Business, Free News Articles, Legal and Law, Opinion and Commentary

COVID-19 and the Increasing Number of Uninsured Drivers – How to Protect Yourself by AutoAccident.com

SACRAMENTO, Calif. -- AutoAccident.com: With the unemployment rate at sky-high levels since the pandemic hit, many families are faced with difficult economic choices. For some that may mean having to choose between paying rent or continuing to pay for car insurance.

The number of uninsured drivers on the road is now higher than ever, and this trend may continue in the months, perhaps years, to come. What that means for the other drivers out on the road is that it is now more important than ever to ensure that you have adequate uninsured/underinsured (UM/UIM) motorist coverage on your own auto insurance policy.

Being Hit by an Uninsured Motorist

If an uninsured motorist causes an accident and you suffer injuries and/or damage to your vehicle, there is no insurance on the "other side" to compensate you for your losses. In addition to the numerous uninsured drivers on the road, many insured drivers only carry $15,0000 in liability coverage, which does not go far in a serious accident. That is why it is crucial to purchase as much UM/UIM coverage as you can reasonably afford so that you will have an adequate source of monetary recovery for your damaged or totaled vehicle, medical expenses, wage loss, and pain and suffering.

Here are the Minimum Insurance coverage Amounts We Recommend

One point of which to be aware is that your UM/UIM coverage cannot be higher than your liability limits. Here are the minimum coverage amounts that we here at AutoAccident.com recommend:
- We suggest that all Californians get at least 100,000/300,000 liability and UM/UIM coverage to protect themselves and their families.
- If the family income is more than 100,000.00 per year, we suggest you increase your limits to 250,000/500,000.
- For higher-income earners, we recommend that you seriously consider purchasing an Umbrella Policy that includes large UM/UIM limits.

Most umbrella policies do not include UM/UIM coverage. For more information, please feel free to call AutoAccident.com at (916) 921-6400 and Tami of our office will be glad to give you names of insurance companies that offer such policies.

The cost of an Umbrella Policy with 1 Million UM/UIM coverage is approximately $300-$400 per year.

For further information, visit https://www.autoaccident.com/ or contact:

Tami Ruiz
Accounts Manager & Legal Assistant
Tami@autoaccident.com
(916) 921-6400
https://www.autoaccident.com/

Law Office of Edward A. Smith
1900 Point West Way #200
Sacramento, CA 95815

About AutoAccident.com:
Established in 1982, AutoAccident.com is a Sacramento, California based Personal Injury law firm providing legal assistance with cases involving auto accident and personal injury, motorcycle accidents, wrongful death, medical malpractice, consumer product liability and railroad injury. It is a top-rated member of Avvo, the Million Dollar Advocates Forum, the Better Business Bureau and National Association of Distinguished Counsel. They are also proud members of Pledge 1%.

Related link: https://www.autoaccident.com/

This news story was published by the Neotrope® News Network - all rights reserved.

Business, Free News Articles, Legal and Law

AutoAccident.com Delivers Food to Clients During COVID-19 Crisis

SACRAMENTO, Calif. -- The Law Office of Edward A. Smith, dba AutoAccident.com, is providing food assistance to present and former clients of the firm by delivering groceries to their homes, free of charge.

Beginning May 1, clients can contact the firm and order up to $100 worth of groceries from their choice of either Whole Foods or Raley's.

Each order will be inputted to the nearest grocery store available and delivered directly to the client's doorstep.

Edward Smith, who has considered the plight of many during the Sacramento quarantine, especially those who are presently out of work, recovering from an injury or at elevated risk and who cannot shop without worry.

"We want our clients to know that we are all in this together," says Smith. Disasters lead us to a deeper knowledge that at some level we all are kin.

The firm will provide this service to clients upon request until dedicated funds are depleted.

"We wish we could offer this service to everyone, of course, but our resources are limited," says Smith.

But we'll provide for as many as we can.

As of May 1, there are 1,077 confirmed COVID-19 cases and 43 deaths in Sacramento County, making this area among those most deeply affected by the pandemic.

An inability to afford or be able to personally shop for groceries has become a challenge for many.

The staff of AutoAccident.com continues to handle personal injury cases remotely via video consultation, and in-office by appointment.

Some clients have revealed that the added difficulty of dealing with formerly simple tasks such as grocery shopping makes their lives almost unbearable.

"During this stressful time, the last thing we would want is for them and their families to worry about hunger."

For further information, visit the AutoAccident.com website.

For more information, contact:
Bella Wilson
Bella@autoaccident.com
916-921-6400
AutoAccident.com
Law Office of Edward A. Smith
1900 Point West Way #200
Sacramento, CA 95815

About AutoAccident.com:

Established in 1982, AutoAccident.com is a Sacramento, California based Personal Injury law firm providing legal assistance with cases involving auto accident and personal injury, motorcycle accidents, wrongful death, medical malpractice, consumer product liability and railroad injury. It is a top-rated member of Avvo, the Million Dollar Advocates Forum, the Better Business Bureau and National Association of Distinguished Counsel. They are also proud members of Pledge 1%.

Related link: https://www.autoaccident.com/

This news story was published by the Neotrope® News Network - all rights reserved.