and academics.

Learn more about Housing Finance Strategies at: https://housingfinancestrategies.com/

Media may contact: Allen Jones, Managing Director, Housing Finance Strategies, at: (202) 441-1854.

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-0225s2p-allen-jones-300dpi.jpg
*Photo caption: Allen Jones, Managing Director, Housing Finance Strategies.

Related link: https://housingfinancestrategies.com/

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