Business, Reports and Studies

Mortgage Capital Trading, Inc. Releases White Paper on Pipeline Hedging

Author: MCT Trading, Inc.
Dateline: San Diego, California (SAN DIEGO, Calif.)  | Wed, 07 Sep 2011

freeNewsArticles Story Summary: “MCT Trading, Inc. (MCT), a recognized leader in mortgage pipeline hedging and risk management services, announced the availability of a free white paper designed for lenders that provides guidance in secondary market pipeline hedging. Organizations can download the paper at MCT's Web site.”



A R T I C L E:

MCT Trading, Inc. (MCT), a recognized leader in mortgage pipeline hedging and risk management services, announced the availability of a free white paper designed for lenders that provides guidance in secondary market pipeline hedging. Organizations can download the paper at MCT's Web site.

The paper is written as an executive brief for mortgage bankers considering making the intricate switch from a best efforts delivery platform to a mandatory delivery model, and also for companies that may already use a mandatory model but are looking for other options to help them be more successful. It identifies key characteristics of an effective pipeline hedging strategy, offers recommendations when evaluating advisory services, provides technology tips, identifies potential issues, overall benefits and more.

"There are number of different pitfalls lenders need to be cognizant of when making the move from best efforts loan sales to mandatory commitments," said Curtis Richins, president of MCT. "Switching to pipeline hedging is a significant, fundamental shift in a lender's secondary marketing strategy. It's the road to greater profitability and risk mitigation, but selecting the wrong firm to help successfully make the change can be precarious. This white paper provides valuable information and a readiness check list by which to select the right firm for your specific business model."

The white paper stresses that if properly utilized, a sound pipeline-hedged, mandatory-execution secondary market strategy will provide new levels of profitability, control, and flexibility to best-efforts lenders.

Notable is that earlier this month MCT was named to Inc. 5000's 2011 fastest-growing private companies list. The company ranks 776 on the list with an industry rank in the financial services category of 39 and impressive three-year sales growth of 405 percent.

About Mortgage Capital Trading:

MCT Trading is a risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include trading desks in Philadelphia and San Francisco along with field sales and support offices in Dallas and Charlotte. MCT is recognized as a leading provider of mortgage pipeline hedging service and currently supports more than 70 clients on the HALO (Hedging And Loan sales Optimization) Program. For more information, please visit www.mct-trading.com .

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Copyright © 2011 by MCT Trading, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Mortgage Capital Trading, Inc. Releases White Paper on Pipeline Hedging
• REFERENCE KEYWORDS/TERMS: mortgage pipeline hedging, San Diego, California, Loan sales Optimization, Reports and Studies, Finance, Business, SAN DIEGO, Calif..

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Business, Reports and Studies

KnowledgeAdvisors Presents Next Step Toward Uniform Talent Development Reporting

Author: KnowledgeAdvisors
Dateline: Chicago, Illinois (CHICAGO, Ill.)  | Wed, 06 Jul 2011

freeNewsArticles Story Summary: “KnowledgeAdvisors, a provider of learning measurement software that improves the effectiveness and business impact of learning, today announced the release of its new white paper, 'Standard Definitions and Agreed Measurements: A Common Language for Consistent, Clear and Uniform Talent Development Reporting,' available for complimentary download.”



A R T I C L E:

KnowledgeAdvisors, a provider of learning measurement software that improves the effectiveness and business impact of learning, today announced the release of its new white paper, "Standard Definitions and Agreed Measurements: A Common Language for Consistent, Clear and Uniform Talent Development Reporting," available for complimentary download.

The paper is the second in a series that presents the guidelines developed by some of the nation's most influential leaders in learning and development analytics to create a comprehensive, uniform and consistent method for reporting talent development measurements.

The council, which includes five of the seven Chief Learning Officers of the Year as recognized by Chief Learning Officer magazine, adopted its groundbreaking Talent Development Reporting Principles (TDRP) earlier this year.

In its new paper, KnowledgeAdvisors offers insight into the TDRP's second recommendation: Adopt standard definitions and measures.

"The language around talent development is more like a Tower of Babel than a cohesive system for defining and measuring metrics to provide consistent, clear and uniform reporting to leadership," says the introduction to "Standard Definitions and Agreed Measurements: A Common Language for Consistent, Clear and Uniform Talent Development Reporting."

Before it can reach a level of powerful and effective reporting - parallel to an organization's financial reports - talent development professionals must have consistent, common answers to some very frequent but crucial questions:
- How should talent development and learning measures be defined and calculated?
- Which measurements should always be used?
- Which ones are recommended and in what circumstances?
- What are the definitions of commonly used terms?
- What are the categories for reporting?
- Which categories are comparable across organizations?

"Standard Definitions and Agreed Measurements: A Common Language for Consistent, Clear and Uniform Talent Development Reporting" answers those questions. Download this important paper now to learn the recommended guidelines for:
* Defining categories of learning, Industries and organization size.
* Measuring talent development volume, ratios and costs.
* Establishing effectiveness measures (Kirkpatrick/Phillips Levels 1-3).
* Developing business outcome measures and linking learning to business outcomes.

Inspired by the Generally Accepted Accounting Principles (GAAP) used by the accounting profession in the United States since 1973, TDRP outlined four first-phase recommendations on which to build a basic and consistent reporting framework for learning and development:
1. Adopt a set of seven guiding principles
2. Adopt standard definitions and measures
3. Adopt three reporting statements
4. Adopt three executive reports.

The first paper in the series, "Talent Development Reporting Principles: Proving Value with Consistent, Clear and Uniform Reports," provided insight into the first recommendation and outlines the seven guiding principles. It is available for complimentary download now.

Following papers will expand on the last two recommendations to be adopted, with explanations and examples.

To learn more about the agreed definitions and measurements to ensure that talent development officers deliver consistent, quantifiable and meaningful metrics to executives, download the complimentary KnowledgeAdvisors white paper, "Standard Definitions and Agreed Measurements: A Common Language for Consistent, Clear and Uniform Talent Development Reporting."

About KnowledgeAdvisors:

For organizations that utilize learning and development to drive business outcomes, KnowledgeAdvisors offers learning measurement software that improves the effectiveness and business impact of learning. Unlike the standard reporting and dashboard features included in most learning and talent management software, we combine data from multiple enterprise systems with information collected through evaluations and assessments to paint a complete picture of learning and business performance. KnowledgeAdvisors can even benchmark your learning programs against other organizations. Headquartered in Chicago and on the web at KnowledgeAdvisors.com .

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Copyright © 2011 by KnowledgeAdvisors and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: KnowledgeAdvisors Presents Next Step Toward Uniform Talent Development Reporting
• REFERENCE KEYWORDS/TERMS: learning measurement software, Chicago, Illinois, Uniform Talent Development Reporting, Reports and Studies, Business, Employment, CHICAGO, Ill..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (KnowledgeAdvisors); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Wed, 06 Jul 2011 21:22:05 GMT].

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Reports and Studies

Web 2.0 Apps to Generate $455 Billion for Mobile Carriers, Fixed Line Operators, and Third Parties Over Five Years, Says Insight Research Corp.

Author: Insight Research Corporation
Dateline: Mountain Lakes, New Jersey (MOUNTAIN LAKES, N.J.)  | Mon, 13 Jun 2011

freeNewsArticles Story Summary: “In 2011, telecommunications carriers and third-party software developers worldwide are expected to generate just over $35 billion in new revenue by helping build and deploy Web 2.0 services, according to a new market research study from Insight Research Corp.”



A R T I C L E:

In 2011, telecommunications carriers and third-party software developers worldwide are expected to generate just over $35 billion in new revenue by helping build and deploy Web 2.0 services, according to a new market research study from Insight Research Corp.

The term Web 2.0 is shorthand for a rapid deployment service paradigm used to create new applications for downloading to smartphones, applications that that run inside the service provider's network to provide enhanced services, and applications built outside the service providers' networks using APIs exposed by the service provider to couple their capabilities to other new applications.

According to Insight Research's market analysis study, "Web 2.0, Mobility and Fixed Line Applications: The Revolution in New Applications Development, 2011-2016," REST, AJAX, and widgets are the important technologies underpinning the new applications development environment; however, the most important aspect of Web 2.0 is its business approach. Those deploying Web 2.0 services assume that their applications are built to be combined, with exposed interfaces that facilitate this, and a strategy of encouraging third party developers to combine these pieces into new applications that will benefit the end user.

"After more than 20 years of false starts with the IN, Parlay, and IMS architectures, along comes Web 2.0 and carriers finally have an architecture-independent software that developers are embracing. This architecture quickens the pace of new applications deployment and thereby boosts network usage, so we think carriers will soon be lining up to support Web 2.0," says Robert Rosenberg, Insight Research. "With a projected compounded annual growth rate of 30 percent and with new revenue opportunities for mobile operators, fixed line operators, VoIP providers and the apps developers themselves, we see opportunities for all to get a slice of the pie," Rosenberg concluded.

An excerpt of the "Web 2.0, Mobility and Fixed Line Applications: The Revolution in New Applications Development, 2011-2016" market research report, table of contents, and ordering information are online at http://www.insight-corp.com/reports/web2011.asp . This 139-page report is available immediately for $3,995 (hard copy). Electronic (PDF) reports can be ordered online. Visit our website - http://www.insight-corp.com - or call 973/541-9600 for details.

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Story Title: Web 2.0 Apps to Generate $455 Billion for Mobile Carriers, Fixed Line Operators, and Third Parties Over Five Years, Says Insight Research Corp.
• REFERENCE KEYWORDS/TERMS: market analysis study, Mountain Lakes, New Jersey, mobile app developers, Reports and Studies, Telecom, Internet, MOUNTAIN LAKES, N.J..

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Reports and Studies

Strengthening the Electric Transmission Grid Would Be a Boon to the Economy, WIRES Study Finds

Author: WIRES Group
Dateline: Washington, District of Columbia (WASHINGTON, D.C.)  | Wed, 11 May 2011

freeNewsArticles Story Summary: “A new analysis commissioned by WIRES shows that annual investment in new electric transmission facilities could soon reach $12-$16 billion in the United States, resulting in $30 - $40 billion in annual economic activity. This translates into support for 150,000 - 200,000 new full-time jobs in the U.S. in each of the next 20 years.”



A R T I C L E:

A new analysis commissioned by WIRES shows that annual investment in new electric transmission facilities could soon reach $12-$16 billion in the United States, resulting in $30 - $40 billion in annual economic activity. This translates into support for 150,000 - 200,000 new full-time jobs in the U.S. in each of the next 20 years and between 20,000 and 50,000 new jobs each year in Canada.

The study, conducted for WIRES by senior economists at The Brattle Group, an international economic consulting firm experienced in electricity industry matters, finds that expanding and upgrading the grid to meet identifiable economic and reliability needs, as well as state renewable energy mandates, will help drive economic recovery and set the stage for the electric economy of the 21st century. In addition to the employment and downstream economic impacts of transmission manufacturing and construction, investment in needed transmission will annually support 130,000-250,000 full-time U.S. jobs in the emerging renewable energy industry to which transmission capacity is so critical.

"This report provides strong evidence that meeting the grid's challenges - including delivery of power from remote renewable generation to load centers far away - is good for the economy and will help create jobs," said WIRES President Jolly Hayden, Vice President of Transmission Development at NextEra Energy Resources. "Strengthening the transmission grid will also address major reliability issues, reduce production costs, enhance competition for customers in wholesale power markets, contribute to fuel diversity, and help reduce wholesale power prices. Brattle's analysis should give policy makers confidence that the benefits will exceed the costs."

The study's positive outlook is nevertheless contingent on solving several nettlesome regulatory problems. "We are not looking to government to do anything but take a fresh look at how the grid is planned, permitted, and paid for today under procedures that pre-date the emergence of modern electric generation technology and regional power markets," Hayden added. "Although transmission investment is on the rise, there is plenty of evidence that good projects are falling victim to duplication and delay, lack of regional coordination, and parochial interests. That means the economy suffers too. If regulatory risk can be diminished, private capital will do the rest. Today, many utilities, developers, and technology firms are trying - often in vain - to participate in strengthening our energy infrastructure."

The Brattle Group analysis suggests that total U.S. transmission investment could reach $240 billion to $320 billion (in 2011 U.S. dollars) between 2010 and 2030 and that Canadian transmission investments could total C$45 billion through 2030.

The principal authors of the study are Johannes Pfeifenberger, Principal, and Delphine Hou, Associate, of The Brattle Group (www.brattle.com).

The report is available at (PDF): http://wiresgroup.com/images/Brattle-WIRES_Jobs_Study_May2011.pdf .

About WIRES and The Brattle Group:

WIRES (Working group for Investment in Reliable and Economic electric Systems) is a non-profit trade association of transmission providers, customers, and equipment and service companies that promotes investment in electric transmission and progressive State and Federal policies toward that end.

The Brattle Group provides consulting services and expert testimony in economics and finance to corporations, law firms, and public agencies worldwide. For more information, please visit www.brattle.com .

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Copyright © 2011 by WIRES Group and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Strengthening the Electric Transmission Grid Would Be a Boon to the Economy, WIRES Study Finds
• REFERENCE KEYWORDS/TERMS: electric transmission facilities, Washington, District of Columbia, The Brattle Group, Reports and Studies, Energy, Technology, WASHINGTON, D.C..

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Real Estate, Reports and Studies

Arizona and Colorado Home Foreclosures Rise 10 Percent in April

Author: ForeclosureWarehouse.com
Dateline: New York, New York (NEW YORK, N.Y.)  | Tue, 26 Apr 2011

freeNewsArticles Story Summary: “Foreclosure Warehouse recently reported that in April, the top five states with more foreclosure opportunities were California, Florida, Colorado, Arizona, and Georgia. From March to April, only Florida saw a decrease at -12.07 percent in foreclosures.”



A R T I C L E:

Foreclosure Warehouse recently reported that in April, the top five states with more foreclosure opportunities were California, Florida, Colorado, Arizona, and Georgia. From March to April, only Florida saw a decrease at -12.07 percent in foreclosures. California foreclosures increased 4.95 percent, Colorado was up 13.98 percent, Arizona was up 11.96 percent, and Georgia was up 7.22 percent.

Borrowers lost 1.67 million homes in 2010 as some 27 percent of U.S. mortgage holders were underwater (owed more than their house was worth) by the end of 2010. 2.9 million Homes received foreclosure filings in 2010 and there would have been more if not for court interference after it was discovered that some lenders hired inexperienced people to process foreclosures without following procedures and verification of facts (robo-signing).

More than 1.8 million homes are projected to be taken this year in foreclosures, short sales and voluntary dispossessions paving the way for astute investors to purchase homes in desirable areas for a steep discount to their actual value.

Housing will remain weak in the next few months amid the high number of houses in foreclosure. Demand for homes is likely to remain quiet as unemployment of almost 9 percent continues to plague the labor market and credit market conditions remain firm.

The outlook of more foreclosures looming, declining prices of excellent homes in prime neighborhoods, and an unemployment rate expected to average about 8.7 percent this year means a housing recovery may take years to evolve. Foreclosure filings will climb about 20 percent, reaching a peak for the housing crisis in 2011.

Top 5 states with more foreclosures in April:
State Number of properties
California 10,388
Florida 8,224
Colorado 7,779
Arizona 5,038
Georgia 3,833

Even with all the government intervention and assistance efforts, the U.S. housing market remains under pressure from a poor employment outlook and oversupply of houses. The national political climate for budget tightening means homeowner assistance programs will lose support and no new programs will be started.

Recent rumblings in the markets about inflation do not seem to affect the housing industry. There is a glut of distressed properties on the market. The average rate on a 30-year fixed loan increased to 4.98 percent the week ended April 8; still an excellent rate for purchasing a home.

This is all good news for the investor or home buyer. This is an ideal time to buy a home if an individual is in a good position to purchase a house; the buyer has job security, has a credit score high enough to be approved for a loan, has enough money for a down payment (usually 20 percent), and is ready to establish roots in a community, for example.

A large part of the buyers' market will continue to be Short sales and foreclosure sales as bargain-hunting investors and borrowers continue to find value in short sale and foreclosed properties, choosing these properties over traditional sales.

Lenders will increase the number of short sale and foreclosures properties they release to the market in anticipation of the settlement of the government "robo-signing" lawsuit furthering the opportunities for buyers to purchase at substantial price discounts.

After the government receives the $25 billion settlement from the financial institutions in trouble for the robo-signing debacle, there will not be nearly enough for the estimated $800 billion necessary to support all the underwater mortgages in the U.S.

The rising price of gasoline and other factors may prevent many potential buyers from venturing into the housing market. Oversupply together with weak demand for homes will likely keep housing prices low and declining for the remainder of 2011.

Learn more at: http://ForeclosureWarehouse.com .

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Copyright © 2011 by ForeclosureWarehouse.com and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Arizona and Colorado Home Foreclosures Rise 10 Percent in April
• REFERENCE KEYWORDS/TERMS: Arizona housing market, New York, New York, Foreclosure Listings, Reports and Studies, Real Estate, Internet, NEW YORK, N.Y..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (ForeclosureWarehouse.com); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 26 Apr 2011 10:59:14 GMT].

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Reports and Studies

KnowledgeAdvisors Presents Landmark Approach to Reporting Talent and Development Metrics

Author: KnowledgeAdvisors
Dateline: Chicago, Illinois (CHICAGO, Ill.)  | Tue, 19 Apr 2011

freeNewsArticles Story Summary: “KnowledgeAdvisors, a provider of learning measurement software that improves the effectiveness and business impact of learning, today announced the release of its new white paper, 'Talent Development Reporting Principles: Proving Value with Consistent, Clear and Uniform Reports,' available for immediate complimentary download.”



A R T I C L E:

KnowledgeAdvisors, a provider of learning measurement software that improves the effectiveness and business impact of learning, today announced the release of its new white paper, "Talent Development Reporting Principles: Proving Value with Consistent, Clear and Uniform Reports," available for immediate complimentary download.

After nearly a year of research, dialogue, guidance and consensus, a grass-roots group of the nation's most influential leaders in learning and development analytics has taken a significant step toward creating a comprehensive, uniform and consistent method for reporting talent development measurements.

In its new paper, "Talent Development Reporting Principles: Proving Value with Consistent, Clear and Uniform Reports," KnowledgeAdvisors:

* Engagingly explains the background of the project and introduces the industry influencers who participated.

* Makes a clear case for having reporting principles that executives can use to make informed budget and program decisions about talent development and learning.

* Gives an overview of the reporting principles and four key recommendations from the council:
1. Adopt a set of seven guiding principles;
2. Adopt standard definitions and measures;
3. Adopt three reporting statements;
4. Adopt three executive reports.

* Provides insight into the first recommendation and outlines the seven guiding principles.

Following papers will expand on the next three recommendations to be adopted, with explanations and examples.

"It is simply not acceptable to continue to assume - and report - that the value of an organization's learning and development programs is merely equal to their average cost," said Kent Barnett, CEO of KnowledgeAdvisors, a leading provider of learning measurement software and catalyst for the collaborative project to develop reporting principles.

"Without common, standardized ways of linking data and presenting it to executives, talent development will find itself left behind in the battle for budget dollars," Barnett said. "This is on the forefront of talent development today."

The council that adopted the groundbreaking guidelines includes five of the seven Chief Learning Officers of the Year as recognized by Chief Learning magazine.

To learn more about how leaders in talent and development analytics are working to ensure that consistent, quantifiable and meaningful metrics are presented to executives, download the complimentary KnowledgeAdvisors white paper, "Talent Development Reporting Principles: Proving Value with Consistent, Clear and Uniform Reports."

About KnowledgeAdvisors:

For organizations that utilize learning and development to drive business outcomes, KnowledgeAdvisors offers learning measurement software that improves the effectiveness and business impact of learning. Unlike the standard reporting and dashboard features included in most learning and talent management software, we combine data from multiple enterprise systems with information collected through evaluations and assessments to paint a complete picture of learning and business performance. KnowledgeAdvisors can even benchmark your learning programs against other organizations. Headquartered in Chicago and on the web at http://KnowledgeAdvisors.com .

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Story Title: KnowledgeAdvisors Presents Landmark Approach to Reporting Talent and Development Metrics
• REFERENCE KEYWORDS/TERMS: learning measurement software, Chicago, Illinois, Talent Development Reporting Principles, Reports and Studies, Education, Computing, CHICAGO, Ill..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (KnowledgeAdvisors); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 19 Apr 2011 21:32:51 GMT].

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Real Estate, Reports and Studies

More Expensive Houses Entering Foreclosures

Author: ForeclosureListings.com
Dateline: New York, New York (NEW YORK, N.Y.)  | Tue, 19 Apr 2011

freeNewsArticles Story Summary: “Foreclosure Listings reports foreclosure home statistics and the average price of a foreclosure home in states and cities that had higher home prices entering foreclosures in the first quarter of 2011.”



A R T I C L E:

Foreclosure Listings reports foreclosure home statistics and the average price of a foreclosure home in states and cities that had higher home prices entering foreclosures in the first quarter of 2011.

The most expensive house to be lost to foreclosure in the past three years in Jacksonville, Florida, for example, sold for $1.5 million Wednesday - $1.4 million below its county property appraised market value. The nine bedroom, 11 bathroom, 10,000-square-foot, bank-owned Queen's Harbour mansion, built in 2005, has its market value at $2.95 million set by the property appraiser's office.

With the sixth-most-expensive ZIP Code in the country, Beverly Hills revealed a 700 percent increase in foreclosures of homes valued at $2 million and higher over the last three years.

Home prices are down almost 32 percent from their 2006 peak nationwide, and many economists expect them to drop at least 5 percent more in 2011; some expect even steeper declines. Millions more homes still face foreclosure as the sputtering economy, uncertain- and under-employment, and government spending and attempts to relieve the situation struggle to overcome the inertia.

With tight lending standards, and almost one-quarter of homeowners with mortgages underwater, it will be a long, difficult road for them to move into better homes because they owe so much more than their current house is worth.

Of the over 70 million Americans who were born between 1945 and 1960, one-third (or approximately 212,000 people) have zero retirement savings. The only money they have is their equity in a house, so they must sell when they enter retirement age, which some have begun doing. This adds more houses to the market, further pressuring prices down.

Nationally, 1 in 7 homeowners currently with a loan over $1 million is seriously delinquent on mortgage payments. For loans less than $1 million, the ratio is closer to 1 in 12. As many luxury home owners saw the value of their homes drop dramatically when the housing market crashed, they were suddenly making huge payments on a house that was worth substantially less than the mortgage. Many wealthier homeowners realized this as a poor investment of their cash and decided to stop making payments; a "strategic default" action.

Considering that banks are very slow to seize high-end homes (expensive houses cost banks a lot of money to maintain and they are very difficult to sell during a slow housing market), and that abandoned homes lower neighborhood property values of surrounding houses, it is not in the best interest of banks to seize expensive homes facing foreclosure.

Many luxury homes have been priced unrealistically and will never sell at the current asking prices. Difficulty in securing a Jumbo loan to finance custom homes or luxury houses is the main reason for inactivity in the $500,000-$1,000,000 plus homes.

A massive and growing backlog of hidden foreclosures:

There is an enormous inventory of housing that is not yet on the market. Millions of homeowners in financial difficulty have simply stopped paying their mortgages, and the banks are allowing the owner live in the house for free. When a bank forecloses and takes possession of a house, the bank is responsible for property taxes and maintenance; an added cost to the bank. If a bank then sells the foreclosed house at current prices, the bank has to admit a loss on the loan. So there is a deluge of foreclosures approaching that the banks are ignoring, for the time being.

The median home price in the Tampa Bay area, for example, is $111,100, a 54 percent decline from the peak of $239,000, of June 2006. Presently, one in six houses in Florida are empty, and according a national delinquency survey, in the last quarter of 2010 more than 24 per cent of Florida home loans were either delinquent or in foreclosure.

For the investor or bargain hunter, ForeclosureListings.com reveals states that offer some possibilities of foreclosures in the market. California is the number one and this month registered 177,939 properties in foreclosure, representing an increase of 5.75 percent in comparison to just last month. California is followed by Florida with 140,505 foreclosed homes. In April Florida had 11.63 percent less properties available in March, reflective of the hidden tsunami of homes not yet registered with banks as explained above.

In Michigan, there was a difference of 37.16 percent down; 22,049 foreclosures in April compared to 35,088 in March. Texas also delivered negative statistics: 21,148 foreclosures in April against 34,952 in March, down 39.49 percent. But in Georgia, the state now has 65,246 foreclosures recorded, up 7.36 percent; a sign of having passed the point where banks have been able to keep the more expensive homes off the foreclosure lists.

Price of Foreclosure Listings in the Top 5 States by Month

State January February March April
Michigan $344,540 $443,806 (+28.81%) $536,910 (+20.98%) $819,304 (+52.6%)
Georgia $608,332 $579,212 (-4.79%) $163,566 (-71.76%) $661,360 (+304.34%)
Texas $174,475 $192,904 (+10.56%) $194,649 (+0.9%) $254,468 (+30.73%)
California $231,113 $222,047 (-3.92%) $212,682 (-4.22%) $202,897 (-4.6%)
Florida $140,394 $134,631 (-4.1%) $131,367 (-2.42%) $137,028 (+4.31%)


ForeclosureListings.com charts top state foreclosures in relation to prices. Michigan changed a great deal from March to April. Currently, prices of expensive homes in foreclosure are over $862,630, an increase of 60.67 percent, similar to Georgia, which reflected a huge increase of 297.82 percent. In March the average price for a Georgia foreclosure was $163,566, but now is $650,693. Texas also showed an increase in the price value of properties in foreclosure. In March, the prices were up to $194,649, now prices are at numbers like $258,076; a 32.59 percent rise.

Notice that in California the scenario changed to a positive side, showing a reduction of 4.71 percent in home values, with a price average of $202,658 today compared to $212,682 last month. Florida, however, continues to struggle with the expensive value of foreclosed homes. In March the average price was $131,367 and now is $138,008 - a change of 5.06 percent.

Price of Foreclosure Listings in the Top 10 Cities by Month

City January February March April
Brooklyn, NY $463,109 $466,055 (+0.64%) $473,802 (+1.66%) $481,852 (+1.7%)
Detroit, MI $265,346 $290,087 (+9.32%) $360,048 (+24.12%) $417,204 (+15.87%)
Los Angeles $279,800 $270,379 (-3.37%) $264,086 (-2.33%) $259,272 (-1.82%)
Las Vegas $130,315 $133,807 (+2.68%) $133,977 (+0.13%) $132,295 (-1.26%)
Chicago $119,307 $119,624 (+0.27%) $124,463 (+4.05%) $128,137 (+2.95%)
Miami, FL $134,061 $125,001 (-6.76%) $117,633 (-5.89%) $116,512 (-0.95%)
Jacksonville $118,508 $111,866 (-5.6%) $113,688 (+1.63%) $113,195 (-0.43%)
Houston, TX $90,771 $91,970 (+1.32%) $94,190 (+2.41%) $90,784 (-3.62%)
Phoenix, AZ $95,713 $90,960 (-4.97%) $90,010 (-1.04%) $89,130 (-0.98%)
Atlanta, GA $111,482 $109,439 (-1.83%) $98,704 (-9.81%) $89,052 (-9.78%)


See http://www.foreclosurelistings.com/foreclosure-rates/ for more up to date foreclosure information.

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Copyright © 2011 by ForeclosureListings.com and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: More Expensive Houses Entering Foreclosures
• REFERENCE KEYWORDS/TERMS: Foreclosure Listings, New York, New York, foreclosed home lists, Reports and Studies, Real Estate, Internet, NEW YORK, N.Y..

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Reports and Studies

White Paper Explores Impact of Workforce Regulations on Federal Contractors

Author: BirdDog
Dateline: Des Moines, Iowa (DES MOINES, Iowa)  | Wed, 06 Apr 2011

freeNewsArticles Story Summary: “Announcing in 2010 that it would increase enforcement efforts, the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) appears to be in hot pursuit of workforce diversity compliance among federal contractors and their subs. So writes construction-industry recruiting expert and BirdDog VP of Marketing Doug Mitchell in a newly released white paper.”



A R T I C L E:

Announcing in 2010 that it would increase enforcement efforts, the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) appears to be in hot pursuit of workforce diversity compliance among federal contractors and their subs. So writes construction-industry recruiting expert and BirdDog VP of Marketing Doug Mitchell in a newly released white paper.

"Frankly, many contractors need a wake-up call," said Mitchell of his motivation to write the paper. "I'd much rather they get it from a white paper than a compliance officer."

According to Mitchell, industry recruiting firm BirdDog receives weekly contact from construction firms caught off guard by the workforce diversity requirements of their state and federal contracts. It was the commonality of confusion among contractors that inspired Mitchell to gather up insight from every corner of the industry and put it together in one place, easily accessible to contractors across the nation.

In addition to the team at BirdDog, Mitchell taps a federal road & bridge contractor with OFCCP audit experience, a state Department of Transportation compliance officer and the OFCCP audit experts at consulting firm HudsonMann to round out the paper. Together, they read between the lines of agency documents to help federal contractors understand where the agency is focused, as well as the risks of failing to provide a fully documented good-faith recruitment effort.

"A company's compliance effort only counts if it is defensible," writes Mitchell. "In other words, a contractor can be following the rules to a tee, but if he can't prove it, the company is at risk."

The paper explores methods for maintaining quality documentation of all hiring, recruiting and promoting behavior inside a federal contracting firm. Among the tools described is BirdDog's Candidate Acquisition Management System (CAMS), which assists contractors not only in their efforts to achieve compliance with affirmative action and equal opportunity employment mandates, but helps them archive that effort, as well.

"Good record-keeping is the closest thing to bulletproofing yourself," says Neil Dickinson, managing partner of HudsonMann. "It's no longer those who discriminate that get into trouble. It's those who look like they are discriminating simply because they don't have proof to the contrary."

The white paper, "Ten Thousand Shades of Gray - The Impact of Workforce Regulations on Federal Contractors" is available for free download at http://bit.ly/diversity-white-paper (links to PDF).

About BirdDog:

Founded in Des Moines in 1997 as Industry People Group, BirdDog hunts and retrieves specialized candidates then tracks and manages them through to the hire in the construction, infrastructure, facilities and engineering industries. The company powers niche job boards BirdDogJobs.com, MEPjobs.com, ASHRAEjobs.com, and AGCiajobs.com, connecting employers with job seekers online. In addition, BirdDog offers a robust Web-based tool providing employers with simplified cross-posting and paperless management tools, reducing the time and investment required to bring top talent on board. For more information, visit birddogjobs.com or follow on Twitter @birddog_jobs.

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Story Title: White Paper Explores Impact of Workforce Regulations on Federal Contractors
• REFERENCE KEYWORDS/TERMS: Douglas E Mitchell, Des Moines, Iowa, Industry People Group, Reports and Studies, Employment, Construction, DES MOINES, Iowa.

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Reports and Studies

One Year After Macondo Well (Deepwater Horizon) Disaster, Study Finds That Employees Stop Fewer Than 2 of 5 Observed Unsafe Operations

Author: The RAD Group
Dateline: Houston, Texas (HOUSTON, Texas)  | Tue, 05 Apr 2011

freeNewsArticles Story Summary: “A great number of accidents and injuries could have been prevented if someone had simply 'spoken up.' The prevalence and magnitude of this problem often gives rise to public frustration and, at times, indignation. To better understand why employees so frequently choose not to say anything in the face of potential disaster, The RAD Group conducted a large scale study of 'Safety Interventions.'”



A R T I C L E:

A great number of accidents and injuries could have been prevented if someone had simply "spoken up." The prevalence and magnitude of this problem often gives rise to public frustration and, at times, indignation. To better understand why employees so frequently choose not to say anything in the face of potential disaster, The RAD Group conducted a large scale study of "Safety Interventions."

The results of the study, which focused heavily on the Oil and Gas industry, showed that the problem is perpetuated by the incorrect assumption that employees know HOW to stop unsafe operations.

The 2010 study, conducted by The RAD Group, surveyed more than 2,600 employees in 14 countries and found that employees intervene in only 39 percent of the unsafe operations that they observe in the workplace. Moreover, when they do intervene, employees fail to stop the unsafe action/condition 20.7 percent of the time. The data indicate that employees remain silent NOT because of company pressure or pressure from supervisors and peers. The primary reasons that employees gave for not intervening in someone's unsafe action or decision were (1) "The other person would become defensive or angry," and (2) "It would not make a difference in the other person's behavior." The implication is that employees do not intervene because they had tried in the past and were not able to do so effectively. The survey revealed a common assumption among respondents that would explain their inability to intervene effectively -- employees tend to address the wrong underlying causes of coworkers' unsafe actions and decisions, and in doing so, produce defensiveness and resistance to change.

"Because employees are not equipped to understand others' behavior, they are less likely to stop unsafe actions and less effective when they do choose to intervene," says Dr. Ron Ragain, Executive Director of The RAD Group. Based on the results of this study, Dr. Ragain suggests that companies treat the "Safety Intervention Conversation" as a core employee competency. "When employees are silent in the face of what they know to be unsafe, I often hear people attribute it to weakness or even moral deficiency; but this is usually both wrong and counterproductive. Getting employees to speak up is not simply a matter of motivation; it is also a matter of ability."

The likelihood of workplace incidents and injuries can be significantly reduced by making employees competent at holding intervention conversations.

Results of The RAD Group's "Safety Interventions Study" are published in Drilling Contractor magazine (Jan/Feb 2011) and will be published in the May/June edition of EHS Today magazine.

The RAD Group is an international training and consulting firm that has served the Oil and Gas industry for more than 30 years. They specialize in organizational and cultural assessment, behavioral safety and human factor solutions.

For more information, visit: www.theradgroup.com .

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Copyright © 2011 by The RAD Group and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: One Year After Macondo Well (Deepwater Horizon) Disaster, Study Finds That Employees Stop Fewer Than 2 of 5 Observed Unsafe Operations
• REFERENCE KEYWORDS/TERMS: Dr Ron Ragain, Houston, Texas, Safety Interventions Study, Reports and Studies, Energy, Employment, HOUSTON, Texas.

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Reports and Studies

U.S. Businesses Will Spend $237 Billion on Managed Telecommunications Services Over Five Years, says Insight Research Corp.

Author: Insight Research Corporation
Dateline: Mountain Lakes, New Jersey (MOUNTAIN LAKES, N.J.)  | Thu, 10 Mar 2011

freeNewsArticles Story Summary: “While U.S. business spending on wireline telecommunications services are expected to grow in low single-digit percentages over the next five years, spending on managed services is expected to grow at a compounded rate of 12 percent over the period, says a new market study from Insight Research.”



A R T I C L E:

While U.S. business spending on wireline telecommunications services are expected to grow in low single-digit percentages over the next five years, spending on managed services is expected to grow at a compounded rate of 12 percent over the period, says a new market study from Insight Research.

The market research report notes that the present recession may actually act to spur spending in the telecommunications and IT market segments, since many enterprises will find that purchasing managed services from third-party providers is a cost-effective alternative to increasing internal staffing. The spending study predicts that revenues associated with the managed services market will grow from nearly $29 billion in 2010 to $47 billion in 2015.

Insight's newly-released market analysis report, "Managed Services in an IP World: New Opportunities for Wireless and Wired Networks 2010-2015," contends that carriers, service providers, IT equipment vendors, systems integrators, and specialist companies will all participate in the growth opportunities provided by this market.

The study differentiates and forecasts five managed service segments: managed data center services, managed infrastructure, managed LAN services, managed WAN services and managed mobility services. In addition to the revenue forecasts for these market segments, forecasts are provided for various market subdivisions, including managed IP VPNs, managed security services, managed VoIP, LAN extensions, WLAN extensions, managed cellular services, and a number of other significant areas within the managed services domain.

The report also provides Insight's survey of outsourced managed LAN, managed WAN, and disaster recovery management services by vertical industry.

"Make no mistakes about it, while telecom is faring better than many other segments of the economy, anemic growth in the overall economy required that we adjust our annual managed services forecasts downward," says Robert Rosenberg, Insight's president.

"Little or no job growth is a silver lining for the managed services providers, since enterprise IT and telecom managers will be much more willing to listen to the economic logic of outsourcing now that internal staffing is contracting," Rosenberg concluded.

A free report excerpt, table of contents, and ordering information is available online at: http://www.insight-corp.com/reports/manserv10.asp .

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Story Title: U.S. Businesses Will Spend $237 Billion on Managed Telecommunications Services Over Five Years, says Insight Research Corp.
• REFERENCE KEYWORDS/TERMS: managed data center services, Mountain Lakes, New Jersey, market analysis report, Reports and Studies, Telecom, Advertising, MOUNTAIN LAKES, N.J..

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