Reports and Studies
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Down Payment Resource finds 2,619 homebuyer assistance programs nationwide in Q4 of 2025
ATLANTA, Ga. — Down Payment Resource (DPR), the housing industry authority on homeownership program data and solutions, today released its Q4 2025 Homeownership Program Index (HPI) report, identifying 2,619 programs. While the total count is five programs fewer than the prior quarter, it marked a 6% increase from a year earlier, rising from 2,466 programs in Q4 2024. The year-over-year (YoY) growth reflects continued expansion and refinement of program options amid persistent housing affordability challenges across much of the country….
Food & Beverage Capital Projects Jump 38% Since May, Rising from 48 to 66 Planned Projects by December 2025
JACKSONVILLE BEACH, Fla. — Industrial SalesLeads announced the December 2025 results of its Food and Beverage industry planned capital project spending report, pointing to a strong rebound in project activity. The firm, which tracks North American planned industrial capital projects including facility expansions, new plant construction, and major equipment modernization initiatives, identified 66 new Food and Beverage projects in December, up from 53 projects in November….
New Industrial Manufacturing Project Fell 20% in December, Weakest Showing in 2025
JACKSONVILLE BEACH, Fla. — Industrial SalesLeads released its December 2025 analysis of planned capital investment activity within the Industrial Manufacturing sector. The report monitors upcoming North American industrial projects, including plant expansions, new construction, and large-scale equipment upgrades….
Optimal Blue report: December lock volume closes 2025 on a firm footing
PLANO, Texas — Optimal Blue today released its December 2025 Market Advantage mortgage data report, showing that mortgage rate-lock activity ended the year on a firm footing, bucking typical holiday-driven seasonality. Total lock volume rose 2% month over month (MoM) from November and finished 30% higher year over year (YoY), driven primarily by rate-and-term refinances, which climbed 13% from November and more than 170% compared with December 2024….
Consumers Grow More Deliberate in Saving as Coupon Usage Becomes a Core Shopping Behavior in 2026
SINGAPORE and NEW YORK — New analysis released by the HotDeals Research Team suggests that consumers are entering 2026 with a more deliberate and research-oriented approach to spending, as saving money and the use of coupons increasingly form a stable part of everyday purchasing decisions rather than occasional tactics. Based on ongoing behavioral tracking, the findings indicate that coupon usage is no longer primarily driven by short-term promotions or seasonal campaigns, but by a broader shift in price sensitivity, advance planning, and value assessment….
Food & Beverage Bounces Back with 53 New Capital Projects in November 2025
JACKSONVILLE BEACH, Fla. — Industrial SalesLeads reported a strong rebound in the Food and Beverage industry with 53 new planned capital projects identified in November 2025. The Firm, which tracks North American industrial activity including facility expansions, new plant construction, and major equipment upgrades, confirmed the increase as part of its latest project spending report….
iEmergent’s latest U.S. mortgage forecast validation confirms industry-leading accuracy
DES MOINES, Iowa — iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, released a new analysis validating that its U.S. purchase mortgage origination forecasts continue to lead the industry in accuracy, outperforming other publicly available forecasts such as those published by Fannie Mae and the Mortgage Bankers Association (MBA) over the last six years….
BOOKS TO BOOKMARK List for Q2-Q3 2025 Highlights 13 Fascinating New Books Worth a Look That You’ve Never Heard Of
TEMECULA, Calif. — Publishers Newswire (PNW), an online news publisher covering books, music, indie film, and software launched in 2004, today announced its latest semi-annual “books to bookmark” list for Q2 and Q3 (April through September) 2025, noting 13 new and interesting “good reads” from small publishers released this year. These newly published books are often overlooked due to not coming from major traditional book publishers….
ACES Q2 2025 Mortgage QC Industry Trends Report shows modest rise in critical defect rate as refinance complexity tests loan quality
DENVER, Colo. — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the second quarter (Q2) of 2025. The report analyzes post-closing quality control data derived from the ACES Quality Management & Control® software….
Optimal Blue report: October lock volume holds second-highest level in three years
PLANO, Texas — Optimal Blue today released its October 2025 Market Advantage mortgage data report, showing that rate-lock activity remained strong despite seasonal cooling and continued to outpace last year’s levels. Total lock volume fell 4.2% month over month (MoM) from September’s peak but was still up 18% year over year (YoY) as borrowers responded to improving affordability and narrower rate spreads….