Business, Free News Articles, Reports and Studies

MCTlive! Lock Volume Indices: November 2022 Data

SAN DIEGO, Calif. -- Mortgage Capital Trading, Inc. (MCT®), the leader in capital markets software and services supporting more lenders with hedging and pipeline management solutions than any other single provider, is pleased to present the MCTlive! Lock Volume Indices for November 2022. MCT Data represents a balanced cross section of several hundred lenders among retail, correspondent, wholesale, and consumer direct channels.

A broad-based view of the entire market provides a more accurate picture of mortgage originations versus indices that are influenced by mega lenders. The November MCTlive! Lock Volume Indices is broken out by transaction type: purchase, rate/term refinance, and cash out refinance.

November MCTlive! Lock Volume Indices show that year-over-year total lock volume (-60.9 percent) continues to drop, as expected, when compared to activity in 2021. Both the month-over-month rate/term refinance lock figure and purchase index decreased for the second consecutive month. Total mortgage rate locks by dollar volume decreased 28.6 percent month-over-month in November. Cash out refinances are down 24.4 percent month-over-month and from one year ago volume is down 86.8 percent, while rate/term refinance volume has dropped 92.0 percent from 2021. Please note that loan sizes were up 8.3 percent over the past year, with the average loan amount increasing from $292k to $317k.

It is important to note that MCT's rate lock activity indices are based on actual dollar volume of locked loans, not number of applications. Especially in a tight purchase market, MCT believes its methodology (using actual loans locked vs. applications) is a more reliable metric. There is a higher likelihood of having multiple applications per funded loan, and prequals do not convert at as high of a rate in the current market as has historically been the case - especially when applications are counted at the early stage of entering a property address.


Category | Month-Over-Month Index Value Change

Total: -28.62%

Purchase: -29.28%

Rate/Term Refinance: -16.76%

Cash Out Refinance: -24.43%


Category | Year-Over-Year Index Value Change

Total: -60.88%

Purchase: -44.38%

Rate/Term Refinance: -91.96%

Cash Out Refinance: -86.79%

MCT will be publishing the MCTlive! Mortgage Lock Volume Indices monthly, intending the data to serve as an enduring informational tool for industry participants, analysts, and watchers.

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT)® has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully integrated capital markets services and technology. MCT's offerings include mortgage pipeline hedging, best execution loan sales, business intelligence and analytics, outsourced lock desk solutions, MSR valuation, hedging, and bulk sales, and the world's first, truly open marketplace for loan sales. MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes within its award-winning digital platform, MCTlive!®. Headquartered in sunny San Diego, MCT also has offices in Healdsburg, CA, Philadelphia, PA and Texas. For more information, visit

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Alliances and Partnerships, Business, Free News Articles, Government, Police, Fire and Rescue, Safety and Security Solutions, Software

Acoem’s acoustic threat detection technology helps detect gunshots and assists in multiple arrests of shooters in Edenton, North Carolina

EDENTON, N.C. -- The Edenton Police Department has partnered with Acoem USA to implement Acoustic Threat Detection (ATD) technology to combat the community's recent increase in gun violence incidents. These real-time alerts triggered by ATD sensors notify police precisely when and where gun violence incidents occur.

This results in a faster, more accurate response to the scene to better recover evidence, interview witnesses and tend to gunshot victims.

Edenton, N.C. was one of the first communities in the state to use this ATD. The town installed 15 ATD sensors during the summer of 2021. With Acoem's technology able to localize a threat with one sensor, the scalability allowed this small town the opportunity to have big-city technology on a lower budget.

To date, its success in the public arena has been unmatched. In its first year of deployment, the Acoem ATD system detected 100 percent of the gunshots within its detection range with video evidence of a vehicle in a drive-by shooting. Most recently, on October 31, 2022, an Acoem sensor detected and alerted that multiple shots were fired in Edenton. Video evidence helped to identify and consequently arrest two shooters within 24 hours.

"We're committed to creating a community that allows its citizens to feel safe so that they can go about their lives," Henry King, Chief of Police, Town of Edenton, N.C., says. "Acoem's ATD is one part of our overall community-first policing plan and having technology like this in our tool belt keeps us one step ahead of criminals."

Acoem ATD systems are built to fit the end users' needs and work with their existing VMS, dispatch and other alerting software in use. With Acoem ATD systems, there's no intermediary. The end user controls their program.

"It was simple to integrate into our existing camera system and gives us the control we need to get alerts immediately," King adds.

ATD can be mounted just about anywhere. Walls and light poles are common examples, but they can adapt to any location due to their flexible mounting capabilities.

"Gunshot detection is not a new technology in the security market, but with Acoem being one of the original innovators of gunshot detection over three decades ago, our ATD sensor has a big advantage over competitors," Mike Arnold, sales manager for Acoem, says.

Acoem's technology is paired with a PTZ camera to not only provide an alert, location and audio, but also to give first responders a look at what is happening at the scene by moving the camera in the direction of the threat as it's detected.

"That situational awareness can be a force multiplier in an active situation," Arnold says. "Along with our AI, scalability and giving the end user ownership and control over their system, Acoem can be a game changer for our communities, schools and in everyday life."

For more information:

About Acoem ATD Systems:

As a leading manufacturer of advanced public security systems, Acoem is committed to securing safer communities through smarter security. Community partnerships fuel its mission, and its revolutionary AI-powered technology is the first of its kind to give security systems the power of both sight and sound. With no system minimums, it's ideal for use on corporate campuses, schools, industry, churches, public venues, cities and more. Learn more:

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Aerospace and Aviation, Business, Electronics, Free News Articles

ViewTech Borescopes Featuring New Borescope During 2022 NAAA Ag Aviation Expo

TRAVERSE City, Mich. -- ViewTech Borescopes is set to exhibit during the annual National Agricultural Aviation Association (NAAA) networking event. The 2022 NAAA Ag Aviation Expo is taking place December 5 through 8 at the Knoxville Convention Center in Knoxville, Tennessee. ViewTech Sales Consultant, Evan Miller, will have both VJ-3 and the brand new VJ-4 video borescopes on display for Ag Aviation Expo attendees at booth 429 during exhibit hall hours.

ViewTech Borescopes has been an exhibitor during the world's largest agricultural aviation convention and tradeshow for nine consecutive years. Their line of articulating video borescopes have assisted thousands of clients and the applications they serve. From turbo props to gear boxes to PT6 engines, ViewTech's VJ-3 and VJ-4 video borescopes are commonly used by aircraft maintenance technicians to inspect Air Tractor, Embraer, Thrush, and Pacific Aerospace aircraft.

This year at the Ag Aviation Expo, ViewTech will have both 3.9mm video borescopes and 6.0mm video borescopes available to test drive. In addition, both VJ-3 and VJ-4 borescope models are offered in diameters of 2.2mm and 2.8mm. With lengths reaching 8 meters, 180 or 360-degree articulation, full-color images and videos can be captured inside areas that are otherwise visually inaccessible.

With a large percentage of ViewTech's clientele based in the aviation and aerospace industries, they are consistently informed that the VJ-3 and VJ-4 video borescopes perform the heavy lifting for 99% of their client inspections. Those looking to replace or purchase new inspection equipment are encouraged to take advantage of ViewTech Borescopes no-cost, no-obligation demo offer.

VJ-3 & VJ-4 Video Borescope

The VJ-3 and VJ-4 mechanical articulating video borescopes are nondestructive visual testing instruments used for the remote visual inspection of machinery, equipment, and components. The VJ-3 and VJ-4 facilitate the visual recording and photo documentation of an inspection and components in areas that are otherwise inaccessible or require great effort and expense to access directly. The VJ-3 and VJ-4 video borescopes consist of two modules integrated into one system: an insertion tube with distally mounted camera/LEDs, and the base unit with control panel, LCD monitor, power source and all necessary circuitry.

About ViewTech Borescopes

ViewTech Borescopes, founded as RF System Lab in 2008, is North America's #1 seller of video borescopes. Their first product, the VJ borescope, set a new standard for portability, ergonomics and ease-of-use, with its industry-first mechanical, joystick-controlled articulation.

Learn more:

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Free News Articles, General Editorial

Cottage Cooking helps people to host their own cooking classes at home

ASHEVILLE, N.C. -- Taking cooking classes is a fun way to learn new culinary skills and expand a menu repertoire. It's also fun for people to host their own. But how? Cottage Cooking in Asheville, North Carolina helps people make it happen. Most of Cottage Cooking's classes are held in their home, but more and more people are looking to stay in their homes or vacation rentals and host their own.

As a result, Cottage Cooking goes off site for groups ranging from six to 12. They bring all the ingredients, aprons and recipes and the hosts simply provide the space and items like glasses, plateware, silverware and pots and pans.

"So, forget get that canape cocktail party, and do something a little different next time you want to get together with friends and family," Liisa Andreassen, co-founder, Cottage Cooking, says.

Recent off-site classes have ranged from bachelorette parties to family reunions and a girl's weekend getaway.

Reasons for hosting a class in the privacy of one's home or at a vacation rental are many. For example, people don't have to drive, find babysitters, shop or plan anything. They just sit back and Cottage Cooking will execute it all. Those who want to participate can, and those who just want to kick back and sip are welcome to do that too.

People who choose to host a cooking class of their own, just have to contact Cottage Cooking, let them know what type of menu they're looking for and get their date on the calendar.

"Folks really like this option - it gives them a chance to create a custom cooking experience where guests will learn a little, laugh a lot and remember the party for a long time to come," Andreassen shares. "And we clean up too!"

About Cottage Cooking:

Cottage Cooking classes are designed for the home cook and a typical class is designed like a dinner party where guests prepare and eat an appetizer, main course and dessert. There's also a Saturday morning baking class once a month. These classes make for a great date night or ladies' night out. The company has also built a reputation in the business for hosting fun bachelorette parties and family reunions. In addition to a schedule which can be found on their website, they'll also design custom dates and menus as requested.

Most offsite classes are $125 per person, but prices can be adjusted based on menu choice. Gift certificates are also available.






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Books and Publishing, Business, Entertainment, Free News Articles, Product Launches

Designer John Robert Wiltgen Beats the Odds: ‘The Candy in My Pocket’ – An Inspirational Memoir About Designing Your Best Life

CHICAGO, Ill. -- With holiday shopping just around the corner, John Robert Wiltgen's riveting memoir "The Candy in My Pocket" (ISBN: 979-8986007007), is now available for the gift giving season. As a type 1 diabetic for more than 55 years, Wiltgen has been a successful business owner and now author whose memoir describes his journey of finding joy and success amidst a life riddled with obstacles and despair due to insulin-dependent diabetes.

Critics describe "The Candy in My Pocket" as an inspirational but irreverent story about designing your best life despite horrifying circumstances.

His memoir journals the dramatic days of his forty years as an award-winning designer commissioned by celebrities, world leaders, and other luminaries; his (secret) debilitating and death-defying battle with diabetes; and the struggle to hold on to himself and those he cared about along the way.

"I first knew I was going to live an extraordinary life when Zsa Zsa Gabor said I should be on stage," said Wiltgen.

But then Sid Caesar told him, "If you don't have tragedy, you won't have comedy."

The years have taught Wiltgen they were both right.

Wiltgen was diagnosed with T1D when he was eight. At that time, his parents were told he would not live to see 40. For a kid from a middle-class suburb of Chicago his life has been exceptional.

He graduated high school in three years.

When he was 16, he apprenticed at a theatre working with Hollywood legends such as Zsa Zsa and Eva Gabor, Louis Jordan, Leslie Caron, Syd Caesar, and Imogene Coca.

Wiltgen started his own residential design firm at 18 and never looked back-even when he could not see. "After all, who wants to hire a blind designer?" he laughs.

Wiltgen fought diabetic retinopathy in his early 20's for four years and won. A year later he was told he needed a kidney transplant. Performed at the University of Minnesota, it is now 36 years post-surgery and still functioning! "The surgeons told me it would last 12-15 years but they were mistaken," said Wiltgen.

In his 30's he developed heart disease, fought cellulitis, osteomyelitis, a below the knee amputation, pulmonary fibrosis and skin cancer.

Wiltgen also survived COVID in April of 2020 when no one knew anything about it. "The doctors would not come into my room. Instead, they phoned me on the hospital's phone to find out how I was doing," he said.

Nonetheless, his memoir includes larger-than life tales that are extremely entertaining. Though his life involves many tragedies, it also includes exciting personal and professional adventures as well as celebrity cameos with stars such as Jane Seymour, Timothy Hutton, Angelina Jolie, Sean and Robyn Wright Penn, Steve Harvey, John Cusack, the former Governor and First Lady of Lagos State, Nigeria (who is now running for President of that country) and Jesus.

His career has included designing homes across the United States, Canada, Mexico-even Africa. Wiltgen has appeared on HGTV, NBC, FOX, WTTW etc. His completed projects have been featured in more than 200 newspapers and magazines not including the hardcover coffee table books that also display his work. He has received 45 awards from his peers.

Navid Ziran, an orthopedic trauma surgeon said, "I perform many amputations due to diabetic foot infections and am very familiar with the effects of diabetes on the mental and physical quality of life as well as the overall longevity."

"The five-year mortality rate after an amputation is 62%," Ziran noted. Other individuals would have died a long time ago, yet he not only survived but became a world-renown designer," said Ziran.

"John is a quintessential example of how the human spirit can not only adapt but also flourish and succeed despite overwhelming obstacles. Truly, his life story embraces "ad astra per aspera"-a crooked path leads to the stars," said Ziran.

"I would say that regarding survivability and inner strength, John represents the end of the bell curve for not only diabetic patients but also humans," he concluded.

Holly Hunt, founder of the celebrated luxury home furnishings and design brand said, "John has a talent for storytelling and writing as well as for design, but the most important part of this memoir is his amazing energy and determination to live with the debilitating disease type 1 diabetes, Hunt said. "He enjoys a full life gathering fabulous, famous and adventurous friends, and gives back to many far more than he takes. He never looks back, always forward choosing to be happy and fully engaged while hiding his scars and physically damaged parts with Versace!"

Cynthia Rowley, global fashion designer, remarked, "I laughed out loud at every story. John's triumph over medical adversity is enormously uplifting. He chooses joy, happiness and unwavering positivity in his quest to live life on his own terms. I have never met a person with more energy and pathological optimism."

"I wrote this book to help people of all beliefs and backgrounds remain optimistic in the worst of times-no matter what personal or professional challenges they're dealing with," stated Wiltgen. "You might not have diabetes or know someone who does, but we all have challenges-and need stories exemplifying how to live our best lives-or, at least, laugh while trying!"

"The Candy in My Pocket" would make a great holiday gift not only for any one of the 500,000,000 diabetics around the globe, but for anyone fighting a debilitating disease. It can be purchased online through Amazon, Barnes and Noble, the Book Depository, even Walmart.


For more information, please go to the following websites:

A portion of the profits realized from the sale of this book will be donated to the Juvenile Diabetes Research Foundation.

John Robert Wiltgen has spoken on numerous topics at various venues including colleges, trade shows, private clubs, professional organizations and numerous podcasts. He's appeared on HGTV's I Want That! Baths; I Want That! Kitchens; and Homes Across America as well as NBC's Open House, Fox Television, and WTTW. He is a great interview.


John Robert Wiltgen started writing as soon as his mother bought him a used Underwood typewriter at a garage sale. During middle school he was editor of the school newspaper. He graduated high school in 3 years studying art, literature, creative writing and theater. After a brief stint at design school, he embarked on his career as a residential designer and never looked back.

Wiltgen continued to grow his award-winning and successful residential design firm while fighting many obstacles. He obsessed over making his client's worlds beautiful taking him across North America and halfway around the world-from Chicago's Gold Coast to Africa's Ivory Coast. John Robert Wiltgen Design is synonymous with its reputation for excellence and superior quality in design, styling, and craftsmanship.

"The Candy in My Pocket" is Wiltgen's first book-a very personal memoir. However, he promises to delve into writing fiction next.

About his life John likes to quote the American writer, Elbert Hubbard. Born in 1857, raised in Illinois, he wrote, "Do not take life too seriously. You will never get out alive."

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Business, Free News Articles, General Editorial

Alpha Floral is delivering its exquisite, hand-arranged floral creations in Montecito and Goleta, offering same-day delivery to fill your celebrations with beauty

SANTA BARBARA, Calif. -- As the best-rated florist in Santa Barbara, Alpha Floral has won hearts all over the county with its fresh blooms and stunning floral arrangements. Spreading its vines further, the top florists in Santa Barbara also deliver their fresh blooms to the suburbs of Goleta and Montecito.

Whether you are looking for a bright and cheerful bouquet to make someone's day or a tasteful arrangement to express your sympathies or condolences, Alpha Floral's floral artists have all your needs covered.

According to owners Cassie and Gary Marcias, "Alpha Floral believes in creating gorgeous arrangments that bring a smile to someone's face and make them feel treasured. Our bouquets and other floral creations deliver messages of love and celebration, and we do our best to make them feel heartfelt and special."

The flower shop's hand-arranged creations use garden-fresh flowers grown in and around Santa Barbara county, including Roses, Dahlias, Tulips, Sunflowers, Calla Lilies, Hydrangeas, and Orchids, among others.

Located at 1810A Cliff Drive, Alpha Floral delivers its delightful floral creations in the entire Santa Barbara area, including Downtown, Goleta, Montecito, Hope Ranch, San Roque, and the Mesa.

If you're looking for an arrangement that evokes rustic elegance or a modern piece arranged in a minimalistic style, Alpha Floral's floral artists can create custom bouquets that will execute whatever it is you may envision.

Another key feature that endears these florists to their customers is their same-day delivery service which has helped many clients on important events or occasions.

The florist offers delivery services in Montecito (zip codes 93103 and 93108) between the hours of 8:30 a.m. to 3:30 p.m. from Monday through Saturday. They also offer same-day flower delivery for orders placed before 10 a.m.

As per Cassie and Gary Macias, "We love serving our clients in Montecito and feel privileged to have the opportunity to bring beauty to homes, parties, holidays, and a wide range of events. Our elegant and inspired creations are guaranteed to elevate any event or occasion."

Alpha Floral also delivers to residents and businesses in Goleta, even providing custom flower arrangements every week to U.C.S.B. for their numerous events.

They have provided distinguished guests at U.C.S.B. with elegant English garden-style pedestal vase arrangements comprising colorful hydrangeas, roses, cymbidium orchids, and trailing smilax. Their skilled flower designers also have extensive experience in creating sophisticated floral arrangements for guests at The Ritz-Carlton Bacara Resort.

In the words of Cassie and Gary Marcias, "We have been making floral deliveries in Goleta for several years now. It's a family-friendly place with loads of events and celebrations and we feel privileged to be able to contribute towards them with our floral creations."

Alpha Floral also delivers between the hours of 8:30 a.m. to 3:30 p.m. in Goleta. They offer same-day delivery on flower orders that are placed prior to 10:30 a.m. Their team delivers their fresh floral creations in pristine condition to residences and businesses in the 93111, and 93117 zip codes in Goleta.

Alpha Floral also hand-delivers flowers to intended recipients to make them feel special and treasured. The shop further sends customers a photograph of the final arrangement before sending it to the intended recipient.

With Christmas approaching fast, they are all set with special creations for fall festivities, including festive floral centerpieces and decorations.

View example Christmas Designs:

Cassie and Gary Macias are particularly proud of their floral bouquets, specially crafted for the upcoming holiday season.

You check out their extensive range of floral bouquets and gifting options and order them online at:

If you wish to place an order for flower delivery in Montecito and Goleta, you can call them at: (805) 965-5156.

Weddings and Custom Arrangements:

You can also fill out this form to request a custom creation for delivery:

If you're seeking a floral partner to design your dream wedding, you can also book a free consultation here:

About Alpha Floral-Established 1935:

Winners of the Readers Choice Award for Santa Barbara in 2015 and 2017 for Best Florist, Alpha Floral also offers weekly in-home and office flower delivery and is well-known for its expertise in providing flowers for weddings, parties, funerals, and all kinds of events!

They are also a premier florist on BloomNation, a widely-trusted community marketplace that enables people to list, discover, and send uniquely-fashioned bouquets handcrafted by local florists across the country. The platform allows them to reach out to an even wider audience and help them celebrate their loved ones.

Whatever the message you wish to convey, Alpha Floral has the flowers to tell your story.

Alpha Floral, 1810A Cliff Drive, Santa Barbara, CA, 93109.

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Business, Free News Articles, Software

HitPaw Watermark Remover V2.1.0 Includes New AI Image Watermark Removal

NEW YORK, N.Y. -- HitPaw recently has released HitPaw Watermark Remover V2.1.0. The latest version of HitPaw Watermark Remover brings brand-new AI photo watermark remover for the best watermark removing results. Now HitPaw Watermark Remover not only support AI video watermark remover but also support AI image watermark remover.

This new automatic watermark remover function makes it much easier and quicker for users to ease watermark from photos. Let's find out the wonderful features of the Update for HitPaw Watermark Remover:

Brand-New AI Image Watermark Remover

HitPaw, as the industrial pioneer, brings the brand-new AI photo watermark remover to help you get rid of the watermarks from images using our powerful AI technology. Whether you're skilled professional or a novice, you can now remove watermark from any image with ease.

Remove Watermarks from Your Images Completely

Our AI technology not only help you automatically remove watermarks from photos but also make watermark removing more completely. You can easily erase any watermarks from photos perfectly without leaving any marks or destroying the image background.

Magically Remove Text, Sticker and Anything from Photos

Troubled by the annoying text on your images? HitPaw AI photo watermark remover can erase any watermarks including texts, stickers, date stamps, graphic logos, undesired tourists, and more from photos seamlessly.

Erase Multiple Watermarks from Photos Intelligently

No matter how many watermarks are placed on your photos, what type of watermarks they are, HitPaw Watermark Remover is capable of erasing them clearly with AI technology. No technical skills are required to complete the removing task.

3 Actions to Remove Watermark from a Photo

Removing watermarks from an image file is quick and easy with HitPaw Watermark Remover. Just upload your image to HitPaw, and utilize its handy selection tool to highlight watermark area, then the AI tech will clean it completely in a flash.

All Popular Image Formats Supported

HitPaw Watermark Remover support various image formats like jpg, jpeg, png, bmp, webp. Different forms of images can be uploaded simultaneously and it will keep the original quality of your photo.

Compatibility and Price

HitPaw Watermark Remover is now compatible with Windows including Win11 and Mac OS Monterey. Its pricing starts from $6.99 per month, $9.99 per year, and $25.99 for the lifetime. For more information checking, you can visit :

About HitPaw

HitPaw is an emerging software company specialized in files compressing, video editing, screen recording, watermark removing, image editing, photo enhancing, etc. We help users turn their inspiration into reality so that we can generate more ideas to make the world be full of more creativity. To know more, you may visit and

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Business, Free News Articles, Software

iTop Screen Recorder 3 makes it surprisingly easy to record and create awesome videos

SAN FRANCISCO, Calif. -- iTop today officially released iTop Screen Recorder 3.3 version, featuring new enhancements in webcam recording, virtual background selection and video size compression. iTop Screen Recorder has been a top-ranking free screen recorder on Windows owing to its solid recording performance, HD video quality and great ease of use. The newly added webcam recording mode offers more privacy as it can change or blur the real-time video background.

Video is the most effective way to connect and share information with friends, colleagues and customers. iTop Screen Recorder let users quickly record PC screens, picture-in-picture webcam videos, or audio in high quality over the past versions. This update added HD full-screen camera recording and virtual backgrounds, offering great experiences for users who want to record themselves from a webcam. Users can easily create professional demons, tutorials and presentation videos in whatever style in an easy, private and stunning way. The highlights of new the version contain the following.

HD Webcam Recording

The webcam recording mode allows users to record from external camera devices such as USB webcams in HD quality. Users can flexibly choose "full screen" or "picture in picture" modes to capture themselves and screen with audio the way they want. The GPU encoding technology adopted by iTop Screen Recorder enables smooth high-performance game recording with a webcam with no frame rate drops.

Virtual Background

Users can blur, remove and change the background in real time when they are recording themselves from the webcam. The blur effect can hide the real background so that the viewer can't see objects behind the speaker. No matter whether it is a messy living room or a noisy public space, the speaker can have their private information hidden. In this way, more freedom, privacy and creativity are granted when creating a video from a webcam.

Video Compression Tool

iTop Screen Recorder newly added a built-in video compression tool. Users can compress any video files within the software to reduce video size without having to compress them separately with a third-party tool. The compression tool helps largely compress the video file size with no quality loss. Moreover, making it faster to share videos through different platforms, especially with those who have size limitations like E-mail.

"We made an effort in this version update to make iTop Screen Recorder a more comprehensive video-creating tool," said Sam, PM of iTop Screen Recorder. "Tutorials, real-time meeting footage, presentations or any training videos can be made quickly with no privacy or quality concern with the 'virtual background' feature. Some bugs in the video editor had also been fixed, therefore users are expected to enjoy a smoother and friendlier recording experience from this version."

The new iTop Screen Recorder is now available for all Windows 11, 10, 8.1, 8, and 7. The 3.3 version update can be downloaded from the Official Website iTop Screen Recorder.

Learn more at:

About iTop:

Founded in 2016, iTop has been creating tools and software that run on both desktop PCs and mobile devices. iTop product line includes VPN, screen recorder, data recovery software, password manager and many other utilities. Trusted by more than 20+ million users, iTop's mission is to enable users a secure and more enjoyable digital life. By creating intuitive, smart, stable & secure software products all the while, we managed to keep our pride as a tech-oriented company. Learn more:

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Books and Publishing, Business, Entertainment, Free News Articles, NonProfit and Charities, Product Launches

New Book, ‘The Power of the Pen,’ Gives Insights into the World of Handwriting Analysis

SEATTLE, Wash. -- With its first-ever published book, "The Power of the Pen: from the unconscious to the conscious" (ISBN: 978-1970181340), The American Handwriting Analysis Foundation (AHAF) showcases 23 unique perspectives on handwriting analysis and its modern uses. Each essay is penned by a respected handwriting analyst and explores topics such as handwriting research in the digital age, human resources, the effects of medication on handwriting, genealogy, deception, signature analysis, psychology, and so much more.

Filled with personal stories and handwriting psychology, "The Power of the Pen" is a rare look into the world of handwriting analysis and highlights how people around the world study and use graphology today.

"AHAF is proud to present 'The Power of the Pen,' an Anthology that captures not just the technical side of graphology, but also the spirit and passion that brings it to life. 'The Power of the Pen' represents decades of dedication, study, practical research and application of graphological principles by widely respected handwriting analysts and graphologists," said Lauren Mooney Bear, AHAF President.

"After working in this field for more than 50 years, it was a great privilege to bring together these professionals and shepherd their work into a one-of-a-kind publication. 'The Power of the Pen' anthology does what no other book on handwriting analysis does: it offers a broad spectrum of topics and perspectives on all levels of interest and expertise," said Sheila Lowe, AHAF Immediate Past President and Editor.

The foreword, contributed by neuroscientist, Dr. Mark Noble, affirms the special effects writing has on the brain and how writing by hand is more effective than the computer when it comes to learning.

"The Power of the Pen: from unconscious to conscious" is 362 pages and is now available through Amazon:

Intro Video (YouTube):

About AHAF:

The Foundation is a 501-(c)6 non-profit organization, chartered and incorporated in California, and are the sponsors of Campaign for Cursive. Visit

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Free News Articles, Global Aid and Disaster Relief, Religion and Churches

Scientology Assist Team Brings Help to Their Country in Its Time of Need

KARACHI, Pakistan -- In a country as prone to cataclysm and disaster as Pakistan, some might say there is not much you can count on except bad news. But Perwaiz Hasan and the Scientology Assist Team are the exception to that rule.

The team has been providing relief in the wake of disasters for more than a decade and responded immediately to this year's floods that left a third of the country under water.

They have visited towns rarely mentioned in Western news: In Bhittai and Qasimabad, they brought food and clothing to some 500 people stranded by the flood. They brought relief to the towns of Zhob, Dadu, and Dera Ismail Khan. They have traveled across the provinces of Punjab and Sindh.

"We really felt honored to visit the most neglected province, Baluchistan," said Perwaiz Hasan, who leads Pakistan's Scientology Assist Team. The team was warned that the area was unsafe. "But it wasn't true," said Hasan. "The people in that area were very friendly and welcoming, and they were really happy we came."

With flooding comes a host of medical complications.

"Standing water is an ideal breeding ground for mosquitoes, which are currently spreading malaria and dengue fever in Pakistan," said Richard Brennan, regional emergency director for the eastern Mediterranean region at the World Health Organization. "Respiratory illnesses are rampant. And toxic floodwaters have caused skin infections and scabies."

The Scientology Assist Team includes a corps of medical doctors and nurses who provide medical camps to care for those in need.

After addressing immediate physical needs, the Pakistan Volunteer Assist Team provides Scientology assists-techniques developed by humanitarian and Scientology Founder L. Ron Hubbard that address the emotional and spiritual factors in stress and trauma. And they share the Scientology Tools for Life, a series of online films and courses that provide skills to help people overcome difficulties and better their circumstances.

For more than a decade, Perwaiz Hasan and his team have been responding to disasters in Pakistan including monsoon-driven floods and the 7.5 earthquake of 2015. His team members have also deployed to disasters abroad, including the Nepal earthquake of 2015 and a tsunami and volcano in Jakarta in 2018.

In 2012, the International Association of Scientologists awarded Hasan the Freedom Medal, presented to Scientologists for stellar accomplishments in forwarding the dignity and freedom of all humankind, thus furthering the Church's humanitarian objectives.

The Church of Scientology Volunteer Ministers program is a religious social service created in the mid-1970s by Scientology Founder L. Ron Hubbard. It constitutes one of the world's largest independent relief forces. Scientology ecclesiastical leader Mr. David Miscavige, calling on Scientologists to use what they know to redouble their efforts to aid their fellow man, has inspired tremendous growth in the Volunteer Ministers movement.

A Volunteer Minister's mandate is to be "a person who helps his fellow man on a volunteer basis by restoring purpose, truth and spiritual values to the lives of others." Their creed: "A Volunteer Minister does not shut his eyes to the pain, evil and injustice of existence. Rather, he is trained to handle these things and help others achieve relief from them and new personal strength as well."

Their motto is no matter the circumstances, "Something can be done about it."

For more information on the technology used by the Volunteer Minister, watch Scientology Tools for Life on the Scientology Network at DIRECTV 320 or at




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This news story was published by the Neotrope® News Network - all rights reserved. ID:NEO2022