Government, Insurance

Millennium Administrators, Inc. Has Been Selected by the County of Middlesex, New Jersey to Provide Stand-alone RX Benefit Administration

Author: Millennium Administrators, Inc.
Dateline: Schwenksville, Pennsylvania (SCHWENKSVILLE, Pa.)  | Fri, 15 Apr 2011

freeNewsArticles Story Summary: “Millennium Administrators, Inc., a pharmacy benefits administrator, has signed a contract with the County of Middlesex, NJ to provide stand-alone pharmacy benefit services for County employees and their dependents.”



A R T I C L E:

Millennium Administrators, Inc., a pharmacy benefits administrator, has signed a contract with the County of Middlesex, NJ to provide stand-alone pharmacy benefit services for County employees and their dependents. Millennium is providing administrative oversight for the stand-alone pharmacy benefit program, including cost containment initiatives, claim audits and administrative services to enhance cost saving initiatives at the County.

"It is our responsibility as a leading pharmacy benefits administrator to provide our clients innovative benefit design and other alternatives to reduce their current pharmacy utilization without sacrificing the quality of their present RX benefits," said Sara B. Picard, president of Millennium Administrators, an affiliate of Millennium Healthcare Group.

"Controlling pharmacy spend year-to-year is what Millennium accomplishes for each client. With our strong pharmacy administration expertise, we have the ability to provide our clients the insight on how to maximize savings for the County and the taxpayers of Middlesex."

About Millennium Administrators, Inc.:

Millennium provides employers, health insurance consultant/brokers and third party administrators stand-alone RX programs for over 40,000 members across the country. Millennium Administrators can provide clients a self-funded or fully insured stand-alone RX program that meets their specific needs. More information: http://www.millennium-tpa.com .

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Copyright © 2011 by Millennium Administrators, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Millennium Administrators, Inc. Has Been Selected by the County of Middlesex, New Jersey to Provide Stand-alone RX Benefit Administration
• REFERENCE KEYWORDS/TERMS: pharmacy benefit services, Schwenksville, Pennsylvania, New Jersey, Insurance, Government, Health, SCHWENKSVILLE, Pa..

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Insurance, Long Term Care

‘3 in 4 Need More’ Campaign Makes Splash in Vegas, Highlighting Need for Long-Term Care Planning

Author: 3in4 Association
Dateline: Kirkland, Washington (KIRKLAND, Wash.)  | Thu, 14 Apr 2011

freeNewsArticles Story Summary: “On April 3 in Las Vegas, Nevada, the '3 in 4 Need More' campaign - run by the 3in4 Association - made its second public appearance, following the first in Atlanta, Georgia, on March 8. This month's appearance took place during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance (AALTCI).”



A R T I C L E:

On April 3 in Las Vegas, Nevada, the "3 in 4 Need More" campaign - run by the 3in4 Association - made its second public appearance, following the first in Atlanta, Georgia, on March 8. This month's appearance took place during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance (AALTCI).

The campaign seeks to inform Americans that health insurance isn't enough. Millions of us need more: some form of long-term care insurance or planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare.

During the April 3 appearance, press representatives, long-term care insurance agents, and industry executives witnessed several highlights:

* Long-term care advocate Dr. Marion Somers spoke at a press briefing, joined by 3in4 Association board members. She was later interviewed on KTNV Channel 13 Action News, an ABC affiliate. A recording may be viewed at http://www.vegasmorningblend.com/videos/119092024.html. Dr. Marion is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News.

* Jesse Slome, President of AALTCI, received the 2011 Lifetime Achievement Award, presented by the 3in4 Association. "Jesse's work on behalf of the industry dates back to 1987, when he crafted a marketing program for Aetna's launch of a nursing home policy," says Mark Goldberg, Treasurer of the 3in4 Association. "Jesse also helped launch the California Partnership for Long-Term Care Insurance, founded the LTCi Sales Strategies magazine, co-founded the American Association for Long-Term Care Insurance, and more."

* Jonas Roeser, President of the 3in4 Association, received the 2011 Bright Idea award from John Hancock Financial (a unit of Manulife Financial Corporation) for conceiving the "3 in 4 Need More" campaign and mobilizing industry leaders to join in creating the association.

"The campaign is off to a good start," says Goldberg. "We're driving home the fact that most Americans lack protection for longer-lasting illnesses and disabilities, and need to do something about it before their finances or family life are threatened." According to a 2010 "Long-Term Care Cost Study" conducted by Prudential Insurance Company of American, 77 percent of respondents - about 3 in 4 - agreed that "I Should Know More About LTCi Than I Currently Do."

Video highlights of the April 3 event are available at http://youtu.be/4QKme2863-k .

More information about "3 in 4 Need More" is available at the campaign's website: www.3in4needmore.com .

About The 3in4 Association:

The 3in4 Association is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code. Corporate sponsors include the following insurance carriers: John Hancock Financial, Mutual of Omaha, LifeSecure Insurance Company, Prudential Financial, Transamerica Long Term Care, and MedAmerica (MedAmerica Insurance Company, MedAmerica Insurance Company of New York and MedAmerica Insurance Company of Florida).

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Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: '3 in 4 Need More' Campaign Makes Splash in Vegas, Highlighting Need for Long-Term Care Planning
• REFERENCE KEYWORDS/TERMS: 3 in 4 Need More campaign, Kirkland, Washington, LTCi Producers Summit, Long Term Care, Insurance, Health, KIRKLAND, Wash..

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Insurance, Management Changes

Julie Sylim-Uang Joins Wholesale Trading Co-Op in San Francisco

Author: Wholesale Trading Co-Op Insurance Services, LLC
Dateline: San Francisco, California (SAN FRANCISCO, Calif.)  | Wed, 13 Apr 2011

freeNewsArticles Story Summary: “Wholesale Trading Co-Op Insurance Services, LLC (WTCI) announced today that wholesale binding authority/program industry veteran, Julie Sylim-Uang, CPCU, has joined the firm as vice president/commercial accounts.”



A R T I C L E:

Wholesale Trading Co-Op Insurance Services, LLC (WTCI) announced today that wholesale binding authority/program industry veteran, Julie Sylim-Uang, CPCU, has joined the firm as vice president/commercial accounts.

Sylim-Uang joins WTCI most recently from U.S. Risk of CA, having spent many years prior at Cambridge General Agency, where she had overall responsibility for the underwriting, production and processing of binding authority contracts with a number of leading specialty carriers.

Les Ross, WTCI's managing director commented, "Julie Sylim-Uang is a recognized expert in the wholesale binding authority/program segment and brings us focused credibility in that space."

President and Chief Executive Officer John Jennings added, "Our initial members have significant numbers of accounts in these areas, and we expect to build proprietary programs as we refine the data aggregation and analysis process."

WTCI is an independently operated and managed wholesale brokerage firm that collaborates directly with its retail insurance broker members to develop comprehensive placement strategies to better serve clients. The WTCI model increases transparency between retail brokers and specialty insurance markets, reduces frictional costs, and develops exclusive programs and binding authority facilities for its retail owner members. WTCI offices are located in San Francisco, New York, New Jersey and Atlanta.

Julie Sylim-Uang can be reached at:

Wholesale Trading Co-Op Insurance Services, LLC
135 Main Street, Suite 1130
San Francisco, CA 94105
Direct - 415-356-4822.

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Copyright © 2011 by Wholesale Trading Co-Op Insurance Services, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Julie Sylim-Uang Joins Wholesale Trading Co-Op in San Francisco
• REFERENCE KEYWORDS/TERMS: managed wholesale brokerage firm, San Francisco, California, Julie Sylim-Uang, Management Changes, Finance, Insurance, SAN FRANCISCO, Calif..

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Insurance, Management Changes

Counsellors Title Announces Title Insurance Expert, Carmine P. Giordano, to Join Its Toms River, New Jersey Headquarters

Author: Counsellors Title Agency, Inc.
Dateline: Toms River, New Jersey (TOMS RIVER, N.J.)  | Tue, 12 Apr 2011

freeNewsArticles Story Summary: “Counsellors Title Agency, Inc. announces that Carmine P. Giordano, a licensed title producer with 40 years of title experience, is joining its Toms River, New Jersey headquarters.”



A R T I C L E:

Counsellors Title Agency, Inc. announces that Carmine P. Giordano, a licensed title producer with 40 years of title experience, is joining its Toms River, New Jersey headquarters.

Carmine P. Giordano began in the Title Insurance business as early as the mid 1960's, where he started as a Title Searcher in Essex County ultimately becoming a top policy producer. He is also the former President of the Monmouth County Title Abstractors Association. He is a graduate of Monmouth College and has a BS Degree in Business Administration.

Expansion, Expertise and Execution:

Ralph Aponte, President of Counsellors Title stated, "Carmine is one of the industry's experts, and we see his association with Counsellors Title as a winning combination: experience and expedience, knowledge and capacity. This announcement coincides with the launch of our new website - www.counsellorstitle.com - with its online capability which brings many valuable resources and news feeds designed to increase the transactional efficiencies for attorneys, loan officers, and real estate professionals."

Counsellors Title Agency, founded in 1996, is one of New Jersey's most respected title agencies, serving all 21 New Jersey counties with title insurance, clearing title, escrow, tidelands searches, and closing and settlement services for commercial or industrial properties, waterfront properties and marinas, condominiums, townhouses or residential single family homes. Counsellors Title also features its own Attorney Settlement Assistance Program™ (ASAP), which is an individual resource customized to fit the needs specifically of real estate attorneys, including: Documentation, Preparation, Disbursement of Funds, Attendance at Closing, HUD Preparation or Post-Closing Matters.

CTA maintains an impeccable customer relations standard over the last 14 years which hundreds of attorneys, loan officers and REALTORS®, have come to rely on. CTA's Professional Specialties: Title insurance, closings, residential, commercial and governmental. For further information contact Ralph Aponte, President, Counsellors Title at 732.914.1400, or go to www.counsellorstitle.com .

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Copyright © 2011 by Counsellors Title Agency, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Counsellors Title Announces Title Insurance Expert, Carmine P. Giordano, to Join Its Toms River, New Jersey Headquarters
• REFERENCE KEYWORDS/TERMS: Attorney Settlement Assistance Program, Toms River, New Jersey, Carmine P Giordano, Management Changes, Insurance, Finance, TOMS RIVER, N.J..

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Insurance, Management Changes

EPIC Adds Daniel J. Pierro, Jr. as Principal in Los Angeles

Author: Edgewood Partners Insurance Center
Dateline: Los Angeles, California (LOS ANGELES, Calif.)  | Tue, 05 Apr 2011

freeNewsArticles Story Summary: “Edgewood Partners Insurance Center (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, has added Daniel J. Pierro, Jr. as principal and senior employee benefits consultant. His addition comes through the acquisition of his company P&C Financial and Insurance Services, Inc. where he was owner and president.”



A R T I C L E:

Edgewood Partners Insurance Center (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, has added Daniel J. Pierro, Jr. as principal and senior employee benefits consultant. His addition comes through the acquisition of his company P&C Financial and Insurance Services, Inc. where he was owner and president.

Pierro brings a strong background in all phases of employee benefits consulting including benefit plan design, funding alternatives, carrier selection, and employee communications. His specific areas of expertise include group life, medical, dental, vision, Section 125, disability, deferred compensation, life insurance and succession planning and 401(k)/profit sharing plans.

As a senior employee benefits consultant at EPIC, Pierro's responsibilities will include all aspects of developing and growing a book of business including the acquisition of new clients and the design, placement and management of employee and executive benefit programs. He will be based in Los Angeles and will report to Chris McTigue, Managing Principal of EPIC's Los Angeles office.

"We are building a compelling business model centered on innovation, best practices and delivering meaningful results to our clients as trusted advisors," said McTigue. "Danny is a very talented professional with strong analytical, program development and financial management capabilities. We are thrilled to have him as our newest EPIC partner helping to further build upon a unique set of capabilities throughout Southern California."

Before founding P&C Financial, Pierro worked for Resource Financial Group, now a part of the Investlinc Group, where he served as an employee benefits producer. He began his insurance career as the director of sales for Marion, Douglas Financial and Insurance Services.

Pierro holds a Bachelor of Science Degree in Advertising from California State University, Fullerton.

Daniel Pierro, Jr. can be contacted at:
Edgewood Partners Insurance Center (EPIC)
555 South Flower Street, Suite 4420
Los Angeles, Calif. 90071
Direct Phone: 213.629.8924
Email: dpierro@edgewoodins.com .

About Edgewood Partners Insurance Center:

Founded in 2007, EPIC is an innovative California-based retail property and casualty, and employee benefits insurance brokerage firm. The company provides a unique equity ownership opportunity and has created a values-based culture that attracts and retains top talent, fosters employee satisfaction and loyalty, and sustains a high level of customer service excellence.

The fastest growing brokerage in the state, EPIC now has nearly 300 team members operating from eight offices across Northern and Southern California (Los Angeles, Orange, Irvine, Folsom, San Francisco, San Mateo, Petaluma and San Ramon) and in Baltimore, MD. With nearly $60 million in revenues, EPIC ranks among the top 50 retail insurance brokers in the United States and is the 5th largest privately-held broker in California. For more information please visit www.edgewoodins.com .

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Copyright © 2011 by Edgewood Partners Insurance Center and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: EPIC Adds Daniel J. Pierro, Jr. as Principal in Los Angeles
• REFERENCE KEYWORDS/TERMS: Daniel J Pierro Jr, Los Angeles, California, retail insurance brokers, Management Changes, Insurance, Finance, LOS ANGELES, Calif..

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General Editorial, Insurance, Taxes and Accounting

Does Your 401k Need Long-Term Care Insurance?

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington (KIRKLAND, Wash.)  | Wed, 30 Mar 2011

freeNewsArticles Story Summary: “People need insurance, but do retirement funds? 'Absolutely,' says Jonas Roeser, of LTC Financial Partners LLC. 'If you're not thinking about your own health as you age, think about the health of your 401k or IRA. If your retirement vehicle becomes disabled or loses life blood, how can it support you when you need it?'”



A R T I C L E:

People need insurance, but do retirement funds? "Absolutely," says Jonas Roeser, Senior Vice President of Marketing & Operations for LTC Financial Partners LLC (LTCFP). "If you're not thinking about your own health as you age, think about the health of your 401k or IRA. If your retirement vehicle becomes disabled or loses life blood, how can it support you when you need it?"

The average 401k has gotten healthier in recent years. The average balance rose to a 10-year high of $71,500 last year, up 11.5% from 2009, according to a February report from Fidelity Investments. Good news! But the healthiest fund can lose capacity fast when a family lacks long-term care insurance (LTCi). Any family member -- your spouse, parent, or child, if not you -- may have a sudden need for long-term care, "and your retirement fund may fall victim," Roeser says. "If you don't have LTCi, you're in effect self-insuring, and your retirement money will most likely take the hit."

The math is sobering. According to a recent study by MetLife, the annual cost of a private room in a nursing home rose to more than $83,500 in 2010, up 4.6% from 2009 -- enough to wipe out the average 401k. If you or a family member could get by with in-home care, the financial damage would be less. According to MetLife, the cost of in-home health care by a trained assistant was $21 per hour in 2010. If this care were needed an average of six hours a day, the cost would be about $46,000 for a year, leaving $25,500 in the average 401k. Early-withdrawal penalties, however, would decrease the balance. "Also, care might be needed for two, three or more years," Roeser adds. "And more than one family member might require care."

"The numbers explain why many financial advisors, not just medical professionals, are advising their clients to consider long-term care insurance," says Roeser. "Financial health, not just physical well-being, is at stake. If you won't buy a long-term care policy for yourself, buy one for your IRA or 401k."

LTCFP is one of America's largest and most experienced long-term care insurance agencies. The company is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to multiply the number of Americans protected by long-term care planning. More information is available at http://web.ltcfp.com .

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Does Your 401k Need Long-Term Care Insurance?
• REFERENCE KEYWORDS/TERMS: long term care insurance, Kirkland, Washington, 401k planning, Taxes and Accounting, Insurance, General Editorial, KIRKLAND, Wash..

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Insurance, Management Changes

David Bamford Joins Wholesale Trading Co-Op in San Francisco

Author: Wholesale Trading Co-Op Insurance Services, LLC
Dateline: San Francisco, California (SAN FRANCISCO, Calif.)  | Mon, 28 Mar 2011

freeNewsArticles Story Summary: “Wholesale Trading Co-Op Insurance Services, LLC (WTCI) announced today that wholesale brokerage industry veteran David Bamford has joined the firm as vice president/casualty broker.”



A R T I C L E:

Wholesale Trading Co-Op Insurance Services, LLC (WTCI) announced today that wholesale brokerage industry veteran David Bamford has joined the firm as vice president/casualty broker.

Bamford joins WTCI from Santa Maria & Company, where he specialized in retail property and casualty risk analysis for small to midsize companies. Prior to his tenure as a retailer, Bamford held wholesale casualty positions at Tri-City Brokerage and Heath Insurance Brokers. Across his 20 year career, he has developed expertise in the hospitality, real estate, manufacturing and construction sectors.

Kris Bauer, WTCI Managing Director and Chief Operating Officer commented, "David Bamford's experience as both a retailer and wholesaler truly complements WTCI's retail-centric, customer service model. David is acutely aware of the daily challenges retailers face in serving their customers and how to effectively respond to their needs and meet expectations."

Bamford will be based in WTCI's San Francisco office, where he has lived and worked throughout his career.

David Bamford can be reached at:

Wholesale Trading Co-Op Insurance Services, LLC
135 Main Street, Suite 1130
San Francisco, CA 94105
direct: 415.356.4821
cell: 925.518.5131
fax: 415.284.9954
dbamford@wholesaletradingins.com .

About Wholesale Trading Co-Op Insurance Services, LLC:

WTCI is an independently operated and managed wholesale brokerage firm that collaborates directly with its retail insurance broker members to develop comprehensive placement strategies to better serve clients. The WTCI model increases transparency between retail brokers and specialty insurance markets, reduces frictional costs, and develops exclusive programs and binding authority facilities for its retail owner members. WTCI offices are located in San Francisco, New York, New Jersey and Atlanta.

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Copyright © 2011 by Wholesale Trading Co-Op Insurance Services, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: David Bamford Joins Wholesale Trading Co-Op in San Francisco
• REFERENCE KEYWORDS/TERMS: wholesale brokerage firm, San Francisco, California, David Bamford, Management Changes, Insurance, Finance, SAN FRANCISCO, Calif..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Wholesale Trading Co-Op Insurance Services, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 28 Mar 2011 17:46:27 GMT].

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Insurance, Trade Shows, Fairs and Expos

At Long-Term Care Conference in Las Vegas, ‘3 in 4 Need More’ Campaign Will Make Its Second Road Show Appearance

Author: 3in4 Association
Dateline: Kirkland, Washington (KIRKLAND, Wash.)  | Tue, 22 Mar 2011

freeNewsArticles Story Summary: “On Sunday April 3 in Las Vegas, Nevada, the '3 in 4 Need More' campaign will make its second public appearance, following the first in Atlanta, Georgia, on March 8. The campaign seeks to inform Americans that health insurance isn't enough.”



A R T I C L E:

On Sunday April 3 in Las Vegas, Nevada, the "3 in 4 Need More" campaign will make its second public appearance, following the first in Atlanta, Georgia, on March 8. The campaign seeks to inform Americans that health insurance isn't enough. Millions of us need more: some form of long-term care insurance or planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare. "The awareness gap is huge," says Peter S. Gelbwaks, Advisory Board member of the 3in4 Association, promoters of the "3 in 4 Need More" campaign.

According to a 2010 "Long-Term Care Cost Study" conducted by Prudential Insurance Company of American, 77% of respondents - about 3 in 4 - agreed that "I Should Know More About LTCi Than I Currently Do."

The key presenter at the briefing will be Dr. Marion Somers, the long-term care planning advocate who is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News.

The briefing will occur from 1:15 p.m. to 1:50 p.m. on Sunday, April 3, at the Las Vegas Tropicana Hotel in Montecristo 1-2, during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance. Press representatives as well as long-term care insurance agents and executives are welcome to attend.

Points to be covered include:
* Why the 3 in 4 Need More campaign is needed: to drive home the fact that most Americans lack protection for longer-lasting illnesses and disabilities, and need to do something about it before their finances or family life are threatened.
* How the campaign's logo and educational materials will inform the public and raise awareness.
* How additional education will take place through public relations and social networking on the Internet.
* How the public may learn if long-term care insurance is appropriate, and what policy options make sense in different circumstances.
* How the campaign will communicate other long-term care options, which may be appropriate for many. These options include Medicaid for those without resources; the public option for long-term care insurance (once it is implemented); and other protections such as annuities and health savings accounts.

"We look forward to Dr. Marion's presentation," says Terry L. Truesdell, Advisory Board member of the 3in4 Association. "Dr. Marion's words promise to be inspiring as well as informative." Other speakers will include 3in4 Association and insurance carrier executives.

"The campaign is gaining momentum," says Gelbwaks. "We think it has the potential to rival the impact of the Got Milk Campaign, and could double or triple the number of protected Americans."

The March 8 briefing in Atlanta was held in conjunction with the Eleventh Annual Intercompany Long Term Care Insurance Conference. Video highlights are available at http://www.youtube.com/3in4needmore .

More information about "3 in 4 Need More" is available at the campaign's website: www.3in4needmore.com .

The 3in4 Association is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code.

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Story Title: At Long-Term Care Conference in Las Vegas, '3 in 4 Need More' Campaign Will Make Its Second Road Show Appearance
• REFERENCE KEYWORDS/TERMS: LTCi Producers Summit, Kirkland, Washington, 3 in 4 Need More campaign, Trade Shows, Fairs and Expos, Insurance, NonProfit, KIRKLAND, Wash..

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Insurance, Long Term Care, Medical

Leading Long-Term Care Educator Forms Alliance with Florida’s Largest Source of In-home Care

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Thu, 17 Mar 2011

freeNewsArticles Story Summary: “Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don't have to leave their homes to receive care elsewhere.”



A R T I C L E:

Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don't have to leave their homes to receive care elsewhere. Working together, the two companies will address a big problem for many Floridians: ending up without the means to maintain their preferred lifestyle when care needs arise.

"When people of any age need long-term care," says Jonas Roeser of LTCFP, "they'd rather receive it in their own homes, so they can be with their loved ones and enjoy their familiar environment." But in-home care isn't free, and many Floridians have no choice but to move in with relatives or rely on Medicaid, which usually mandates moving into a nursing home. "My company will provide the education so this doesn't happen," says Roeser, "and CSI will provide the actual in-home care services." Roeser is LTCFP's Senior Vice President of Marketing & Operations.

Over the next two years, LTCFP plans to establish similar alliances with caregiving organizations across the nation. "We're now identifying the top supplier of care services, like CSI, in every state," says Roeser.

LTCFP's educational services - offered nationally through corporate employers, associations, and other organizations - make clear why families need to provide in advance for long-term care needs, just as they provide in advance for healthcare needs. "Not everyone requires long-term care insurance," says Roeser, "but everyone needs to plan for long-term care services that most families end up needing sooner or later."

LTCFP's educational offering is called the Long Term Care Outreach and Education Program(R) (LTCOEP(R)). LTCFP is also one of America's largest and most experienced long-term care insurance agencies, helping people choose among the many policy options offered by multiple insurance carriers.

"Once Florida residents have planned for their long-term care - through insurance, savings, or an annuity - CSI is an excellent place to get those services," says Roeser. "That's the reason we're teaming with them."

He points out that CSI:
* Maintains the largest registry of nurses and other care providers in Florida, with an active database of over 6,000 credentialed caregivers.
* Provides millions of hours of service annually to frail, elderly and disabled Floridians (5 million hours in 2010).
* Gives 24/7 service through its always-open call center.
* Takes assignment of benefits on all long-term care policies.
* Is licensed by Florida's Agency of Care Administration and Agency for Persons with Disabilities.

CSI maintains a toll-free number - 800-540-6772 - for inquiries and referrals throughout Florida. The company also currently offers qualifying individuals a VIP card that gives $150 off on CSI services paid for by long-term care insurance. More information about CSI is available at http://www.csicaregiver.com/ .

More information about LTCFP's Long Term Care Outreach and Education Program(R) is available at http://web.ltcfp.com/ltcfp/businessowners.aspx . LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to multiply the number of Americans protected by long-term care planning.

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Leading Long-Term Care Educator Forms Alliance with Florida's Largest Source of In-home Care
• REFERENCE KEYWORDS/TERMS: Jonas Roeser, Kirkland, Washington State, Caregiver Services Inc, Long Term Care, Medical, Insurance, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 17 Mar 2011 18:49:00 GMT].

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General Editorial, Insurance, Long Term Care

Six Long-Term Care Insurance Carriers Now Back ‘3 in 4 Need More’ Campaign

Author: 3in4 Association
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Mon, 07 Mar 2011

freeNewsArticles Story Summary: “Today the 3in4 Association, promoters of the '3 in 4 Need More' campaign, announces the sponsorship of six insurance carriers: John Hancock, Mutual of Omaha, LifeSecure, MedAmerica, Prudential, and Transamerica. 'They're providing the support we need to start getting our message out,' says Jonas Roeser, a member of the association's three-member Executive Committee, which also includes Margie Barrie and Mark Goldberg.”



A R T I C L E:

Today the 3in4 Association, promoters of the "3 in 4 Need More" campaign, announces the sponsorship of six insurance carriers: John Hancock, Mutual of Omaha, LifeSecure, MedAmerica, Prudential, and Transamerica. "They're providing the support we need to start getting our message out," says Jonas Roeser, a member of the association's three-member Executive Committee, which also includes Margie Barrie and Mark Goldberg.

What's the message? "It's simple," says Barrie. "Health insurance isn't enough. About three in four of us need more. Unless we're rich enough to self-insure, we need some form of long-term care insurance to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare." That's the wake-up call of the 3 in 4 Need More campaign.

"The public needs to hear this message and take it to heart," Goldberg says, "because Uncle Sam and the states can't afford to come to the rescue anymore." Now and increasingly in the future, "when long-term care needs suddenly happen, millions will have to use their own assets to pay for care; or they'll need to rely on relatives; or somehow do without care." Today about 32% of the total Medicaid budget, for all states, goes toward paying for long-term care, according to a recent study by Deloitte Center for Health Solutions.

Medicaid assistance is intended for the truly needy, but many middle-class Americans are able to draw upon the system in spite of restrictions. "In light of today's budget crises, this can't continue," Goldberg insists. "Medicaid expenditures have to stop skyrocketing. Going forward, much less may be expected from Medicaid, and as 70 million Baby Boomers approach retirement age, no way is Medicaid money going to mushroom to fill the demand."

The 3 in 4 Need More campaign encourages Americans to educate themselves about long-term care, investigate long-term care insurance, and weigh the pros and cons of enrolling in the upcoming public option for long-term care, the CLASS Act. "One way or another," says Barrie, "we need to start protecting ourselves; government just can't afford to do it anymore, except for helping the truly needy." More information is available at www.3in4needmore.com .

About John Hancock:

John Hancock Financial is a unit of Manulife Financial Corporation, a leading Canadian-based financial services group serving millions of customers in 22 countries and territories worldwide. The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including life insurance, fixed and variable annuities, fixed products, mutual funds, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at www.johnhancock.com .

About Mutual of Omaha:

Mutual of Omaha is a full-service, multi-line organization providing insurance and financial products for individuals, businesses and groups throughout the United States. The company has offered long-term care insurance for more than 20 years. For more information about Mutual of Omaha, visit www.mutualofomaha.com .

About LifeSecure:

LifeSecure Insurance Company offers a new generation of long-term care insurance coverage. The Brighton, Michigan-based company is focused on providing straightforward, affordable coverage and high levels of customer service and support. The company's long-term care insurance coverage is sold through a network of independent marketing organizations, brokers and agents. LifeSecure is a wholly owned subsidiary of Blue Cross Blue Shield of Michigan. For additional information visit the company's website at www.YourLifeSecure.com .

About MedAmerica:

MedAmerica Insurance Company, MedAmerica Insurance Company of New York and MedAmerica Insurance Company of Florida (MedAmerica) are the long-term care insurance subsidiaries of Lifetime Healthcare, Inc., a $5 billion not-for-profit company that finances and delivers health care to more than two million people. With long-term care insurance its singular focus, MedAmerica is recognized for quality products and excellent service. MedAmerica now offers a broadened LTCi portfolio featuring Simplicity, the highest-rated LTCi product on the market (SellingLTC.com), and FlexCare, a reimbursement policy featuring an optional monthly cash benefit that provides the building blocks for creative product design. MedAmerica is the insurer of choice for several state employers, Fortune 500 companies, and employers of all sizes.

About Prudential:

Prudential Financial, Inc. (NYSE:PRU), a financial services leader with approximately $784 billion of assets under management as of December 31, 2010, has operations in the United States, Asia, Europe, and Latin America. Prudential's diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, investment management, and real estate services. In the U.S., Prudential's iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit http://www.news.prudential.com/ .

About Transamerica:

Transamerica Long Term Care is a business unit of Transamerica Life & Protection Division. Transamerica Life Insurance Company is an AEGON company that is focused exclusively on the sales, marketing and administration of long-term care insurance. Additional information about Transamerica Life Insurance Company is available at http://www.transamericaltc.com .

About the 3in4 Association:

The 3in4 Association, which runs the 3 in 4 Need More campaign, is a nonprofit corporation exempt from federal income tax under section 501(c)(4) of the Internal Revenue Code. Donations to the 3in4 Association may be deductible as business expenses, but are not deductible as charitable contributions for federal income tax purposes. The three-member Executive Committee of the 3in4 Association consists of Jonas Roeser, President; Margie Barrie, Vice President; and Mark Goldberg, Treasurer. To learn more, visit www.3in4needmore.com .

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Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

• Web Image (72dpi): https://www.send2press.com/mediaboom/11-0302-3in4_72dpi.jpg

Story Title: Six Long-Term Care Insurance Carriers Now Back '3 in 4 Need More' Campaign
• REFERENCE KEYWORDS/TERMS: 3 in 4 Need More Campaign, Kirkland, Washington State, long-term care, Insurance, NonProfit, General Editorial, KIRKLAND, Wash. , NYSE:PRU.

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (3in4 Association); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 07 Mar 2011 18:53:21 GMT].

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