Senior Citizen Interests

Winners Announced for ‘Over 65, Into Over-Drive’ Contest

Author: LTC Financial Partners LLC
Dateline: Thu, 24 Aug 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Aug. 24 (SEND2PRESS NEWSWIRE) -- Today a first-place and four second-place winners were announced for the 'Over 65, Into Over-Drive' contest, sponsored by LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage. 'Everybody had fun and the top entries certainly met our objective, to undermine the stereotype that over 65 means over the hill,' says Jonas Roeser, Director of Marketing.”



A R T I C L E:

Tongue-In-Cheek Competition, Now Ended, Invited Examples of Age-Defying, Un-Wimpy Activities

KIRKLAND, WA - Aug. 24 (SEND2PRESS NEWSWIRE) -- Today a first-place and four second-place winners were announced for the "Over 65, Into Over-Drive" contest, sponsored by LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage. "Everybody had fun and the top entries certainly met our objective, to undermine the stereotype that over 65 means over the hill," says Jonas Roeser, Director of Marketing.

*(Photo Caption: LTC Financial Director of Marketing Jonas Roeser.)

The first-place entry, based on judges' opinions of relevance and human interest, was from Cathi Watson of Schaumburg, IL:

"I am over 65 and ... a sizzling, sensational, & sexy senior that climbs the 94-Floor, 1632-step 'Hustle Up the Hancock' in Chicago and runs the 10K 'BolderBoulder.'"

The second-place entries came from the two coasts, California and New York:

"I am over 65 and ... finished first place at the US National Jump Rope competition!" -- A. Knights, Brooklyn, NY

"I am over 65 and ... I go to the gym 5 times a week, do 40 minutes on the treadmill and bike and then pump iron -- and I'm 87!" -- Lucy Webster, Auburn, NY (entered by her daughter, Marylou Ambrose)

"I am over 65 and ... laughing all the time as the world's only Jollytologist ... and president of The Association for Applied and Therapeutic Humor." -- Allen Klein, San Francisco, CA

"I am over 65 and ... I have sex daily." -- Bernard Dworkin, New York, NY

No prizes were promised. "We wanted people to enter just for the fun of it," says Roeser. "However, we've decided to send surprise, token awards just for the heck of it."

Though tongue-in-cheek, the contest had a serious intent. As 77 million baby boomers approach a robust retirement and ever-increasing life spans, "Seniors continue to suffer an image that's way out of date," says Roeser. "Today's seniors are healthy, active, and dynamic. But the public still associates retirement age with slowing down, losing memory and so forth. That's all wrong."

On March 9 the U.S. Census Bureau reported improving health and wealth among senior Americans, along with a projected doubling of the 65-plus population over the next 25 years.

More information about LTC Financial Partners is available at the LTC Hotline: www.ltchotline.com/LTCexperts.htm.


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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Winners Announced for 'Over 65, Into Over-Drive' Contest
• REFERENCE KEYWORDS/TERMS: LTCi, , , long term care insurance, Senior Citizen Interests, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 24 Aug 2006 14:57:00 GMT].

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Insurance

Three Ways to Simplify Long Term Care Insurance Choice – from LTC Financial Partners: Answers to Mind-Boggling Complexity

Author: LTC Financial Partners LLC
Dateline: Tue, 25 Jul 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - July 25 (SEND2PRESS NEWSWIRE) -- Why don't more Americans buy long term care insurance? Decision paralysis. This is the conclusion of a study commissioned by the AARP Public Policy Institute. People throw up their hands and do nothing when faced with complexity that confounds even the experts: myriad policy choices from dozens of carriers that use different terms and definitions; regulations that vary from state to state; and price quotes that map poorly to benefit amounts, waiting periods, deductibles, duration of benefits, possible rate hikes, and inflation protection.”



A R T I C L E:

KIRKLAND, WA - July 25 (SEND2PRESS NEWSWIRE) -- Why don't more Americans buy long term care insurance? Decision paralysis. This is the conclusion of a study commissioned by the AARP Public Policy Institute. People throw up their hands and do nothing when faced with complexity that confounds even the experts: myriad policy choices from dozens of carriers that use different terms and definitions; regulations that vary from state to state; and price quotes that map poorly to benefit amounts, waiting periods, deductibles, duration of benefits, possible rate hikes, and inflation protection.

"It's like you know you ought to buy a fire extinguisher, but the store has hundreds to choose from," says Cameron Truesdell, CEO of LTC Financial Partners, the nation's most experienced long term care insurance brokerage. "So you put off the buying decision and your house burns down." Truesdell applauds the AARP study and offers three strategies for "picking the right fire extinguisher" in time. *(Photo Caption: LTC Financial CEO Cameron Truesdell.)

1. Rely on a knowledgeable independent agent. "Choosing among hundreds of fire extinguishers gets a lot easier when there's a clerk who knows the types, makers' reputations, and so forth," says Truesdell. Beware, though, of LTC agents who represent a single carrier rather than several, and lack long term care insurance experience. "The field is so complex, you need someone who's not only impartial, but who's focused on the specialty for a long time."

2. Get financial advisors into the act. "Americans are starting to realize that long term care insurance is a factor in good estate planning," says Truesdell. "Without the insurance, you put your whole nest egg at risk, not just your lifestyle." Many financial advisors are becoming more knowledgeable about long term care insurance; calling upon them can narrow one's policy choice. Advisors to contact include bankers, estate planners, accountants, elder law attorneys, and others.

3. Join with a group. "Just about anyone can qualify for some form of group coverage, at a discount," says Truesdell, "and a group decision can be a lot simpler than an individual one, because your group does the legwork." While most companies won't pay for premiums, many are starting to facilitate policy choice and discounts. Examples range from Weyerhaeuser Corporation to mom-and-pop enterprises. Associations are getting into the group act too.

Truesdell's organization offers help with all three simplification strategies, at the LTC Hotline: www.ltchotline.com . Through a request form, you can arrange to talk with any of 200-plus LTCI specialists covering all states; find a knowledgeable financial advisor; or get information on securing group coverage. Also available is information on the Long Term Care Outreach and Education Program(tm) (LTCOEP(tm)).

The AARP study, authored by Bonnie Burns of California Health Advocates, is titled, "Comparing Long-Term Care Insurance Policies: Bewildering Choices for Consumers."

LTC Financial Partners works with affiliates in the financial and legal fields, and represents multiple leading carriers including John Hancock, MetLife, Allianz, Prudential, MedAmerica, Penn Treaty, Physicians Mutual, and UnumProvident.

More information: http://www.ltchotline.com

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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Three Ways to Simplify Long Term Care Insurance Choice - from LTC Financial Partners: Answers to Mind-Boggling Complexity
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 25 Jul 2006 14:28:00 GMT].

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Insurance

LTC Financial Partners Named Long Term Care Insurance ‘Resource Partner’ for Financial Planning Association(R); Information Now Available to FPA(R) Members in All Branches

Author: LTC Financial Partners LLC
Dateline: Mon, 08 May 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - May 8 (SEND2PRESS NEWSWIRE) -- Today LTC Financial Partners (LTCFP), the nation's most experienced long term care insurance brokerage, announced its selection as 'Resource Partner' for the Financial Planning Association(R) (FPA(R)), the membership organization for America's financial planners and allied professionals.”



A R T I C L E:

KIRKLAND, WA - May 8 (SEND2PRESS NEWSWIRE) -- Today LTC Financial Partners (LTCFP), the nation's most experienced long term care insurance brokerage, announced its selection as "Resource Partner" for the Financial Planning Association(R) (FPA(R)), the membership organization for America's financial planners and allied professionals.

Following government signals that Americans must take responsibility for their care, the development highlights a shift toward easier private-sector access to long term care insurance. "Now anyone can go to their financial advisor, instead of the yellow pages, to get impartial advice," says Cameron Truesdell, CEO of LTCFP. "Not only can they learn about policy options and the best carriers; they can learn the impact on their finances, especially the tax breaks and asset protections."

*(Photo Caption: LTC Financial CEO Cameron Truesdell.)

The advice through FPA(R) members will be supported by Truesdell's LTC Outreach and Education Program(TM). Thousands of financial planners in over 100 chapters will have access to LTCFP's 160-plus long term care insurance experts and their specialized knowledge. The supported planners include accountants, bankers, attorneys, stockbrokers, money managers, investment consultants, and other financially oriented professionals. "Without having to become long term care experts," says Truesdell, "planners can now give specialized help to all their clients." The program includes facts on current laws and tax regulations as well as state-approved long term coverage available to business organizations and individuals.

More information is available to FPA(R) members through their local chapter president, or LTC Financial Partners at 866-471-4072, extension 118. The public may also call this number for information.

Truesdell's experts average eight years experience working exclusively with long term care insurance; and they support financial and other professionals through strategic partnerships. "We are now able to offer all FPA(R) members the opportunity to partner with the nation's most highly trained specialists in the long term care insurance field," says Truesdell.

The Financial Planning Association(R) is the owner of trademark, service mark and collective membership mark rights in: FPA(R), FPA/Logo and Financial Planning Association(R). The marks may not be used without written permission from the Financial Planning Association(R).



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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: LTC Financial Partners Named Long Term Care Insurance 'Resource Partner' for Financial Planning Association(R); Information Now Available to FPA(R) Members in All Branches
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 08 May 2006 15:19:00 GMT].

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Insurance

Praise for New York’s Public Education on Long Term Care Insurance; Leading Brokerage, LTC Financial Partners, Urges Other States to Follow the Lead

Author: LTC Financial Partners LLC
Dateline: Wed, 19 Apr 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Apr. 19 (SEND2PRESS NEWSWIRE) -- Starting this Spring, a series of public seminars will enlighten New Yorkers on affordable financing of long term care. Under the Empire State's umbrella, residents will learn how to get private long term care insurance that is sweetened by tax breaks and relaxed Medicaid rules. The seminars will be held in convenient locations throughout the state.”



A R T I C L E:

KIRKLAND, WA - April 19 (SEND2PRESS NEWSWIRE) -- Starting this Spring, a series of public seminars will enlighten New Yorkers on affordable financing of long term care. Under the Empire State's umbrella, residents will learn how to get private long term care insurance that is sweetened by tax breaks and relaxed Medicaid rules. The seminars will be held in convenient locations throughout the state.

"We applaud New York for taking this step," says Cameron Truesdell, CEO of LTC Financial Partners, the nation's most experienced long term care insurance brokerage. "All states should follow suit. Their citizens, especially Baby Boomers, need to be informed. They need to know that long term care is something they should plan for. It doesn't have to come as a surprise or drain their resources." With the new legislation, insurance protection is now more affordable than ever. "People need to know that," Truesdell says.

For the past few years, New York has been a long term care "partnership" state, along with California, Connecticut, and Indiana. The so-called "state partnerships" have a win-win aim: to make Medicaid work together with private long term care insurance to protect middle-income people without busting state budgets. More recently, Iowa became a "partnership" state; and on February 8, President Bush signed legislation designed to bring all 50 states into the public-private "partnership" fold.

"A wonderful new legal foundation has been laid," says Truesdell. "Now specific programs need to be constructed by the governors and state legislatures. Hopefully programs like New York's will spring up everywhere."

Truesdell's organization offers free guidebooks on long term care insurance. They are available at http://www.eranova.com/LTCFP/partnerships.htm

Also available, at the same site, are links to the "partnership" programs including New York's educational initiative.

Specializing in just one area, long term care insurance, LTC Financial Partners has over 160 licensed agents in all parts of the nation. They are certified to sell "partnership" coverage in all states offering certification, with a choice of policies from multiple leading carriers including Allianz, MetLife, MedAmerica, Penn Treaty, Prudential, John Hancock, Physicians Mutual, and Unum Provident.



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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Praise for New York's Public Education on Long Term Care Insurance; Leading Brokerage, LTC Financial Partners, Urges Other States to Follow the Lead
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Wed, 19 Apr 2006 15:38:00 GMT].

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Senior Citizen Interests

Contest Seeks New Image for Longer-Living Americans; Following Census Bureau Report of Improving Health, Seniors Will Submit Age-defying, Un-wimpy Activities

Author: LTC Financial Partners LLC
Dateline: Mon, 13 Mar 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Mar. 13 (SEND2PRESS NEWSWIRE) -- Over 65 no longer means over the hill, but old stereotypes remain, according LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage. To change perceptions, they are running a contest to show just how alive and capable today's seniors really are.”



A R T I C L E:

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- Over 65 no longer means over the hill, but old stereotypes remain, according LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage. To change perceptions, they are running a contest to show just how alive and capable today's seniors really are.

The "Over 65, Into Over-Drive" contest, which starts today, solicits examples of robust, dynamic activity. Americans 65 or older are invited to submit their stereotype-breaking physical and mental feats. Entrants must complete the following sentence in 25 words or less: "I am over 65 and ...."

Examples of entries are -

* I am over 65 and ... I'm in training for the New York Marathon.

* I am over 65 and ... I play golf better than my dentist, who's half my age.

* I am over 65 and ... I just took up hang gliding.

* I am over 65 and ... I'm teaching rocket science (really!) to local youth groups.

* I am over 65 and ... I just got the first job of my second career, as standup comedian.

*(Photo Caption: Photo of Jonas Roeser, Director of Marketing.)

The contest may seem tongue-in-cheek but the intent is serious. As 77 million baby boomers approach a robust retirement and ever-increasing lifespans, seniors continue to suffer from a wimpy image. On March 9 the U.S. Census Bureau reported improving health and wealth among senior Americans, along with a projected doubling of the 65-plus population over the next 25 years. "The new reality needs to get into people's heads," says Jonas Roeser, Director of Marketing for LTC Financial Partners. "It's 2006, not 1806. Today's seniors are healthy, active, and dynamic. But the public still associates retirement age with slowing down, losing memory and so forth. That's all wrong."

Submissions should be "basically true, but poetic license is allowed," says Roeser. All submitters will receive a free copy of the guidebook, "Dignity for Life - Facts That Can Protect Your Assets and Quality of Life."

All submissions will be posted on the Internet. Twenty winning entries -- a selection of the most interesting and diverse -- will be announced to the media, on June 12. A submission form is available online, at www.eranova.com/LTCFP/over65contest.htm.




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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Contest Seeks New Image for Longer-Living Americans; Following Census Bureau Report of Improving Health, Seniors Will Submit Age-defying, Un-wimpy Activities
• REFERENCE KEYWORDS/TERMS: , , , , Senior Citizen Interests, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 13 Mar 2006 15:42:00 GMT].

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Insurance

Long Term Care Insurance More Attractive Thanks to New Law; Answer Service from LTC Financial Partners Tells Who Can Benefit and How

Author: LTC Financial Partners LLC
Dateline: Mon, 27 Feb 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Feb. 27 (SEND2PRESS NEWSWIRE) -- The Deficit Reduction Act, signed into law by President Bush on February 8, 'promises to encourage millions of Americans to buy long term care insurance,' says Cameron Truesdell, CEO of LTC Financial Partners, the nation's most experienced long term care insurance brokerage. But he cautions, 'The legislation is a mine field of complexity that will vary from state to state as local programs roll out. The consumer needs help from experts to know if they can benefit and how.'”



A R T I C L E:

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- The Deficit Reduction Act, signed into law by President Bush on February 8, "promises to encourage millions of Americans to buy long term care insurance," says Cameron Truesdell, CEO of LTC Financial Partners, the nation's most experienced long term care insurance brokerage. But he cautions, "The legislation is a mine field of complexity that will vary from state to state as local programs roll out. The consumer needs help from experts to know if they can benefit and how."

A source of help is an answer service offered by Truesdell's organization. Consumers may request by-phone Q&A sessions with any of 160-plus experts covering most states. "In as little as four minutes you can learn whether the new law can really help you," says Truesdell. "Within ten minutes you can know the best long term care strategy for your situation, in terms of asset protection and lifestyle, regardless of the new law," he adds. "Then, if desired, you can request specific policy recommendations and quotes, which take longer."

*(Caption: Photo of Cameron Truesdell, CEO)

The free Q&A sessions may be requested at
www.eranova.com/LTCFP/answers.htm

The federal legislation promotes long term care insurance in carrot-and-stick fashion. The stick makes it harder for the middle class to rely on Medicaid for their care expenses. For example, the lookback period for asset transfers has been extended from three years to five; and people with home equities above $500,000 (or $750,000 in some states) will no longer be eligible for Medicaid. The carrot in the law opens the Medicaid purse strings conditionally, as a reward for protecting oneself. Buy a state-approved long term care policy, and Medicaid could offer backup protection (with several qualifications). Other rewards, such as tax deductions, will vary from state to state.

The carrot-stick system is referred to as the "partnership program." Such programs have proved successful in California, Connecticut, Indiana, and New York. The Deficit Reduction Act expands availability to all states and the District of Columbia. Gradual roll-out legislation is expected from most state legislatures, with levels of implementation to be determined on a state-by-state basis.

To investigate coverage within the new legal framework, Truesdell advises talking with a long term care specialist who is -

* INDEPENDENT: not an agent that represents a single carrier, or an association that offers preselected policies.

* LOCAL: with a knowledge of the law and insurance carriers in your state.

* LEGALLY CONNECTED: ready to consult with attorneys in your behalf. (LTC Financial Partners recently announced a partnership with the National Network of Estate Planning Attorneys.)

Since the Deficit Reduction Act fights Medicaid abuse and promises to tame out-of-control state budgets, aggressive implementation is anticipated. "It's win-win for the public as well as the public purse," says Truesdell.



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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Long Term Care Insurance More Attractive Thanks to New Law; Answer Service from LTC Financial Partners Tells Who Can Benefit and How
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 27 Feb 2006 11:31:00 GMT].

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Insurance

Agents Flocking to LTC Financial Partners, the Fast-Growing Long Term Care Insurance Brokerage; ‘Top Producers Want to Be Owners,’ the Company Explains

Author: LTC Financial Partners LLC
Dateline: Tue, 21 Feb 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Feb. 21 (SEND2PRESS NEWSWIRE) -- LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage, has grown from 91 agents a year ago to 167 today, a whopping 84% increase. What's the big draw? 'Ownership,' says Cameron Truesdell, CEO. 'The best agents come to us because they want a piece of the action. They also want the professional status of partnership, as in law firms.' ”



A R T I C L E:

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage, has grown from 91 agents a year ago to 167 today, a whopping 84% increase. What's the big draw? "Ownership," says Cameron Truesdell, CEO. "The best agents come to us because they want a piece of the action. They also want the professional status of partnership, as in law firms."

In LTC Financial Partners (LTCFP), all agents are called Partners with a capital P. "It's not just a title," says Truesdell. "All Partners get shares, and the number of shares goes up based on their production." That means a whole new income stream from share dividends, over and above income from premium renewals. The ownership plan is described in a "Partner Package," available on request at --
www.eranova.com/LTCFP/own.htm

*(Photo Caption: Photo of Cameron Truesdell, CEO.)

While the benefits of ownership may be the prime reason agents flock to LTCFP, there are others, according to Truesdell. "Top people also like the central support systems we've developed: help with marketing, public relations, and lead generation so they don't have to make so many cold calls." Professionally-created marketing materials are especially appreciated, he adds. "Our Director of Marketing, Jonas Roeser, has won national awards for his brochures and other support materials -- important tools that agents don't have time or money to create on their own."

Truesdell says that top agents also like LTCFP's alliance-marketing initiatives, "because of all the high-quality referrals that come automatically." LTCFP has formed strategic alliances with banks, financial advisors, in-home care providers, and associations such as the National Network of Estate Planning Attorneys. "They call us in when their clients have long term care needs," Truesdell explains. "The referrals go to our Partners based on geography and specialty."

LTCFP will be interviewing potential new Partners at the 6th Annual Intercompany LTCi Conference, February 26 - March 1, at the Hilton Anaheim in Anaheim, CA. Appointments may be requested by calling Arienne Channer at
425-284-4858.

Started in 2003, LTCFP is on course to lead the industry in rate of growth of experienced agents. LTCFP's Partners average eight years' experience. Of America's 150 top producers, 60 or 40% are LTC Financial Partners.

"As 77 million baby boomers start retiring, this industry is going to explode," says Truesdell. "LTCFP is exploding already, ahead of the curve." He and co-founder Craig Smith are pioneers in their field. Truesdell was the president and a principle in LTC Inc., which was founded in 1985 and later sold to GE Capital; Smith held the position of national sales manager in LTC Inc.

Their new venture, LTCFP, distinguishes itself by offering carefully selected products from multiple leading carriers including Allianz, MetLife, MedAmerica, Prudential, John Hancock, Physicians Mutual, and Unum Provident.



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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Agents Flocking to LTC Financial Partners, the Fast-Growing Long Term Care Insurance Brokerage; 'Top Producers Want to Be Owners,' the Company Explains
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 21 Feb 2006 06:25:00 GMT].

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Alliances and Partnerships

Local Banks to Link Long Term Health with Long Term Wealth; New Program from LTC Financial Partners Helps It Happen

Author: LTC Financial Partners LLC
Dateline: Thu, 09 Feb 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Feb. 9 (SEND2PRESS NEWSWIRE) -- According to LTC Financial Partners (LTCFP), Northeast Bank, a subsidiary of Northeast Bancorp (AMEX: NBN) is the first regional or local bank to incorporate LTCFP's health-related support system into their financial advisory services in a formal way. 'We're already supporting national organizations,' says Dan Cahn, who heads the program for LTCFP.”



A R T I C L E:

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- According to LTC Financial Partners (LTCFP), Northeast Bank, a subsidiary of Northeast Bancorp (AMEX: NBN) is the first regional or local bank to incorporate LTCFP's health-related support system into their financial advisory services in a formal way. "We're already supporting national organizations," says Dan Cahn, who heads the program for LTCFP. "But Northeast is the first regional or local organization to engage us on a systematic basis. We expect to be supporting dozens of community and state banks very shortly." Todd Grove of Portland, a Partner of LTCFP, leads the support service in Maine and works closely with Northeast Bank.

The support service consists of expert consultation on the financial impact of long term care expenses. "People don't realize how exposed they are to catastrophic loss," says Cahn. "Long term care protection is the missing gap in our healthcare safety net. If a family member gets sick or injured, you can lose practically everything in short order." Ordinary health insurance and Medicare do not cover most long term care expenses, he points out. Grove adds, "The right LTC insurance, from the right carrier, is essential today -- to protect your money as well as your well-being."

*(Caption: Photo of Todd Grove, Partner, LTC Financial Partners LLC.)

Local banks will increasingly seek outside advice from long term care experts because, "they're realizing that without the right LTC planning, the best estate plan or investment portfolio can quickly dissolve. Bankers aren't experts on this form of insurance protection, so they need to rely on outside specialists," Cahn says.

The LTCFP bank support service is simple. When a bank has an at-risk customer, they call in one of LTCFP's experts, who provide detailed information on alternative carriers and policies, relevant tax legislation, and other factors. "With the long term care safety net in place, the financial advisor can then fine-tune the estate plan or investment portfolio, comfortable in the knowledge of a more secure outcome," says Cahn. The service works for smaller banks that do not offer financial advisory services, as well as for larger ones that do. All banks have a vested interest in long term care protection for their customers, Cahn points out. "When protected by insurance, people remain active bank customers longer. When unprotected customers have to start paying for long term care on their own dime, the first withdrawal usually signals the last time they'll ever make a deposit."

Northeast Bancorp, which announced its relationship with LTCFP on January 31, serves business and consumer customers in western, central and mid-coastal Maine. Northeast Bank offers financial planning and investments through their financial consultants who are also Registered Representatives of Commonwealth Financial Network, Member NASD.

National organizations already availing themselves of LTCFP's support service include the NRL Federal Credit Union, the National Network of Estate Planning Attorneys, major banking chains, and national wire houses.

An informational guidebook, offering LTC-related asset-protection facts, may be requested by bankers, independent financial advisors, or the public, at www.eranova.com/LTCFP/contact.htm.


About LTC Financial Partners LLC:

The company was founded in April, 2003 by Cameron Truesdell and Craig Smith, who were both principals of LTC Inc., a pioneering brokerage in the long-term care field. That company was sold to GE Capital. LTC Financial Partners is located in Kirkland, Washington, with a headquarters staff of 21 supplemented by outsourced service centers throughout the country. A fast-growing network of 160-plus Partners provides local advisory services in most states.




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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Local Banks to Link Long Term Health with Long Term Wealth; New Program from LTC Financial Partners Helps It Happen
• REFERENCE KEYWORDS/TERMS: , , , , Alliances and Partnerships, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 09 Feb 2006 11:19:00 GMT].

USE THIS CONTENT FOR FREE: To use this content in your newspaper, broadcast outlet, news portal, blog/ezine or similar, free of cost, CLICK HERE to learn how.
Insurance

LTCi: The Hot New Asset-Protection Option, From a Financial Advisor Near You

Author: LTC Financial Partners LLC
Dateline: Mon, 30 Jan 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Jan. 30 (SEND2PRESS NEWSWIRE) -- According to LTC Financial Partners LLC, Philip Kimball, Executive Director of the Society of Naval Architects & Marine Engineers, watched helplessly as over $1 million dollars disappeared into the health-care system: all the assets of his dying mom and dad. Like most Americans of more than modest means, Kimball and his parents had missed an estate planning gap. Their financial advisors missed it too. No long term care insurance (or LTCi, the industry nickname).”



A R T I C L E:

Through a Support Service from LTC Financial Partners, Financial Advisors Promote the Big-Money Benefits of Long Term Care Insurance

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- According to LTC Financial Partners LLC, Philip Kimball, Executive Director of the Society of Naval Architects & Marine Engineers, watched helplessly as over $1 million dollars disappeared into the health-care system: all the assets of his dying mom and dad. Like most Americans of more than modest means, Kimball and his parents had missed an estate planning gap. Their financial advisors missed it too. No long term care insurance (or LTCi, the industry nickname).

Kimball's experience is not news. Millions can recount similar horror stories. What's news is that many people like Kimball can now call their banker, accountant, attorney, or broker for help before it's too late -- thanks to a support service from LTC Financial Partners (LTCFP), the country's most experienced long term care insurance brokerage.

With a network of 160-plus LTCi specialists at their disposal, financial advisors of all stripes are saving their clients from the health-care money drain. The proprietary support service, called the Long Term Care Outreach and Education Program(TM) (LTCOEP), is headed by Dan Cahn, founder and CEO of WorkLife Solutions, Microsoft's first online HR resource center. Cahn is now Senior Vice President of Business Development for LTC Financial Partners.

*(Photo Caption: Photo of Dan Cahn, VP of Business Development, LTC Financial Partners LLC)

Through LTCOEP, "financial advisors quickly learn which clients are at risk and how much money is at stake," says Cahn. "Then they're in a position to secure thousands or millions per client, depending on their age and situation; and they can do this with much greater certainty than the hottest stock advice or tax strategy." Once financial advisors make the initial determination of financial potential, they call in one of Cahn's associates, all certified long term care insurance specialists who average eight or more years' experience, and who offer only one product, LTCi. The specialists then navigate the maze of homecare, payment and carrier options -- considering the impact of the latest LTCi legislation and tax breaks. Tailored solutions are then presented to the clients on behalf of the financial advisors.

The support service has been adopted by a growing number of financial organizations including the NRL Federal Credit Union, the National Network of Estate Planning Attorneys, major banking chains, and national wire houses. In time, nearly all financial institutions will offer education on LTCi as a buffer to the rising costs of long term health-care, Cahn believes. "The wholesale model is not right for financial advisors who want to do the right thing for their clients," says Cahn. "One size does not fit all. LTCFP offers a tailored retail solution by matching each client with an LTCi specialist who really responds to the individual's situation. So far we're supporting more than 5,000 financial advisors and expect the number to double in the next few months."

An informational guidebook, offering LTC-related asset-protection facts, may be requested by financial advisors or the public, at www.eranova.com/LTCFP/contact.htm, or by contacting any of the following LTCi specialists:


AL - 256-508-9014 - Mike Funderburg

AR - 479-444-8834 - Ken Merritt
AR - 501-851-8300 - Fred Ellis

AZ - 480-816-0416 - Merrill Wolfe
AZ - 520-219-1376 - Martha Bowes

CA - 310-306-2498 - Patricia Miller
CA - 310-376-7847 - James Perry
CA - 408-269-3884 - Nanci Viera
CA - 408-792-0540 - Jim Valentine
CA - 415-721-4345 - Steve Peskin
CA - 415-781-1800 - Andy Rosenbloom
CA - 510-657-8753 - Renee Brown
CA - 510-669-9770 - Howard Gottlieb
CA - 510-763-5002 - Paula Taylor
CA - 530-886-0811 - Lee Francia
CA - 650-306-0240 - Debra Rauser
CA - 714-674-0190 - Rhonda Guilin
CA - 760-343-2442 - Lucy Whitehead
CA - 760-436-0361 - Janie DeCelles
CA - 818-920-1777, ext 1252 - Steve Cravitz
CA - 831-335-4949 - Barbara Hanson
CA - 858-759-9967 - Bill Bargfrede
CA - 909-592-4221 - Rick Reitz
CA - 925-735-4341 - Sue Varenchik-Martz
CA - 949-223-8206 - Shelly Kapfhammer
CA - 949-310-1138 - Kasey Scott

CO - 303-526-7531 - Christine Crowley
CO - 303-617-4759 - Laura Leighton
CO - 303-932-8403 - Karen Sailor
CO - 719-599-5350 - Rick Lentz
CO - 970-252-1992 - Christy Wailes
CO - 970-259-9164 - Angela Franklin

CT - 860-539-0674 - Steve Foss
CT - 860-651-9976 - Richard Levine
CT - 860-677-4075 - Larry Golfin

FL - 305-576-3360 - Steve Meyers
FL - 561-694-7923 - David Pahl
FL - 607-729-3097 - Jeanne Thomas
FL - 772-692-0549 - John Shinkunas

GA - 404-237-1189 - Amy Pollock

ID - 208-735-1405 - Gary Hurt
ID - 208-853-2668 - Kristin Koskella

IL - 618-521-6105 - Joe Upchurch
IL - 630-762-8704 - Don Rice
IL - 630-961-3540 - Peter Klein
IL - 708-246-6898 - Kathy Noerenberg
IL - 815-469-0181 - Joanne Boyd
IL - 815-754-4582 - Thad May

IN - 317-752-3086 - Stuart Lawrence

KS - 316-789-1919 - Bill Vawter
KS - 785-822-1955 - Brad Forsberg

KY - 502-895-6100 - Lucia Plunkett
KY - 859-293-5201 - Jeff Pena

LA - 985-845-7036 - Emmett Poynot

MA - 413-268-0360 - Richard Herman
MA - 617-527-9736 - Barry Goldwater

MD - 301-775-3010 - Lynda Anderson
MD - 410-377-0549 - Jeff Merwin

ME - 207-772-5793 - Todd Grove

MI - 248-457-9810 - Bill Mueller

MN - 952-253-4318 - Walt Parker

MO - 636-529-0993 - Mike Greer
MO - 816-309-0862 - David Rinehart
MO - 816-347-9924 - Wendy Rinehart
MO - 816-361-0394 - Bob McClellan

MT - 406-254-2318 - Gary Cathey

NC - 252-753-6432 - Mark Leonard
NC - 336-785-0159 - Scott Ramsay
NC - 919-873-1962 - Gary Keith

NJ - 201-265-1958 - Gary Melnikoff
NJ - 201-476-0880 - Richard Landau

NM - 505-238-1845 - Bob Choate
NM - 505-328-8485 - Carl Boaz
NM - 505-345-2312 - Pam Felker
NM - 505-401-6324 - Leonard Salgado
NM - 505-437-6310 - Esther Baker
NM - 505-885-8388 - Jackie Yeager

NV - 775-727-6870 - Debi Christensen

NY - 212-799-3900 - Ronald Brie
NY - 315-635-1834 - Mike Davis
NY - 315-963-7167 - Nancy Evale
NY - 516-869-6767 - Gene Cutler
NY - 518-295-7564 - Virginia Kintz
NY - 518-374-9006 - Cherie Bramley
NY - 518-758-7303 - Julianna O'Leary
NY - 585-226-6168 - Jack Walnes
NY - 631-262-7167 - Susan Lenihan
NY - 631-421-8474 - Allan Boorshtein
NY - 631-754-8689 - Bob Dennis
NY - 631-754-8689 - Rosann Keiles
NY - 716-404-0088 - Chris Aronica
NY - 716-632-6118, ext 312 - James Dennis
NY - 845-638-3741 - Jeff Napel
NY - 845-782-7508 - Jim Kelly
NY - 914-234-7767 - Steve Brefere
NY - 914-245-6070 - Derek Arnold

OH - 216-226-7198 - Pattianne (Gibson) Baran
OH - 330-673-2555 - Jim Weaver
OH - 419-294-5655 - Jeff Eier
OH - 419-732-0653 - John Cullen
OH - 419-867-4061 - David Margraf
OH - 440-461-5131 - Denise Gott
OH - 513-339-1044 - Richard Himes
OH - 513-605-2510, ext 225 - Chris McLaren
OH - 614-866-0316 - Richard Katz
OH - 740-549-0320 - Charles Sinkford
OH - 740-549-0320 - Emily Sinkford
OH - 937-434-9637 - Tom Kohnle

OK - 580-774-2255 - Pat Dunn
OK - 918-461-1474 - Patti Crawford

PA - 412-521-8833 - Howard Snyder
PA - 412-973-7594 - Ken Gress
PA - 610-356-0760 - Rich Horowitz
PA - 610-520-2351 - Rob Cohen
PA - 610-640-4243 - Shela Anmuth
PA - 610-783-6970 - Kevin Bressler
PA - 610-987-0060 - Rosanne Schaefer
PA - 717-652-0552 - Debbie Dare

SC - 864-675-9100 - Bruce Rowan

SD - 605-253-2313 - Todd Hakl

TN - 901-270-1010 - Ed Murphey

TX - 210-377-3224 - Kirt McClain
TX - 210-491-4100 - Andy Scott
TX - 210-493-8229 - Byron Allam
TX - 210-496-7755 - Vicki Siptak
TX - 281-296-8343 - Allen Astin
TX - 281-431-4033 - Kat Tarver Roebuck
TX - 281-558-8738 - Carol McClain
TX - 361-853-4101 - David Knapp
TX - 512-342-7833 - Shawn Davis
TX - 512-372-8466 - Michael Rooney
TX - 512-472-1130 - Bruce Gardner
TX - 713-661-6789 - BJ Randolph
TX - 806-748-8911 - Lowell Bridges
TX - 806-788-1777 - Ray Parker
TX - 830-257-5344 - Clair Booth
TX - 972-880-4648 - Mike Harvey
TX - 972-989-7462 - Kelly Boatman

UT - 801-524-2403 - Korte Wamsley
UT - 801-920-1441 - Vickie Chatelain

VA - 703-281-0914 - Penny Gilbert
VA - 703-288-6779 - Pat Velander
VA - 703-648-1739 - Elizabeth Stein
VA - 703-669-6976 - Eileen Francisco
VA - 804-690-7328 - Chip Graumlich

VT - 802-985-4930 - Tod Warner

WA - 206-524-8532 - Bill Kitchin
WA - 206-567-4600 - Bill Brown
WA - 206.722.5802 - David Grashin
WA - 360-687-1838 - Philip Shields
WA - 425-301-7696 - George Barber
WA - 425-379-5404 - Curt Horowitz
WA - 425-641-8502 - Carol Guilbault
WA - 425-681-1531 - Bob Miller
WA - 425-775-5364 - Christine Khemis

WI - 608-845-6389 - Jim Marcum

ALL OTHER AREAS: 866-471-4072 or
www.eranova.com/LTCFP/contact.htm


About LTC Financial Partners LLC:

The company was founded in April, 2003 by Cameron Truesdell and Craig Smith, who were both principals of LTC Inc., a pioneering brokerage in the long-term care field. That company was sold to GE Capital. LTC Financial Partners is located in Kirkland, Washington, with a headquarters staff of 21 supplemented by outsourced service centers throughout the country.



###


Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: LTCi: The Hot New Asset-Protection Option, From a Financial Advisor Near You
• REFERENCE KEYWORDS/TERMS: , , , , Insurance, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 30 Jan 2006 14:31:00 GMT].

USE THIS CONTENT FOR FREE: To use this content in your newspaper, broadcast outlet, news portal, blog/ezine or similar, free of cost, CLICK HERE to learn how.
Health, Diet and Fitness

Free Screening for Long Term Care Insurance

Author: LTC Financial Partners LLC
Dateline: Mon, 16 Jan 2006

freeNewsArticles Story Summary: “KIRKLAND, WA - Jan. 16 (SEND2PRESS NEWSWIRE) -- Long term care insurance, which protects families from catastrophic loss, may be right for some Americans but not others. How can you tell if it's right for you, a family member, or (if you run a business) your employees? Starting today, a new screening service from LTC Financial Partners promises to give a quick answer -- in as little as four minutes on the phone. Performed by state-certified specialists, the screening works this way:”



A R T I C L E:

Launched by LTC Financial Partners, Service Also Aids Carrier Selection

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- Long term care insurance, which protects families from catastrophic loss, may be right for some Americans but not others. How can you tell if it's right for you, a family member, or (if you run a business) your employees? Starting today, a new screening service from LTC Financial Partners promises to give a quick answer -- in as little as four minutes on the phone. Performed by state-certified specialists, the screening works this way:

The consumer or employer makes an online request for a telephone appointment with a long term care expert who is familiar with regulations in the individual's state. The by-phone screening process involves three steps:

STEP 1 (about four minutes): The expert determines which LTC category fits the family member or employee:

* Public assistance (person likely to qualify for Medicaid).

* Self-insurance (person has sufficient means to pay for care out of pocket).

* Private long term care insurance (person needs help to protect assets and lifestyle).


If long term care insurance is indicated, the screening process continues with steps 2 and 3, which explore eligibility, alternative carriers, and policy options including a range of benefits and costs.

STEP 2 (five-plus minutes): The expert determines whether the person is likely to meet minimum health requirements for insurability. If yes, the expert estimates the cost of coverage after available tax breaks.

STEP 3 (nine-plus minutes): The expert explores a wide range of policy options to find the best fit for the individual's situation. While asking questions, he or she accesses a national database of insurance carriers, policies, and legislation. Through a computer analysis based on state of residence and other criteria, a ranking is formed and two or three alternative solutions are developed, which may include policies from Allianz, MetLife, MedAmerica, Prudential, John Hancock, Physicians Mutual, Unum Provident, or other state-approved carriers.

The free screening and selection assistance may be requested at www.eranova.com/LTCFP/ltcfree-screening.htm

"This type of in-depth, professional help is very rare," says Cameron Truesdell, CEO of LTC Financial Partners. "It's not available for many other complex choices, such as selecting the right Medicare prescription drug plan. Where else can you talk with an impartial, seasoned specialist and quickly learn which carriers and benefits are most advantageous in your case?"


*(Photo Caption: Photo of Cameron Truesdell, CEO of LTC Financial Partners.)



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Copyright © 2006 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Free Screening for Long Term Care Insurance
• REFERENCE KEYWORDS/TERMS: , , , , Health, Diet and Fitness, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 16 Jan 2006 10:37:00 GMT].

USE THIS CONTENT FOR FREE: To use this content in your newspaper, broadcast outlet, news portal, blog/ezine or similar, free of cost, CLICK HERE to learn how.