Free News Articles, Home and Garden, Insurance, Real Estate

Will Victims of Irma Also Be Subject to Insurance Policy Renewal Surcharges?

BRADENTON, Fla. -- Nearly 500,000 residential property owners across the State of Florida have already incurred substantial out-of-pocket expenses due Irma losses because of high hurricane claim deductibles, according to Consumer Insurance Trust LLC (ClaimForward.com). The standard hurricane deductible across most insurers is usually 2 percent of the dwelling value.

Some of these same consumers will also be subject to a likely unexpected policy surcharge due their Hurricane Irma claim at their next policy renewal.

As consumers who have been subject to steadily rising insurance premiums are aware, authorized property insurance companies in Florida are required to annually submit their premium changes to the Department of Financial Services for approval. In addition to those likely premium increases post Irma, some insurers already have built into their existing pricing structure an automatic surcharge for specified claims, including hurricane claims.

"Florida insurance consumers need to know that Florida Statute does not protect them from hurricane claim surcharges and our review indicates approximately 15 percent of insurers have established surcharges," commented Joseph DiMartino, Ph.D., CEO of Consumer Insurance Trust LLC, and a former President/CEO in the insurance industry. Hurricane claim surcharges range from approximately 2 to 7 percent of policy premium.

Homeowner policy premium increases approved by the Department of Financial Services during the nine months preceding Irma averaged 6.6 percent. But those consumers also impacted by a hurricane claim surcharge, which averages 5.3 percent, will be subject to a total premium increase of approximately 12 percent.

Florida insurance consumers who want to determine if their policy renewal will be subject to a hurricane claim surcharge can visit http://www.claimforward.com/.

Claim Forward is a free service that identifies how each insurer surcharges and underwrites for claims by sorting through hundreds of thousands of pages of insurance company regulatory filings required by the State of Florida.

This information is analyzed relative to each user submitted inquiry to provide:
- an estimate of the expected claim surcharge,
- a determination if the insurer offers claim "forgiveness",
- a comparison to other insurance company surcharges,
- and an assessment of non-renewal risk and personalized service offerings.

ClaimForward.com provides consumers a necessary resource in assessing the financial impact associated with their decision to file not only a hurricane claim, but any home, auto, condo or motorcycle claim.

Claim Forward is the only automated tool empowering consumers to make better financial decisions in the event of a personal property/casualty insurance loss.

Interested consumers can easily complete an inquiry in five simple steps at: http://www.claimforward.com/.

About Consumer Insurance Trust LLC:

Consumer Insurance Trust LLC, a company dedicated to building consumer trust in insurance through improved transparency and service, was founded by Joseph DiMartino, Ph.D., a former insurance industry executive. Dr. DiMartino held the position of President and/or CEO of three insurance groups over his career that spans nearly twenty years of professional experience in financial services. Consumer Insurance Trust develops tools and services, like Claim Forward, to provide consumers practical knowledge about their insurance to enable better financial decisions.

For more information, please visit Claim Forward at http://www.claimforward.com/.

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Business, Construction and Building, Facilities and Building Maintenance, Free News Articles, General Editorial, Home and Garden

Miami Mold Specialist Receives Multiple Accolades and Awards for its Stellar Service

MIAMI, Fla. -- Miami mold removal company, Miami Mold Specialist, shines as go-to source for mold, indoor air quality, and other related indoor environmental services.

Miami Mold Specialist has been making waves all across South Florida. Featured in over 15+ local newspapers, numerous other local and national print and digital news outlets, has hundreds of positive reviews on popular social media outlets, has been featured on TV via Channel 4 Miami, has received multiple community awards, is also an active member within five plus nationally accredited organizations, recognized by the state as a multi certified indoor air quality, eco- friendly, mold remediation company, and has completed thousands of successful mold remediation projects over the past 30 years in both NYC and the greater Miami area.

In short, Miami Mold Specialist has rapidly established themselves as an authority and community resource in South Florida for those struggling with indoor air quality and mold related issues.

Miami Mold Specialist has certainly established themselves as a go-to source in such a short amount of time after opening their doors in Miami. Priding themselves upon assisting people in dire situations, with the utmost of urgency and care.

Moreover, in light of the recent wide spread destruction and flooding caused by Hurricane Irma, Miami Mold Specialist has launched a special program for those struggling to cope with the hardships of Hurricane Irma mold related issues.

Read more about Miami Mold Specialist's Hurricane Irma Relief Program at: https://www.miamimoldspecialists.com/hurricane-irma

Since Hurricane Irma, Miami Mold Specialist has served well over 1,000 properties in the greater Miami area. Including residential properties, business locations, a wide range of larger commercial structures and buildings, marina's, large ships and yachts, aircraft and jets, industrial buildings, and institutional properties.

Miami Mold Specialist is also an active member of the following recognized national environmental service associations: NAMP, IAQA, US Green Building Council, IAHA, NAEMC, NORMI, AARC.

As indoor air quality and toxic mold awareness has been on the rise over the past five years, it is astounding that the vast majority of people still either have no idea about the detrimental health effects of toxic mold or are completely ignorant and complacent on taking this "silent" killer seriously.

About Miami Mold Specialist:

Specializing in high tech mold inspections, 3rd Party "conflict free" mold testing, and rapid mold removal services. Offering rapid response, eco-friendly mold remediation services, and a 1 year warranty!

Call-1-305-763-8070 or visit: http://miamimoldspecialists.com/

VIDEO (YouTube): https://youtu.be/YbBgIhkMG98

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Facebook: https://www.facebook.com/MiamiMoldSpecialist/
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