Insurance, Long Term Care, Senior Citizen Interests

November Is Long-Term Care Awareness Month, a Good Time for Local Groups to Schedule Informational Seminars

Author: LTC Financial Partners, LLC
Dateline: Kirkland, Washington (KIRKLAND, Wash.)  | Wed, 19 Oct 2011

freeNewsArticles Story Summary: “Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It's provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation's largest long-term care insurance agencies representing multiple carriers.”



A R T I C L E:

Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It's provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation's largest long-term care insurance agencies representing multiple carriers.

Entitled "LTC Financial Partners - 3 in 4 Need More Seminar Series," the presentations are a way for LTCFP to support the national "3 in 4 Need More" educational campaign operated by the 3in4 Association. The seminars have already begun with more than 100 organizations educated. These include service groups such as Rotary and Kiwanis, religious groups, companies large and small, and community groups of all types. "We're prepared to run hundreds more," says Denise Gott, LTCFP's chairman of the board, "and we'll be glad to put one on for any group in any part of the country."

Why the big deal about LTC Awareness? And why is a special seminar necessary? "According to government and industry estimates," says Gott, "about 3 in 4 working-age Americans worry about needing help with the tasks of daily living after age 65. And plans for care should be made in one's 30's, 40's or 50's." Why so early? "Because you could get hit by a double whammy, first needing to provide care for a parent or other family member, and then needing to provide for your own care." Without adequate planning, one's life savings and retirement plans can easily be wiped out.

Lasting 20 minutes, the "LTC Financial Partners - 3 in 4 Need More" seminar takes an upbeat approach on a serious topic and addresses questions such as --
* What are the chances that someone in my family, or I myself, will need long-term care?
* How much do LTC services cost -- in a nursing home, assisted-care facility, or my own home?
* What are the payment options, such as private long-term care insurance, public assistance, or self-financing through savings?

One of the free seminars may be requested at www.LTCspeakers.com or by calling (855) LTC-YEAR.

LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning. Episodes from the national 3in4 Tour may be viewed at www.youtube.com/3in4needmore . LTCFP's web address is http://www.ltcfp.com .

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Copyright © 2011 by LTC Financial Partners, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: November Is Long-Term Care Awareness Month, a Good Time for Local Groups to Schedule Informational Seminars
• REFERENCE KEYWORDS/TERMS: Denise Gott, Kirkland, Washington, Long-Term Care Awareness month, Long Term Care, Insurance, Senior Citizen Interests, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Wed, 19 Oct 2011 14:47:59 GMT].

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Insurance, Long Term Care, Senior Citizen Interests

Long Term Care Insurance Specialist and Attorney Helen Boyer Goes to Bat for Washington State Consumers Needing LTC Protection

Author: LTC Financial Partners, LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Thu, 13 Oct 2011

freeNewsArticles Story Summary: “Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner. Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC.”



A R T I C L E:

Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner.

Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC (LTCFP), one of America's largest long-term care insurance agencies representing multiple carriers.

The forthcoming program, with a little fine-tuning, will be very good news for the state budget as well as consumers' pocketbooks and lives, according to Boyer. Known as the Deficit Reduction Act (DRA) Long-Term Care Partnership Program, it will in effect team private LTC insurance as a primary payer of long-term care expenses with Medicaid as a conditional payer that may or may not be needed.

"This helps consumers by providing an asset disregard equal to the value of their insurance policy should their care needs outstrip their policy's benefit amount," Boyer says. "Also, by providing this backup assurance, it encourages consumers to protect themselves in the first place."

The program will help the state by reducing unnecessary Medicaid claims. "By raising awareness in this way," says Boyer, "the program will encourage people to provide for their own LTC needs and turn to Medicaid only if they have to."

The tweaks Boyer offered include -
* Rewording to make certain provisions compliant with federal regulations and consistent with similar Partnership programs in other states.
* Changes to make sure existing policies will be "Partnership-approved," so existing policy-holders will benefit from the program along with new policy-holders.
* A new clause to allow carriers to innovate with new kinds of LTC policies and seek state approval through a simple procedure.

"We should all be grateful for the diligent work of the Office of the Insurance Commissioner (OIC) on behalf of the consumers of Washington," says Boyer. "Everyone will benefit, and I was delighted to help."

Others joined Boyer in testifying. "The commentary on the issues has been very helpful," she says. "In fact, it is remarkable how consistent the input has been from consumers, producers, insurers, and trade groups. All of us want to see a successful program for Washington consumers."

Boyer's organization, LTCFP, is a co-founder and sponsor of the "3 in 4 Need More" campaign -- www.3in4needmore.com -- which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning. For four years in a row, Inc. Magazine has included LTCFP -- http://www.ltcfp.com -- in its annual ranking of the nation's 5000 fastest-growing companies.

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Copyright © 2011 by LTC Financial Partners, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Long Term Care Insurance Specialist and Attorney Helen Boyer Goes to Bat for Washington State Consumers Needing LTC Protection
• REFERENCE KEYWORDS/TERMS: helen boyer, Kirkland, Washington State, ltc partnership program, Long Term Care, Insurance, Senior Citizen Interests, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 13 Oct 2011 22:15:38 GMT].

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Long Term Care, Senior Citizen Interests

Collegiate Caregivers Combines College Students and Technology to Provide Superior Home Care

Author: Collegiate Caregivers
Dateline: Madison, Wisconsin (MADISON, Wis.)  | Tue, 04 Oct 2011

freeNewsArticles Story Summary: “Collegiate Caregivers announced this week the launch of a new home care business that aims to revolutionize the senior care industry through an intelligent and unique use of college students and technology.”



A R T I C L E:

Collegiate Caregivers announced this week the launch of a new home care business that aims to revolutionize the senior care industry through an intelligent and unique use of college students and technology.

"What sets Collegiate Caregivers apart from other long-term care or senior care services is that we employ only the most educated caregivers in the industry," says Curtis J. Polzin, executive director, Collegiate Caregivers. "Our caregivers must be enrolled in a healthcare-related college program or be a college graduate."

When it comes to Collegiate Caregivers, service benefits are numerous. Not only do clients receive highly educated, respectable caregivers with a vested interest in their care, they also receive state-of-the-art monitoring through an electronic medical record system.

Cost is also beneficial. Collegiate Caregivers provides quality care services at a fraction of the cost when compared to other senior care alternatives. The bottom line is that Collegiate Caregivers can save seniors money.

For example, on average, for three hours of one-on-one care, per day, every day, Collegiate Caregivers can save clients approximately 48 percent when compared to assisted living facilities; 75 percent when compared to nursing homes; and 77 percent when compared to memory care units.

And quality care at home is something that seniors really prefer.

"Having a nursing student as my caregiver brought a professional approach to my needs that I couldn't obtain anywhere else," says Steven Kane, a Collegiate Caregiver client.

The relationship between students and seniors is really one that is mutually beneficial. For instance, Collegiate Caregivers recently received a call from a woman who had fallen and was about to be released from a rehabilitation center, but needed assistance at home to continue with balance exercises.

This client was quickly matched up with a caregiver who is in graduate school studying to be a physical therapist.

"Collegiate Caregivers has provided me with a job that I need to help pay for college within the industry that I am studying to work in," says Andrea O'Leary, physical therapy graduate student.

Polzin adds that Collegiate Caregivers ensures that all of its caregivers are appropriately trained prior to entering a client's home.

"This happens through intense online and classroom training taught by a Registered Nurse who also oversees all client care," explains Polzin.

Collegiate Caregivers creates a positive alternative for seniors, college students and the healthcare industry.

For more information, visit: www.collegiatecaregivers.com .

###


Copyright © 2011 by Collegiate Caregivers and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Collegiate Caregivers Combines College Students and Technology to Provide Superior Home Care
• REFERENCE KEYWORDS/TERMS: long-term care, Madison, Wisconsin, senior care industry, Senior Citizen Interests, Health, Education, MADISON, Wis..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Collegiate Caregivers); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 04 Oct 2011 09:58:44 GMT].

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Insurance, Long Term Care, Senior Citizen Interests

Long-Term Care Insurance Can Be Cheaper than Do-It-Yourself Caregiving, Leading Agency Advises

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Mon, 19 Sep 2011

freeNewsArticles Story Summary: “If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? 'If that's your default plan,' says Craig Smith, President of LTC Financial Partners LLC, 'be prepared for sticker shock. Your services don't come free.' LTCFP is one of the nation's largest and most experienced long-term care insurance agencies.”



A R T I C L E:

If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? "If that's your default plan," says Craig Smith, President of LTC Financial Partners LLC, "be prepared for sticker shock. Your services don't come free." LTCFP is one of the nation's largest and most experienced long-term care insurance agencies.

Do-it-yourself caregiving can be very expensive, Smith asserts. "In fact long-term care insurance, even with premium payments extending over 30 years, can be much cheaper."

This assertion is based on a recent report published by the MetLife Mature Market Institute, "The MetLife Study of Caregiving Costs to Working Caregivers: Double Jeopardy for Baby Boomers Caring for Their Parents." For America's 10 million employed caregivers, lifetime losses in pay, pensions, and social security benefits total an estimated $3 trillion, according to the study. That amounts to $304,000 per worker.

"It will cost you a fraction of that for insurance, so you have the money to pay a professional to care for your parent," says Smith.

The numbers:

* A good policy costs just hundreds to thousands of dollars per year depending on the covered person's age, health, and benefit features desired.

* That's far less than the $304,000 lifetime-earnings hit even if premiums are paid for 30 years or more.

Of course, there's a chance that none of your parents (typically four per couple), will ever need long-term care. But don't count on it. According to the U.S. Department of Health and Human Services, at least 70 percent of Americans over 65 will need long-term care at some point.

"People often reject long-term care insurance because they think it's expensive," says Smith. "But the opposite is true. It's one of biggest bargains around."

LTCFP has over 500 agents covering all parts of the U.S., listed by state at http://www.ltcfp.com . "They're ready to help people compare policies, from multiple carriers, that offer varying feature sets and costs to fit all budgets," says Smith. Online information and free literature are also available.

Rapidly expanding, LTCFP has openings for new agents in many regions. Information is available at http://www.ltcinsurancecareer.com . For four years in a row, Inc. Magazine has included LTCFP in its annual ranking of the nation's 5000 fastest-growing companies.

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Long-Term Care Insurance Can Be Cheaper than Do-It-Yourself Caregiving, Leading Agency Advises
• REFERENCE KEYWORDS/TERMS: Craig Smith, Kirkland, Washington State, MetLife Study of Caregiving Costs, Long Term Care, Insurance, Senior Citizen Interests, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 19 Sep 2011 08:59:22 GMT].

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Insurance, Long Term Care, Senior Citizen Interests

Looking for a Free Speaker on a Hot Topic? Hundreds Available for ‘Long-Term Healthcare Planning Options for Americans’

Author: LTC Financial Partners, LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Thu, 14 Jul 2011

freeNewsArticles Story Summary: “Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.”



A R T I C L E:

Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.

"As millions of Baby Boomers approach retirement, this is becoming a very hot topic," says Denise Gott, National Sales Manager and Chairman of the board, LTC Financial Partners, LLC, www.ltcfp.com. "Surveys indicate that about 3 in 4 working-age Americans worry about needing some sort of special, ongoing care after the age of 65." The best time to plan for this, according to Gott, is when you're younger, in your 50's, 40's or even your 30's, "because that's when you have the greatest choice; later you may not be as free to protect your lifestyle and assets."

LTCFP's long-term care experts, available in all states, will gladly speak before any and all groups:
* Service organizations such as Rotary and Kiwanis;
* Religious and community groups;
* Associations of all types; and
* In-company groups.

The 30-minute presentation takes an upbeat approach on a serious topic and is appropriate for all adults. Questions to be addressed include -
* What is the "3 in 4 Need More" campaign and why is it needed?
* What are the odds, in my case, that I or a family member will ever need long-term care services?
* How much do these services cost?
* What are the payment options, such as private long-term care insurance, public insurance through the CLASS Act (upcoming) or self-financing through savings?

Event planners may find and request local speakers at http://web.ltcfp.com/ltcfp/consumer.aspx or by calling (855) LTC-YEAR.

LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.

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Copyright © 2011 by LTC Financial Partners, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Looking for a Free Speaker on a Hot Topic? Hundreds Available for 'Long-Term Healthcare Planning Options for Americans'
• REFERENCE KEYWORDS/TERMS: Denise Gott, Kirkland, Washington State, 3in4 Need More Campaign, Long Term Care, Insurance, Senior Citizen Interests, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 14 Jul 2011 19:24:03 GMT].

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Insurance, Long Term Care

‘3 in 4 Need More’ Campaign Makes Splash in Vegas, Highlighting Need for Long-Term Care Planning

Author: 3in4 Association
Dateline: Kirkland, Washington (KIRKLAND, Wash.)  | Thu, 14 Apr 2011

freeNewsArticles Story Summary: “On April 3 in Las Vegas, Nevada, the '3 in 4 Need More' campaign - run by the 3in4 Association - made its second public appearance, following the first in Atlanta, Georgia, on March 8. This month's appearance took place during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance (AALTCI).”



A R T I C L E:

On April 3 in Las Vegas, Nevada, the "3 in 4 Need More" campaign - run by the 3in4 Association - made its second public appearance, following the first in Atlanta, Georgia, on March 8. This month's appearance took place during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance (AALTCI).

The campaign seeks to inform Americans that health insurance isn't enough. Millions of us need more: some form of long-term care insurance or planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare.

During the April 3 appearance, press representatives, long-term care insurance agents, and industry executives witnessed several highlights:

* Long-term care advocate Dr. Marion Somers spoke at a press briefing, joined by 3in4 Association board members. She was later interviewed on KTNV Channel 13 Action News, an ABC affiliate. A recording may be viewed at http://www.vegasmorningblend.com/videos/119092024.html. Dr. Marion is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News.

* Jesse Slome, President of AALTCI, received the 2011 Lifetime Achievement Award, presented by the 3in4 Association. "Jesse's work on behalf of the industry dates back to 1987, when he crafted a marketing program for Aetna's launch of a nursing home policy," says Mark Goldberg, Treasurer of the 3in4 Association. "Jesse also helped launch the California Partnership for Long-Term Care Insurance, founded the LTCi Sales Strategies magazine, co-founded the American Association for Long-Term Care Insurance, and more."

* Jonas Roeser, President of the 3in4 Association, received the 2011 Bright Idea award from John Hancock Financial (a unit of Manulife Financial Corporation) for conceiving the "3 in 4 Need More" campaign and mobilizing industry leaders to join in creating the association.

"The campaign is off to a good start," says Goldberg. "We're driving home the fact that most Americans lack protection for longer-lasting illnesses and disabilities, and need to do something about it before their finances or family life are threatened." According to a 2010 "Long-Term Care Cost Study" conducted by Prudential Insurance Company of American, 77 percent of respondents - about 3 in 4 - agreed that "I Should Know More About LTCi Than I Currently Do."

Video highlights of the April 3 event are available at http://youtu.be/4QKme2863-k .

More information about "3 in 4 Need More" is available at the campaign's website: www.3in4needmore.com .

About The 3in4 Association:

The 3in4 Association is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code. Corporate sponsors include the following insurance carriers: John Hancock Financial, Mutual of Omaha, LifeSecure Insurance Company, Prudential Financial, Transamerica Long Term Care, and MedAmerica (MedAmerica Insurance Company, MedAmerica Insurance Company of New York and MedAmerica Insurance Company of Florida).

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Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: '3 in 4 Need More' Campaign Makes Splash in Vegas, Highlighting Need for Long-Term Care Planning
• REFERENCE KEYWORDS/TERMS: 3 in 4 Need More campaign, Kirkland, Washington, LTCi Producers Summit, Long Term Care, Insurance, Health, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (3in4 Association); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 14 Apr 2011 08:57:08 GMT].

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Insurance, Long Term Care, Medical

Leading Long-Term Care Educator Forms Alliance with Florida’s Largest Source of In-home Care

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Thu, 17 Mar 2011

freeNewsArticles Story Summary: “Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don't have to leave their homes to receive care elsewhere.”



A R T I C L E:

Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don't have to leave their homes to receive care elsewhere. Working together, the two companies will address a big problem for many Floridians: ending up without the means to maintain their preferred lifestyle when care needs arise.

"When people of any age need long-term care," says Jonas Roeser of LTCFP, "they'd rather receive it in their own homes, so they can be with their loved ones and enjoy their familiar environment." But in-home care isn't free, and many Floridians have no choice but to move in with relatives or rely on Medicaid, which usually mandates moving into a nursing home. "My company will provide the education so this doesn't happen," says Roeser, "and CSI will provide the actual in-home care services." Roeser is LTCFP's Senior Vice President of Marketing & Operations.

Over the next two years, LTCFP plans to establish similar alliances with caregiving organizations across the nation. "We're now identifying the top supplier of care services, like CSI, in every state," says Roeser.

LTCFP's educational services - offered nationally through corporate employers, associations, and other organizations - make clear why families need to provide in advance for long-term care needs, just as they provide in advance for healthcare needs. "Not everyone requires long-term care insurance," says Roeser, "but everyone needs to plan for long-term care services that most families end up needing sooner or later."

LTCFP's educational offering is called the Long Term Care Outreach and Education Program(R) (LTCOEP(R)). LTCFP is also one of America's largest and most experienced long-term care insurance agencies, helping people choose among the many policy options offered by multiple insurance carriers.

"Once Florida residents have planned for their long-term care - through insurance, savings, or an annuity - CSI is an excellent place to get those services," says Roeser. "That's the reason we're teaming with them."

He points out that CSI:
* Maintains the largest registry of nurses and other care providers in Florida, with an active database of over 6,000 credentialed caregivers.
* Provides millions of hours of service annually to frail, elderly and disabled Floridians (5 million hours in 2010).
* Gives 24/7 service through its always-open call center.
* Takes assignment of benefits on all long-term care policies.
* Is licensed by Florida's Agency of Care Administration and Agency for Persons with Disabilities.

CSI maintains a toll-free number - 800-540-6772 - for inquiries and referrals throughout Florida. The company also currently offers qualifying individuals a VIP card that gives $150 off on CSI services paid for by long-term care insurance. More information about CSI is available at http://www.csicaregiver.com/ .

More information about LTCFP's Long Term Care Outreach and Education Program(R) is available at http://web.ltcfp.com/ltcfp/businessowners.aspx . LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to multiply the number of Americans protected by long-term care planning.

###


Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Leading Long-Term Care Educator Forms Alliance with Florida's Largest Source of In-home Care
• REFERENCE KEYWORDS/TERMS: Jonas Roeser, Kirkland, Washington State, Caregiver Services Inc, Long Term Care, Medical, Insurance, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 17 Mar 2011 18:49:00 GMT].

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General Editorial, Insurance, Long Term Care

Six Long-Term Care Insurance Carriers Now Back ‘3 in 4 Need More’ Campaign

Author: 3in4 Association
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Mon, 07 Mar 2011

freeNewsArticles Story Summary: “Today the 3in4 Association, promoters of the '3 in 4 Need More' campaign, announces the sponsorship of six insurance carriers: John Hancock, Mutual of Omaha, LifeSecure, MedAmerica, Prudential, and Transamerica. 'They're providing the support we need to start getting our message out,' says Jonas Roeser, a member of the association's three-member Executive Committee, which also includes Margie Barrie and Mark Goldberg.”



A R T I C L E:

Today the 3in4 Association, promoters of the "3 in 4 Need More" campaign, announces the sponsorship of six insurance carriers: John Hancock, Mutual of Omaha, LifeSecure, MedAmerica, Prudential, and Transamerica. "They're providing the support we need to start getting our message out," says Jonas Roeser, a member of the association's three-member Executive Committee, which also includes Margie Barrie and Mark Goldberg.

What's the message? "It's simple," says Barrie. "Health insurance isn't enough. About three in four of us need more. Unless we're rich enough to self-insure, we need some form of long-term care insurance to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare." That's the wake-up call of the 3 in 4 Need More campaign.

"The public needs to hear this message and take it to heart," Goldberg says, "because Uncle Sam and the states can't afford to come to the rescue anymore." Now and increasingly in the future, "when long-term care needs suddenly happen, millions will have to use their own assets to pay for care; or they'll need to rely on relatives; or somehow do without care." Today about 32% of the total Medicaid budget, for all states, goes toward paying for long-term care, according to a recent study by Deloitte Center for Health Solutions.

Medicaid assistance is intended for the truly needy, but many middle-class Americans are able to draw upon the system in spite of restrictions. "In light of today's budget crises, this can't continue," Goldberg insists. "Medicaid expenditures have to stop skyrocketing. Going forward, much less may be expected from Medicaid, and as 70 million Baby Boomers approach retirement age, no way is Medicaid money going to mushroom to fill the demand."

The 3 in 4 Need More campaign encourages Americans to educate themselves about long-term care, investigate long-term care insurance, and weigh the pros and cons of enrolling in the upcoming public option for long-term care, the CLASS Act. "One way or another," says Barrie, "we need to start protecting ourselves; government just can't afford to do it anymore, except for helping the truly needy." More information is available at www.3in4needmore.com .

About John Hancock:

John Hancock Financial is a unit of Manulife Financial Corporation, a leading Canadian-based financial services group serving millions of customers in 22 countries and territories worldwide. The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including life insurance, fixed and variable annuities, fixed products, mutual funds, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at www.johnhancock.com .

About Mutual of Omaha:

Mutual of Omaha is a full-service, multi-line organization providing insurance and financial products for individuals, businesses and groups throughout the United States. The company has offered long-term care insurance for more than 20 years. For more information about Mutual of Omaha, visit www.mutualofomaha.com .

About LifeSecure:

LifeSecure Insurance Company offers a new generation of long-term care insurance coverage. The Brighton, Michigan-based company is focused on providing straightforward, affordable coverage and high levels of customer service and support. The company's long-term care insurance coverage is sold through a network of independent marketing organizations, brokers and agents. LifeSecure is a wholly owned subsidiary of Blue Cross Blue Shield of Michigan. For additional information visit the company's website at www.YourLifeSecure.com .

About MedAmerica:

MedAmerica Insurance Company, MedAmerica Insurance Company of New York and MedAmerica Insurance Company of Florida (MedAmerica) are the long-term care insurance subsidiaries of Lifetime Healthcare, Inc., a $5 billion not-for-profit company that finances and delivers health care to more than two million people. With long-term care insurance its singular focus, MedAmerica is recognized for quality products and excellent service. MedAmerica now offers a broadened LTCi portfolio featuring Simplicity, the highest-rated LTCi product on the market (SellingLTC.com), and FlexCare, a reimbursement policy featuring an optional monthly cash benefit that provides the building blocks for creative product design. MedAmerica is the insurer of choice for several state employers, Fortune 500 companies, and employers of all sizes.

About Prudential:

Prudential Financial, Inc. (NYSE:PRU), a financial services leader with approximately $784 billion of assets under management as of December 31, 2010, has operations in the United States, Asia, Europe, and Latin America. Prudential's diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, investment management, and real estate services. In the U.S., Prudential's iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit http://www.news.prudential.com/ .

About Transamerica:

Transamerica Long Term Care is a business unit of Transamerica Life & Protection Division. Transamerica Life Insurance Company is an AEGON company that is focused exclusively on the sales, marketing and administration of long-term care insurance. Additional information about Transamerica Life Insurance Company is available at http://www.transamericaltc.com .

About the 3in4 Association:

The 3in4 Association, which runs the 3 in 4 Need More campaign, is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code. Donations to the 3in4 Association may be deductible as business expenses, but are not deductible as charitable contributions for federal income tax purposes. The three-member Executive Committee of the 3in4 Association consists of Jonas Roeser, President; Margie Barrie, Vice President; and Mark Goldberg, Treasurer. To learn more, visit www.3in4needmore.com .

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Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

• Web Image (72dpi): https://www.send2press.com/mediaboom/11-0302-3in4_72dpi.jpg

Story Title: Six Long-Term Care Insurance Carriers Now Back '3 in 4 Need More' Campaign
• REFERENCE KEYWORDS/TERMS: 3 in 4 Need More Campaign, Kirkland, Washington State, long-term care, Insurance, NonProfit, General Editorial, KIRKLAND, Wash. , NYSE:PRU.

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (3in4 Association); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 07 Mar 2011 18:53:21 GMT].

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Insurance, Long Term Care

Long-Term Care Advocate Dr. Marion Will Endorse ‘3 in 4 Need More’ Campaign at Atlanta Conference

Author: 3in4 Association
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Wed, 02 Mar 2011

freeNewsArticles Story Summary: “On March 8 in Atlanta, the '3 in 4 Need More' campaign will get a boost from Dr. Marion Somers, the long-term care planning advocate who is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News.”



A R T I C L E:

On March 8 in Atlanta, the "3 in 4 Need More" campaign will get a boost from Dr. Marion Somers, the long-term care planning advocate who is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News. In an informal press conference at the Eleventh Annual Intercompany Long Term Care Insurance Conference - March 6-9 at the Marriott Marquis, Atlanta, Georgia - Dr. Marion's endorsement will be recorded for TV and Internet exposure. "We are delighted that she will be lending her support," says Jonas Roeser, President of the 3 in 4 Association, promoters of the "3 in 4 Need More" campaign.

In the press event - from 12:45 to 1:30 on Tuesday, the 8th, room A602/Atrium Level - Dr. Marion will explain why it's important for millions of Americans to support the "3 in 4 Need More" campaign. In a nutshell, the message is this: Health insurance isn't enough. About three in four of us need more. We need some form of long-term care insurance or planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare. Following Dr. Marion's prepared statement, she will take questions from reporters, insurance executives, and other conference participants.

Dr. Marion's backing follows that of several long-term care insurance carriers and agencies. The "3 in 4 Need More" campaign will promote its message in a number of ways, starting with education of long-term care agencies and agents on how to use the campaign's logo and educational materials to inform the public.

The campaign will also spread the word though social networking, advertising, and an Internet platform: www.3in4needmore.com .

Dr. Marion's endorsement will be preceded by introductory comments from 3 in 4 Association board members and carrier representatives.

"We are delighted to have Dr. Marion's support," says Roeser. "She is perhaps America's most knowledgeable, caring, and committed champion of families affected by long-term care needs." A video about Dr. Marion's work may be viewed at the 3 in 4 Need More channel on YouTube: http://www.youtube.com/user/3in4needmore#p/a/u/0/0G73xqf05A4 .

The 3in4 Association is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code.

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Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Long-Term Care Advocate Dr. Marion Will Endorse '3 in 4 Need More' Campaign at Atlanta Conference
• REFERENCE KEYWORDS/TERMS: Dr Marion Somers, Kirkland, Washington State, Intercompany Long Term Care Insurance Conference, Long Term Care, Insurance, Events, KIRKLAND, Wash..

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Business, Insurance, Long Term Care

Leading Long-Term Care Insurance Agency Makes Olympic Strides in Spite of Limp Economy

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)

freeNewsArticles Story Summary: “LTC Financial Partners LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies, is going for the gold. 'Among agencies specializing in LTC, we're already out in front,' says Cameron Truesdell, CEO, 'and we're determined to widen our lead.'”



A R T I C L E:

LTC Financial Partners LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies, is going for the gold. "Among agencies specializing in LTC, we're already out in front," says Cameron Truesdell, CEO, "and we're determined to widen our lead." To highlight this point, LTCFP engaged Olympic legend Bruce Jenner to speak at the company's annual meeting, held this year in Austin, Texas, January 14-16.

Jenner, who won the Decathlon event in the 1976 Summer Olympics, "symbolizes the success we're after," says Truesdell. Like Jenner, who did best overall in 10 track and field events, "we're leading our field in 10 key ways," Truesdell claims.

These are --

1. Revenue Growth: For three years in a row (2008, 2009, and 2010), LTCFP has been selected by Inc. Magazine as one of the nation's 5,000 fastest-growing companies. And among large national agencies specializing in LTC insurance sales, none is growing faster than LTCFP.

2. Dividend Growth: The payout per share has doubled in a single year. For LTCFP agents who are shareholders, dividends represent a significant income stream beyond commission and renewal income. One agent, Gene Cutler, will receive more than $70,000 in dividends this coming March, up from about $35,000 last year.

3. More Agents Qualifying for Partner Status: 48 were acknowledged as new Partners at the annual meeting, for a total of 155 agents who are now Partners. Partners receive company shares and dividend payments.

4. Personnel Growth: LTCFP has increased nearly 6-fold in the past six years, from about 90 in 2005 to well over 500 today (agents and support staff).

5. Lead Generation: The company currently invests several million dollars per year finding people who might be interested in long-term care insurance -- boosting the productivity of agents.

6. Public Relations Exposure: LTCFP's press releases, national and local, produced about 4,000 "pickups" last year, as determined by Google searches.

7. Industry Support: LTCFP aids the growth of others in LTC insurance marketing. The company is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to multiply industry market penetration as much as 10-fold.

8. Training: LTCFP established and runs the LTC Insurance Training Institute, which helps newbies learn the business from scratch and gain state certification.

9. Service to Organizations: Long viewed as a consumer product, LTC insurance is increasingly being marketed as an employee or association-member benefit, thanks in part to LTCFP's leadership. The company's Long Term Care Outreach and Education Program (LTCOEP®) provides free briefings and education to organizations of all sizes, including associations with millions of members.

10. Service to Humanity: LTCFP earmarks 2% of its profits for development aid in Africa and Haiti.

"In the LTC-industry decathlon, we're leading by a mile," says Truesdell. "And we're doing it by pretty much following the same principles Jenner followed in winning the Olympic decathlon."

Jenner didn't let self-doubt, injuries, or stiff competition stand in his way. "Your destiny is in your hands," he said in his keynote, and "Your greatest competitor is you."

"We think of ourselves as business athletes," says Truesdell. "We set bold goals, we're self-motivated, and we don't let things like a weak economy faze us." He foresees continued rapid growth in the years ahead; and LTCFP is currently seeking 450 new agents. More information is available at http://web.ltcfp.com/ltcfp/careercenter.aspx .

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Leading Long-Term Care Insurance Agency Makes Olympic Strides in Spite of Limp Economy
• REFERENCE KEYWORDS/TERMS: Cameron Truesdell, Kirkland, Washington State, Bruce Jenner, Long Term Care, Business, Insurance, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly content the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 01 Feb 2011 18:39:31 GMT].

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