Awards and Honors, Business, Free News Articles, Insurance, Travel and Tourism

TravelInsurance.com is Named One of the Best Travel Insurance Companies of 2023 by Money.com

NEW YORK, N.Y. -- TravelInsurance.com, a leading travel insurance comparison site, has been named one of the "Best Travel Insurance Companies of 2023" by Money.com. The recognition follows TravelInsurance.com's previous designation in 2021 and 2022 as the "Best for Comparing Travel Insurance Quotes" by Money.com.

TravelInsurance.com was recognized as "Best for Comparing Quotes" due to their innovative approach to allow travelers to quote, compare, and buy within minutes from the top insurance providers. Money.com also credits the travel insurance comparison site with a user-friendly platform that simplifies the comparison and shopping process.

Customers can enter their trip information for quotes from top rated insurers, including options from basic to premium. A results page presents information on coverage, reviews, ratings, and a link to each insurer's COVID-19 policies, all with the ability to compare policies in an easy-to-understand table.

With over 93,000 verified customer reviews, an average 4.9 out of 5.0 star rating, and 81,000 reviews receiving a perfect 5-star rating, TravelInsurance.com offers a lowest-price-guarantee and saves travelers time and money by allowing them to compare multiple quotes on a single platform. Customers also experience a safe and secure checkout process with an immediate instant confirmation of coverage.

"We are thrilled to receive this recognition from Money.com for the third time. This award is a testament of our commitment to provide travelers with the best possible travel insurance options to protect their trips and provide them peace of mind," said Stan Sandberg, co-founder of TravelInsurance.com.

Money.com used several factors to evaluate and compare each of the top travel insurance providers, including plans and coverage, ease of use, customer service and support, and industry reputation. TravelInsurance.com meets the criteria for each of Money.com's factors, with ease of use as the cornerstone to helping traveler's quickly find and compare multiple policies to fit their ever-changing needs.

TravelInsurance.com is committed to providing the best service and policies that cover issues from unexpected medical emergencies, to lost baggage and trip cancellations and interruptions. Their customizable travel insurance could help recoup costs that are otherwise lost to the consumer.

To learn more about TravelInsurance.com and its range of travel insurance options, visit https://www.travelinsurance.com/.

About TravelInsurance.com:

TravelInsurance.com helps simplify the complicated world of travel insurance by providing consumers with the easiest way to compare and buy trip insurance coverage online. A member company of the U.S. Travel Insurance Association, TravelInsurance.com is owned and operated by DigiVentures Holdings, LLC, a licensed agency that works with some of the largest travel insurers in the industry. Purchases can be made directly through the TravelInsurance.com website, with policies sent by email within minutes.

Related link: https://www.travelinsurance.com/

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Business, Free News Articles, Insurance, Legal and Law, Software

Beth A. Wilson Named New President of Excelas, LLC

CLEVELAND, Ohio -- Beth A. Wilson has been named President of Excelas, LLC, a national provider of medical record organization, retrieval, and analysis, helping healthcare organizations respond to claims - and litigation - brought against them. Excelas, LLC's announcement today says Ms. Wilson's tenure begins April 17, 2023.

As Senior Counsel with HCR ManorCare/ProMedica Health System since 2009, Ms. Wilson has been responsible for resolving legal matters involving patient care with a nationwide network of hospitals, skilled nursing and rehabilitation centers, assisted living facilities, outpatient rehab clinics, and home health and hospice.

Graduating Magna Cum Laude from the University of Toledo, Ms. Wilson was awarded her Juris Doctor degree from University of Toledo Law School Magna Cum Laude as the top-ranked female student, and inducted into the Order of the Coif (top 10% of law school class). She joined Cooper & Walinski, which in 2007 became the largest majority women-owned firm in the country, became a partner within five years, and then was elected to the firm's Board of Directors.

A 20 Under 40 Award recipient, recognizing distinguished individuals in the community, Ms. Wilson has advocated on behalf of individuals with disabilities to obtain reasonable accommodations, and sought Civil Protective Orders pro bono for victims of domestic violence. Her time and talents have also benefitted United Way, American Heart Association, American Cancer Society, Habitat for Humanity, Assistance Dogs of America, The Toledo Zoo, and Advocates for Basic Legal Equality.

A frequent presenter and author on legal topics, Ms. Wilson was Editor-in-Chief of Life's Cheat Sheets by Jeff Wilson, a best selling book series to inspire young adults to develop fundamental life skills with shortcuts to achieving success.

Sharing the same passion for and advocacy on behalf of clients within the healthcare and skilled nursing industry, Excelas, LLC Founder & President, Jean Bourgeois, MBA, RHIA and Ms. Wilson have worked together to achieve successful outcomes, cultivate mutual respect, and recognize a profound commitment to positively impact the way healthcare is delivered.

While navigating the complex pre- and post-COVID healthcare landscape of acute-, short-, and long-term medical and rehab care, Excelas, LLC's Founder identified Ms. Wilson as the ideal candidate to succeed her as President when she steps away from day-to-day responsibilities.

Ms. Wilson's considerable accomplishments, dedication to community and professional integrity, along with her sincere desire and proven skills to help others resolve problems, will further propel Excelas, LLC's mission to position its clients' resources where they belong - in patient care.

Learn more: https://excelas1.com/

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Photo caption: Beth A. Wilson, Excelas, LLC President.

RELATED LINKS:
https://www.linkedin.com/in/beth-wilson-3528a826/

https://www.linkedin.com/in/jeancbourgeois/

Related link: https://excelas1.com/

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Business, Free News Articles, Insurance, Travel and Tourism

Booking a Cruise in 2023? Travel Insurance Tips for Wave Season

NEW YORK, N.Y. -- Wave season is officially here. For those new to cruising, wave season is the prime booking period for cruises, usually from January to March, when cruise lines offer excellent discounts and incentives. But with great deals comes great responsibility. Today, TravelInsurance.com is urging travelers to protect their purchases with a cruise travel insurance plan.

"Embarking on a cruise can be one of the most exciting travel experiences for an individual, a couple or even a family," said Stan Sandberg, co-founder of TravelInsurance.com. "However, planning a cruise vacation comes with special considerations. The potential of a missed connection en route to the departure port, severe weather, or even on-board medical issues can sink a vacation rather quickly."

When searching for travel insurance, it's important to look into cruise-specific insurance. While cruise insurance and your standard travel insurance policies may seem similar, they differ in several ways. Cruise travel insurance policies offer more customized and comprehensive coverage options designed to cover events and situations that are specific to cruises. This coverage may include missed port departures, cabin confinement due to illness, and trip cancellations due to inclement weather or other reasons.

TravelInsurance.com offers plans which can cover all of the costs of a cruise vacation, including airfare, hotels, and the cruise itself. However, it's important to keep in mind that the exact type of insurance offered can vary depending on the cruise line, but here are some ways travel insurance can protect cruise ship vacationers:

* Trip Cancellation and Interruption Insurance: This coverage offers reimbursement for non-refundable expenses if you must cancel or interrupt your trip due to a covered reason, such as illness or a death in the family.

* Medical and Dental Insurance: This coverage can provide reimbursement for emergency medical and dental expenses incurred during your trip.

* Baggage and Personal Effects Insurance: This coverage can provide reimbursement for lost, damaged or stolen baggage and personal items during your trip.

* Emergency Evacuation and Repatriation Insurance: This coverage can cover the cost of medical transportation if you need to be evacuated due to an emergency or medical situation.

"Most cruise companies will offer a single travel insurance policy choice to their customers but it's important to note that the level of coverage and protection offered can vary widely, so always review the details of the policy before buying," Sandberg continues. "TravelInsurance.com makes it easy to compare and buy cruise insurance policies and rates from multiple companies, and in many cases, travelers can find better coverage at lower prices than offered to them at the cruise point of booking."

Whether it's your first or your tenth cruise, travel insurance can help you focus on the fun and enjoyment of your vacation, rather than what might go wrong.

For more information, please visit: https://www.travelinsurance.com/.

RELATED LINKS:
https://www.travelinsurance.com/cruise-insurance/

Related link: https://www.travelinsurance.com/

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Business, Free News Articles, Insurance

Steven Walther of Alliance Group Elected to FACC Board of Directors

ATLANTA, Ga. -- Alliance Group announced that Steve Walther, Vice President of Sales & Distribution, has been elected to the FACC Board of Directors. Walther will bring with him decades of experience in the Life Insurance and Financial Services Industry, and a long track record of leading innovative and diverse teams of independent insurance agents and agencies across the country.

Throughout his time in the industry, Walther has been involved in many of the areas that the FACC is focused on, such as regulatory awareness, producer training and education, and compliance guidelines across the Independent Distribution channel. This experience will serve him well within his new role with the FACC.

"We're happy to see Steve appointed to the FACC board - his experience and depth of knowledge make him a great addition," said Alliance Group CEO Lee Duncan. "Steve's a natural educator and his history of being a champion for independent agents and agencies is something that will serve the board well."

About FACC:

The Federation of Americans for Consumer Choice (FACC) serves as the voice for independent distribution of life insurance, long-term care insurance and annuities, dedicated to the preservation of consumer access to products and professional advice Americans need to live securely and retire with confidence.

Independent distribution of annuity and insurance products fosters:

* Healthy competition in the financial services marketplace

* Product options and innovation for consumers

* Wider choice of products and services for unserved or underserved markets

More information on Alliance Group and Living Benefits life insurance is available on their website, https://www.alliancegrouplife.com/.

Related link: https://www.AllianceGroupLife.com/

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Business, Free News Articles, Insurance, Travel and Tourism

Leading Travel Insurance Comparison Site TravelInsurance.com Surpasses 90,000 Customer Reviews on Shopper Approved in U.S.

NEW YORK, N.Y. -- TravelInsurance.com today announced they surpassed 90,000 customer reviews on Shopper Approved, a rapidly growing customer review platform in the United States. The verified customer reviews resulted in an overall rating of 4.9 out of 5 stars, with 78,000 reviews receiving a perfect 5-star rating. TravelInsurance.com currently has the highest amount of third party reviews of any company in the travel insurance industry.

Shopper Approved reviews for TravelInsurance.com come from active paying customers who recently made verified purchases. Every customer has an opportunity to leave an unbiased review of their own experience with TravelInsurance.com. As a result, new visitors can trust the authenticity of the reviews and have confidence in the service provided by TravelInsurance.com.

Travel insurance helps protect against the unexpected while safeguarding the consumer's financial investment in their trip. Unfortunately, travelers often deal with websites that are not transparent and only offer generic coverage from a single insurance provider. Instead, TravelInsurance.com offers travelers the needed flexibility in choosing policies with sufficient coverage that meet their budget.

TravelInsurance.com disrupted the travel insurance industry with a user-friendly platform that allows shoppers to search, compare, and purchase from highly-rated insurance providers in the marketplace. Travelers can also choose add-on coverage, see any coverage limits, required deductibles, and more. The platform simplifies the online shopping process, and customers can easily research and buy their policies securely through TravelInsurance.com's website. Once purchased, the new travel insurance policy is sent within minutes to the customer by email.

TravelInsurance.com is committed to providing the best service and policies possible to its customers. Comprehensive travel insurance can help recoup costs that are otherwise lost to the consumer, whether due to lost baggage, medical emergencies, trip delays, trip cancellation or trip interruption.

Today's announcement illustrates the trusted reputation of TravelInsurance.com with over 90,000 reviews on Shopper Approved. To view TravelInsurance.com's reviews on Shopper Approved, please visit https://www.shopperapproved.com/reviews/travelinsurance.com/.

To compare and buy travel insurance or for more information and travel tips, visit https://www.travelinsurance.com/.

About TravelInsurance.com:

TravelInsurance.com helps simplify the complicated world of travel insurance by providing consumers with the easiest way to compare and buy trip insurance coverage online. A member company of the U.S. Travel Insurance Association, TravelInsurance.com is owned and operated by DigiVentures Holdings, LLC, a licensed agency that works with some of the largest travel insurers in the industry. Purchases can be made directly through the TravelInsurance.com website, with policies sent by email within minutes.

Related link: https://www.travelinsurance.com/

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Business, Free News Articles, Insurance, Software

After, Inc. among 1,000 + exhibitors at the 2023 National Hardware Show (NHS) in Las Vegas

NORWALK, Conn. -- After, Inc., a global leader in warranty solutions and post-sale customer experience technology, will be joining an awesome list of exhibitors at the 2023 National Hardware Show, January 30 - February 2 at the Las Vegas Convention Center in Las Vegas, NV. Come meet our team during the show at Booth SL4279!

NHS is the place to reconnect with colleagues and peers from all over the world at the one event that unites the industry. Home centers, independent retailers, online retailers, wholesalers, distributors, and everyone in between attend NHS to discover the newest products, innovations and trends that are shaping the future of the home improvement and DIY industry.

"We are really excited about exhibiting for the first time at NHS and showcasing our solutions for retailers and manufacturers," says Dawn Taylor, CRO at After, Inc. "Our warranty analytics and warranty marketing capabilities are relied on by some of the biggest brands in the world. The reimagined National Hardware Show is also a great place to introduce our award - winning QuickSuite platforms to this industry. Designed to work together at each stage of the post-sale lifecycle and enable clients to build meaningful relationships with their customers, the five platforms include: QuickReg (registration), QuickCover (product protection), QuickInsight (customer data enrichment and analytics), QuickClaim (product return, replacement and repair management),and QuickRenew (renewals and consumable subscriptions)."

To learn more visit https://www.afterinc.com/ or contact: Dawn Taylor dtaylor@afterinc.com 813.998.6885

ABOUT AFTER, INC.

After, Inc. (afterinc.com) is a pioneer in the Warranty Services industry. Since 2005, After, Inc. has been partnering with some of the world's top brands to help transform their warranty and post-sale customer experiences. In 2022, After acquired Accentf(x), adding vertically integrated capabilities to our post-sale marketing solutions.

Headquartered in Norwalk, Conn. and with offices in New York City, After, Inc. is part of Galway Holdings, a financial services distribution company with a focus on data analytics, technology transformation, and innovative risk sharing solutions.

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TRADEMARKS:

QuickSuite®, QuickReg®, QuickCover®, QuickInsight®, QuickClaim® and QuickRenew® are registered trademarks and/or service marks of After, Inc.

Related link: https://afterinc.com/

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Business, Electronics, Free News Articles, Insurance, Product Launches

BlueStone Advisors Announces Launch of its Lithium-Ion Battery Insurance Captive

CHICAGO, Ill. -- BlueStone Advisors, a specialty commercial insurance brokerage firm, announced today the launch of their BlueStone Lithium-Ion Battery Captive to help advanced battery companies manage their insurance costs and offer a broader policy with comprehensive and consistent coverage terms.

"We're excited to announce the launch of BlueStone's Lithium-Ion Battery Captive to the advanced battery ecosystem for employers who are adversely affected by rising insurance rates, limited capacity, and shrinking coverage terms offered in today's insurance and reinsurance marketplace," said Andy Royce, President of BlueStone Advisors.

We've seen reinsurance rates spike due to global economic uncertainty, geopolitical unrest, and increased catastrophic claims paid to international lithium-ion battery operators with inferior safety standards. The BlueStone Lithium-Ion Captive is for U.S. employers with sound risk management practices who want more control of their insurance costs, pricing stability, and coverage certainty.

With the BlueStone Lithium-Ion Captive, BlueStone Advisors continues its decade-long commitment to providing innovative insurance solutions designed to advance a sustainable circular economy.

About BlueStone Advisors:

BlueStone Advisors is a specialty commercial insurance broker that has provided insurance and risk management services to the lithium-ion battery industry for over ten years. BlueStone Advisors delivers advanced brokerage solutions that reduce the total cost of risk and insurance while leveraging best practices that strengthen an organization's risk profile.

Additional information can be found at: https://www.bluestoneadvisors.com/lithium-ion-battery-2/

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Business, Free News Articles, Insurance, Taxes and Accounting

Strategic Benefits Advisors offers guidance for plan sponsors as they seek to comply with landmark SECURE 2.0 retirement legislation

ATLANTA, Ga. -- Independent, full-service employee benefits consulting firm Strategic Benefits Advisors, Inc. (SBA) issued a statement today outlining provisions of the newly enacted SECURE 2.0 Act of 2022 (SECURE 2.0) that are likely to affect most medium to large retirement plan sponsors.

"Employers are still getting their arms around the scope of change represented by SECURE 2.0," said SBA Principal Andy Adams. "We've created an outline that trims the Senate Finance Committee summary down to those provisions most relevant to defined contribution plans without taking all the meat off the bones. Our goal is to give plan sponsors an approachable entry point for understanding where the rubber meets the road."

Hailed as landmark retirement reform, SECURE 2.0 builds on the SECURE Act of 2019 to enhance the long-term financial security of millions of Americans by providing wider access to retirement savings. President Biden signed SECURE 2.0 into law on December 29, 2022, as part of a $1.7 trillion omnibus spending bill that also includes funds for national defense, medical research, safety, veteran health care and disaster recovery.

While most provisions within the 358-page SECURE 2.0 package apply to plan years beginning January 1, 2024, or later, certain provisions apply for the 2023 plan year. According to Adams and fellow SBA Principal Lynn Bullard, SECURE 2.0 provisions that will affect a majority of large and mid-sized defined contribution (DC) plan sponsors can be summarized as follows.

Mandatory changes to required minimum distribution (RMD) rules:

* Effective December 29, 2022, expands the amount that can be excluded from RMD rules if used to purchase qualified longevity annuity contracts.

* Effective January 1, 2023, raises the RMD age (the age at which participants must begin withdrawing from their retirement accounts) from 72 to 73, with a subsequent increase to 75 effective January 1, 2033.

* Effective January 1, 2023, reduces the individual tax penalty for failure to take the RMD.

* Effective January 1, 2023, provides more flexibility in the allowable timing, amounts and features of life annuities to satisfy RMD requirements by removing an existing actuarial test.

* Effective January 1, 2024, allows the surviving spouse of a participant who dies before commencing RMDs to elect to be treated as the employee for RMD purposes.

* Effective January 1, 2024, eliminates RMD requirements on Roth accounts prior to a participant's death.

Other changes to retirement plan distributions:

* Effective for federally declared disasters occurring on or after January 26, 2021, provides permanent rules related to the permitted use of retirement funds by affected individuals including penalty-free withdrawals of up to $22,000, taxation over three years, repayment provisions and special loan considerations.

* Effective December 29, 2022, eliminates the 10% early withdrawal penalty on distributions to terminally ill participants.

* Effective December 29, 2022, limits the repayment period for distributions taken for qualified birth or adoption expenses to three years.

* Effective January 1, 2023, permits employers to rely on employee self-certification of an event that constitutes a hardship.

* Effective January 1, 2024, eliminates the 10% early withdrawal penalty on amounts up to $1,000 in a year for personal or family emergencies. No other such emergency distribution may be made within three years unless the initial distribution is repaid.

* Effective January 1, 2024, creates a new, penalty-free withdrawal for victims of domestic abuse. Income taxes will be refunded to the participant for distributions repaid within three years.

* Effective January 1, 2024, increases the mandatory distribution cap to $7,000 (formerly $5,000).

* Effective December 29, 2025, permits distributions of up to $2,500 to pay for long-term care insurance premiums with no early withdrawal penalty.


Additional operational changes:

* Effective December 29, 2022, allows employers to give DC plan participants the option to receive employer matching contributions on a Roth (after-tax) basis.

* Effective January 1, 2023, allows employers to offer de minimis, immediate financial incentives (such as gift cards) to encourage employees to join retirement plans.

* Effective January 1, 2023, limits the types of plan disclosures required to those who have not elected to participate.

* Effective January 1, 2024, requires that all catch-up contributions to qualified retirement plans by highly paid participants be made on a Roth (after-tax) basis.

* Effective January 1, 2024, allows employers to offer individuals the option to pay down a student loan instead of contributing to a 401(k) plan and still receive an employer match in their retirement plan. Plan sponsors may conduct separate non-discrimination testing for these individuals.

* Effective January 1, 2024, allows plan sponsors to offer non-highly compensated employees an emergency savings account. Employers may auto-enroll employees at no more than 3% of compensation. Contributions are capped at $2,500, after which time contributions must be stopped or directed to an employee's Roth IRA until the balance falls below the cap.

* Effective January 1, 2024, modifies top-heavy testing so that a plan sponsor may test non-excludable and excludable employees separately.

* Effective December 29, 2023, allows plan providers to offer the ability to automatically deposit a participant's default IRA from a previous employer into a new employer's qualified plan.

* Instructs the Department of Labor to issue new guidance by December 29, 2024, on benchmarking target date funds against appropriate indices.

* Instructs the Department of Labor to create a central data repository (the 'Retirement Savings Lost and Found') by December 29, 2024, for participants to search for their plan administrator's contact information.

* Effective January 1, 2025, requires new 401(k) and 403(b) plans to automatically enroll employees unless they specifically opt out.

* Effective January 1, 2025, creates new, higher catch-up contribution limits for those ages 60 through 63 who participate in employer-sponsored retirement plans.

* Effective January 1, 2025, requires plan sponsors to allow part-time employees who work at least 500 hours a year for two consecutive years (not three years, as under current law) to participate in company 401(k) plans.

* Effective January 1, 2026, requires plan sponsors to provide participants with at least one paper account statement per year, unless the participant elects otherwise.

Updates to plan correction methods:

* Effective December 29, 2022, expands the IRS' Employee Plans Compliance Resolution System (EPCRS) by allowing more errors to be corrected through self-correction, extending applicability to inadvertent IRA errors and exempting certain RMD failures from excise taxes.

* Effective December 29, 2022, limits the degree to which plans may seek to recoup excess retirement plan payments from participants and gives plan sponsors the ability to choose not to recoup overpayments.

* Effective January 1, 2024, allows for correction of reasonable errors in administration of automatic enrollment and automatic escalation within 91/2 months after the end of the plan year in which the mistakes occurred (alleviating concern over the existing safe harbor correction method under EPCRS that expires December 31, 2023).


This list is not exhaustive. The full text of SECURE 2.0, including provisions that affect pension and cash-balance plans, may be found on pages 2046-2404 of the omnibus Consolidated Appropriations Act of 2023.

The Senate Financial Committee's 19-page summary of SECURE 2.0 may be found here (PDF): https://www.finance.senate.gov/imo/media/doc/Secure%202.0_Section%20by%20Section%20Summary%2012-19-22%20FINAL.pdf

"For retirement plan sponsors, the question is not whether SECURE 2.0 impacts them, it's which of the more than 90 provisions apply to them and when do they take effect," said Bullard. "Determining the portions of the law relevant to each plan's unique situation is the first step in building a comprehensive plan of action that will keep employers in compliance with minimal disruption to participants and administrative teams."

For help bringing your plan into compliance with SECURE 2.0, talk to your SBA consultant or email info@sba-inc.com to connect with SBA's experienced team of actuaries, consultants and systems specialists.

About Strategic Benefits Advisors:

Strategic Benefits Advisors, Inc. (SBA) is an independent, full-service employee benefits consulting firm focused on creatively and effectively solving complex benefits issues for clients ranging from 1,000 to over 300,000 employees. Founded in 2002 by veteran consultants Mindy Zatto and Andy Adams, SBA provides practical consulting recommendations and expert implementation of solutions for all types of employee benefits programs, including retirement, health and welfare, financial wellness and employee recognition. With an average of over 25 years in the field, SBA's team of actuaries, consultants and systems specialists is among the most experienced in the industry.

For more information, visit https://www.sba-inc.com/.

RELATED LINKS:

https://www.sba-inc.com/new-bill-targets-employer-sponsored-retirement-plans/

https://www.napa-net.org/sites/napa-net.org/files/SECURE%20Act%202.0%20Final%20Text_122022.PDF

Related link: https://www.sba-inc.com/

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Business, Free News Articles, Insurance

Alliance Group Launches Living Benefits Awareness Month 2023 with Theme: GoFundYourself

LAWRENCEVILLE, Ga. -- Alliance Group launched their sixth annual Living Benefits Awareness Month, or LBAM, to be observed throughout the month of January 2023. The industry-wide campaign, which takes place each January, aims to educate consumers on the importance of owning Living Benefits life insurance and the role it plays in protecting families' financial security.

Living Benefits are features built into life insurance policies (term and permanent) that allow the policyholder access to their death benefit while they're still alive if they get sick or injured. Cancer, heart attack, stroke, major organ transplant, blindness, paralysis, and chronic illness are some of the triggering events that would allow for acceleration of the policy's death benefit.

"Getting sick no longer means certain death," says Samuel Howe, CMO of Alliance Group. "People are surviving longer, which is great news, but survival requires treatment, and treatment requires money. Having emergency access to your life insurance policy's death benefit while you're still alive is a hugely valuable option to have."

He adds, "More people should know about that option. That's why we created Living Benefits Awareness Month six years ago, and we're so excited about building on that success in 2023."

2023 LBAM Theme: GoFundYourself

Each January, Living Benefits Awareness Month is punctuated with a new theme, and this year's theme is "GoFundYourself."

"To illustrate the importance of owning Living Benefits, we are looking to raise awareness about the dangers of relying on GoFundMe as a safety net if something goes sideways with your health," said Howe. "It's wonderful that GoFundMe empowers us to help those in need, but the statistics show that it's not a reliable backup plan.

"Only 12% of GoFundMe campaigns started reach their funding goals. Actually, a larger portion - 16% - fail to get a single donation. This year, we're spreading the message that consumers should plan ahead and get a Living Benefits plan in place that will negate the need to rely on charity in the event of an unexpected illness."

According to Howe, consumers can get a better idea of what LBAM is all about by visiting the website geared towards educating the general public on Living Benefits.

The address for the site is: https://www.alliancegrouplife.com/site/lbam.

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Alliances and Partnerships, Business, Free News Articles, Insurance

Docsnap Partners with FlexCare Digital Health to Expand Services to Members, Families, Employers, Veterans, Medicare, and Medicaid Patients

ATLANTA, Ga. -- Docsnap, the first nationwide Consumer Health Utility, supports consumers leveraging their HIPAA rights to take ownership of all their medical records. Docsnap announced today its partnership with FlexCare Digital Health to expand access to quality healthcare services for members, families, employees, veterans, Medicare, and Medicaid Patient services. This partnership allows docsnaps' members to benefit from Telemedicine & TeleDentistry virtually, 24/7/365. Docsnap and FlexCare will start their partnership immediately to begin providing digital health access to all docsnap members and enterprise customers.

"Docsnap is excited to welcome FlexCare Digital Health to our partnership family, filling a vital need for our members. As the founder of docsnap and the father of a daughter with a chronic health issue, having access to virtual care visits when it's needed and not when you are told you can have it is critical for the reduction of pain and suffering, stress and anxiety, and the high cost of avoidable urgent care and emergency room visits," said founder Dr. Anthony Mari.

According to UnitedHealth Group research, two-thirds of hospital ED visits annually by individuals in the United States - 18 million out of 27 million - are avoidable. By docsnap and FlexCare providing access 24/7 to compensate for the nation's shortage of Primary Care providers, docsnap provides members "peace-of-mind," knowing they have access to advice about urgent and emergent care when they need it!

"FlexCare is excited to partner with docsnap in providing virtual care services for their Consumer Health Utility," said Principal Lee Shoemake. "We view this as a tremendous opportunity to provide a valuable benefit to millions of docsnap members."

A virtual consult by a licensed physician or dentist from the comfort and convenience of a computer or mobile device can help members get the care they need when they need it.

FlexCare is committed to fulfilling this important member benefit, which will not only assist with providing on demand care, but it will also close the gap of availability to digital health providers.

Learn more: https://flexcare.com/

About FlexCare

FlexCare Digital Health is a leading provider of online and on-demand healthcare delivery services to private and public employers, associations, brokers, school systems, and more. By using digital health services instead of more expensive urgent care and ER visits, FlexCare cuts unnecessary costs and keeps members smiling, instead of waiting.

In addition to Telemedicine, FlexCare also offers TeleDentistry, Virtual Primary Care, Dermatology, Behavioral Health, Telespine and other digital health services.

FlexCare seamlessly provides multiple member benefits, either bundled or unbundled, which improves not only access, but cuts the overall cost of care for members and their dependents.

Twitter: https://twitter.com/FlexCarePlus

LinkedIn: https://www.linkedin.com/company/flexcare-telemedicine/

Facebook: https://facebook.com/FlexCarePlus

Instagram: https://instagram.com/FlexCarePlus

Related link: http://flexcare.com/

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