Reports and Studies

HRAstockpicks.com’s Online Stock-Picking Service Could Have Doubled Their Subscriber’s Money in 2 Years

Author: Halvorson Research Associates, LLC
Dateline: Fri, 17 Dec 2004

freeNewsArticles Story Summary: “NAPLES, FL /Send2Press Newswire/ -- HRAStockpicks.com, a division of Halvorson Research Associates, today announced that returns on its Tiny 6 Stock Portfolio has risen 127-percent since December 1, 2002, which could have resulted in subscribers more than doubling their investments in just 2 years.”



A R T I C L E:

NAPLES, FL /Send2Press Newswire/ -- HRAStockpicks.com, a division of Halvorson Research Associates (www.HRAstockpicks.com), today announced that returns on its Tiny 6 Stock Portfolio has risen 127% since December 1, 2002, which could have resulted in subscribers more than doubling their investments in just 2 years.

"We've developed a unique system of stock evaluation that selects under-priced companies that have upward price momentum, high future earnings projections, and superior growth rates," explained William A. Halvorson, President of HRA and former President of both the American Academy of Actuaries and the Society of Actuaries.

"We do the analysis for our subscribers, and select our top 6 stocks (Tiny 6) plus an additional 24 stocks which we combine into our Favorite 30. Members can choose any combination of Tiny 6 and Favorite 30 stocks to build their own portfolio with confidence, using their broker of choice. We do the research, we track the market, and we evaluate the risk. And we are pleased to announce that, based on our past recommendations, subscribers would have far exceeded our goal of doubling their money in four years...by doing it in just two."

Halvorson cautions, however, that investors should always bear in mind that losses can happen in all investment systems, and patience is one key factor in any investor's long-range success. HRA now wants to share their knowledge and stock strategy with new subscribers via their recently launched website so that they too can enjoy the benefits of this proven stock selection system.

HRAStockpicks.com provides member access 24/7 to Tiny 6 and Favorite 30 stock picks, along with unique research on over 800 companies representing 75% of the investment market. Other HRAStockpicks.com member benefits include access to essential information about all 800 stocks in the HRA database including:

- Earnings per share for the latest 12 months

- Expected dividends

- Price per share percentage changes over the last 1 month, 3 months, and 6 months

- Current 4-year projected growth rate in earnings

- Over-priced/under-priced condition of the market, and investment exposure recommendations


Halvorson Research Associates, which is the product of the work of William A. Halvorson, his oldest daughter, Janet C. Raphael, and his youngest son, James L. Halvorson, has published its Tiny 6 and Favorite 30 stock selections for over twelve years. Since 1992, HRA has managed three investment partnerships and has recently formed a limited liability corporation based in Naples, Florida to enable new subscribers access to HRA's services through the Internet.

HRA believes that the current investment and economic scenario, combined with easy access to proven stock selection recommendations, will provide investors with new and exciting opportunities for growth.

HRAStockpicks.com is currently offering a 20% discount on their services to new Internet subscribers.

"Investor use of online stock-picking services is on the rise for good reason," said Jim Halvorson, HRA's Director of Marketing. "Typical mutual funds and hedge funds dilute end results. These days, investors are looking for lower fees, more and better information, and increased end results. For these investors, who also prefer buy-and-hold stock trading and who wish to make trades only twice a month, HRAstockpicks.com is the right choice."

William Halvorson graduated from the University of Wisconsin at Madison with BBA and MBA degrees in Actuarial Science and Investment and Insurance. Since 1983, following a successful career as a consulting actuary with Milliman and Robertson, Inc. (now Milliman USA), William has focused his energy to quantifying movements in stock prices and earnings growth rates. This analysis has led to the development of HRAStockpicks.com's unique Sell/Buy System.

Janet Raphael holds a BBA in Finance from the UW-Madison and is an investment consultant and advisor for a large financial corporation in NYC. Janet is a CFA (Chartered Financial Analyst) and has been working with her father on several HRA Investment Partnerships over the last 10 years. Her intuition and assessment of the stock market trends and futures is instrumental in selecting HRA's Tiny 6 and Favorite 30 stocks.

Jim Halvorson has a BBA degree in Marketing-Sales Management from UW-Madison. He has worked in industrial Sales and Marketing positions for over 25 years with Honeywell International, their international partners, as well as other firms. Jim's experience in web site design and administration, and development and execution of business and sales plans, supports his current mission to deliver the message about the power of HRA's Sell/Buy system to investors.

For more information please visit: www.HRAStockpicks.com

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Copyright © 2004 by Halvorson Research Associates, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: HRAstockpicks.com's Online Stock-Picking Service Could Have Doubled Their Subscriber's Money in 2 Years
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IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Halvorson Research Associates, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Fri, 17 Dec 2004 19:38:00 GMT].

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Uncategorized

‘Emergency Light Blanket’ Selected as One of the Top Five Inventions of 2004

Author: ASAR Electronics, Inc.
Dateline: Thu, 16 Dec 2004

freeNewsArticles Story Summary: “OMAHA, NE and QUINCY, IL /Send2Press Newswire/ -- 'The Emergency Light Blanket' (ELB) invented by Pepper Aasgaard, ASAR Electronics, Inc. (www.LightBlanket.com), was selected as one of the Top Five Inventions of 2004 by Paul Niemann, Quincy, IL (syndicated columnist, contributing author for 'Inventor's Digest' and author of 'Invention Mysteries').”



A R T I C L E:

OMAHA, NE and QUINCY, IL /Send2Press Newswire/ -- "The Emergency Light Blanket" (ELB - www.LightBlanket.com) invented by Pepper Aasgaard, ASAR Electronics, Inc., was selected as one of the Top Five Inventions of 2004 by Paul Niemann, Quincy, IL (syndicated columnist, contributing author for "Inventor's Digest" and author of "Invention Mysteries").



Photo Caption: MIC Awards: Robert Starr, Pepper Aasgaard (speechless).


The Emergency Light Blanket has multiple LED clusters centered on highly reflective arrows that illuminate in a cascading sequence that provides highly visible protection for motorists or emergency personnel. The reusable ELB installs and is visible in seconds, has a soft non-scratch velvet-like backing and magnetic holds for immediate protection.




Primary use of the ELB is for stranded motorist or accident situations. The driver or emergency attendant can simply fold out the blanket attach it to the vehicle, or wreckage and activate it in less than a minute. The ELB is visible for miles.

Currently the only protection a motorist has is the vehicle's battery hungry four way flashers (seen only if the tail lights are clean and survived the accident). Truckers only have the notorious "unseen blow over" red triangles and the red flares that burn out quickly. The ELB can run for days on the vehicle's electrical system.

The ELB can be used for multiple deployments in case of catastrophe providing fast traffic control by emergency personnel. The ELB is powered by the vehicle's 12 volt electrical system or independently by a 9 volt battery. Commercial ELB's include rechargeable power source for multiple rescue deployments.

The Emergency Light Blanket has received numerous honors this year including the MIC Grand Award, Two Gold Metals, and the Otto Schmitt Award. "The most awards ever presented to an individual inventor in our 48 year history!" said Robert Starr, Co-founder of the world's oldest and largest inventor's organization, the Minnesota Inventors Congress.

When asked by a local radio talk show host Kent Pavelka (KKAR 1290) "What one of your inventions do you feel is the most important?" Aasgaard responded: "The Emergency Light Blanket no doubt, it was designed to save lives."

Charles Mueller, president of ASAR Group, Incorporated, announced that ASAR Electronics, Inc., will test market the ELB and establish distribution early 2005.

More information: www.LightBlanket.com

###


Copyright © 2004 by ASAR Electronics, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: 'Emergency Light Blanket' Selected as One of the Top Five Inventions of 2004
• REFERENCE KEYWORDS/TERMS: , , , , Auto and Motorsports, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (ASAR Electronics, Inc.); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 16 Dec 2004 18:32:00 GMT].

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Uncategorized

InformINS, Inc. Launches Affordable Insurance Agency Web Sites for Life and Health and Property and Casualty With Unmatched Functionality

Author: InformINS, Inc.
Dateline: Mon, 13 Dec 2004

freeNewsArticles Story Summary: “YORBA LINDA, Calif. /Send2Press Newswire/ -- InformINS, Inc., a privately held provider of insurance industry software products and technology consulting services, today announced that it has launched the www.websites4insurance.com agency web site service available to all insurance agencies in North America.”



A R T I C L E:

YORBA LINDA, Calif. /Send2Press Newswire/ -- InformINS, Inc., a privately held provider of insurance industry software products and technology consulting services, today announced that it has launched the www.websites4insurance.com agency web site service available to all insurance agencies in North America.

Organized in 1999 as a strategic software house servicing managing general agencies, insurance carriers, and independent producers/agents, InformINS enables its clients to conduct typical industry transactions faster, easier, and at a significant cost savings.

With over 100 insurance agencies signing on during the pre-release phase, InformINS is poised to offer its agency web sites through a broad-based national marketing campaign beginning in January 2005. The www.websites4insurance.com product is the first direct agency retail product developed by InformINS, which licenses numerous technology infrastructure systems to general agencies and carriers. InformINS' web sites agency tools empower insurance agents, brokers, and agencies to implement an online marketing and management system previously reserved for large agencies and MGAs.

"We invested immense amounts of time conducting focus groups and evaluating insurance agents needs and habits," explains InformINS CEO, Paul Blomgren. "We have developed a highly functional product with the most ease of use in the industry," states Blomgren.

Yuri Vanetik, co-founder and InformINS director, clarifies that InformINS insurance agency web sites were developed by insurance professionals who understand how technology increases an insurance agency's premium volume and reduces operating expenses.

As Mr. Vanetik further explains, InformINS agency web sites include quote forms for all lines of insurance business at no additional cost to the customer. Below is a partial list of insurance quote forms InformINS' websites4insruance offer.


Auto Insurance

Homeowners Insurance

Commercial General

Term Life

Life

Workers Compensation

Motorcycle

Annuities

Group Health

Motor Home

Medical Malpractice

Combo:Office Pkg. and Prof. Liab

Disability

Flood

Hotel

Inland Marine

Commercial Auto

BOP

Liquor

Renters

Condominium

Professional Liability

General Liability

Long Term Care

Health

Watercraft

Brew Pubs

Pharmacist

Restaurants

Special Events

Aviation

Simple EPL



In addition to providing quote forms the InformINS web sites deliver policy service forms, which allow an agency's policyholders to request policy changes, certificates of insurance, and report losses online - 24 hours per day, 7 days per week.

InformINS' Chief Technology Officer, Greg Lipman, points out that, "For online insurance quotes our system allows for instant online rating integration with comparative rating vendors, proprietary rating systems, and Real Time Direct to Carrier ACORD XML rate exchange." This is an advanced feature not typically offered through other web site products. According to Mr. Lipman, most other insurance web site usually only offer simple HTML quote forms. Additionally, InformINS has a stand alone or co-branded web site builder version for carriers or strategic partners, which is available with compliance module and portal integration.

The ACORD XML carrier interchange for new business quote requests and new business policy upload is also available, as well as PDF generation of application for select carriers/states. In its final pre-launch phase, InformINS has added a new feature to its web sites, which provides Instant Online Rating for over 100 Life insurance companies.

According to Mr. Vanetik, "Another important feature that InformINS competitors usually do not offer is an advanced web site statistics system that allows the customer to track where web site visitors are coming from, what time they are visiting and what pages of the web site they are going to." This statistics system supports custom page forms and external content statistics, as well as built in rating forms screen propagation.

InformINS web site products are highly scalable and self configurable. Their main break-through value proposition is advanced features which are highly user friendly and which have previously reserved for the insurance industry segment that could afford its own IT department. With InformINS websites4insurance insurance agencies have access to a user-friendly web site management console, which enables them to manage all aspects of their web site (including advanced marketing and management features) without paying the high cost typically associated with hiring a web developer or employing an IT department.



About InformINS

Organized in 1999 as a strategic software house servicing managing general agencies, mid-market carriers, and independent producers/agents, InformINS enables its clients to conduct typical industry transactions faster, easier, and at a significant cost savings. InformINS' growing list of MGA clients includes Alfa, Vision Insurance, RMIS, Legacy Insurance, eGeneral, SCJ Insurance, Nevada Pacific/Topa, Harbor, etc., thousands of insurance customers, and over 8,000 insurance agencies in eleven states.

INFORMINS, INC. - Evolving the Insurance Industry(tm). For further information contact the Company at 714-578-3300 or via email at info@informins.com.

Web sites:
www.informins.com
www.websites4insurance.com

###


Copyright © 2004 by InformINS, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: InformINS, Inc. Launches Affordable Insurance Agency Web Sites for Life and Health and Property and Casualty With Unmatched Functionality
• REFERENCE KEYWORDS/TERMS: , , , , New Websites, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (InformINS, Inc.); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 13 Dec 2004 20:07:00 GMT].

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Reports and Studies

Empire Relations Group issues Gold Star Report on Kmart Holding Corporation

Author: Empire Relations Group Inc.
Dateline: Mon, 13 Dec 2004

freeNewsArticles Story Summary: “NEW YORK, NY /Send2Press Newswire/ -- Empire Relations Group Inc. announced today that Kmart Holding Corporation has been highlighted in its new Gold Star Report(tm). The report can be viewed at www.empirerelations.com. ”



A R T I C L E:

NEW YORK, NY /Send2Press Newswire/ -- Empire Relations Group Inc. announced today that Kmart Holding Corporation has been highlighted in its new Gold Star Report(tm). The report can be viewed at www.empirerelations.com.

Kenneth Maciora, Chief Executive Officer of Empire Relations Group Inc. commented, "Kmart could be one of the most interesting public companies for the next 10 years."


About Empire Relations Group Inc.

Empire Relations Group Inc. is a premier investor relations firm focused on assisting public companies in the creation and marketing of their stories to the investor and investment banking communities. Empire Relations Group focuses on increasing shareholder value for our clients by creating investor relations programs that raise awareness among brokers, analysts, portfolio managers, individual investors and the media.


Disclaimer:

This Gold Star Report(tm) contains certain forward-looking statements which involve known and unknown risks, delays, uncertainties, and other factors, not under the Company's control, which may cause actual results, performance, or achievements of the Company to be materially different from the results, performance, or other expectations implied by these forward looking statements. This Profile is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this profile. The information and statistical data contained within have been obtained from sources believed to be reliable but in no way are warranted as to accuracy or completeness. This is not a solicitation of any offer to buy or sell. Empire Relations Group Inc., its affiliates, directors, officers, employees and employee benefit programs do not maintain an equity position, either long or short, in this security at this time. Empire Relations Group Inc. has not received any compensation for the production of this Gold Star Report. Copyright 2004 Empire Relations Group Inc. All rights reserved.



Contact:

Ken Maciora of Empire Relations Group Inc.. +1-516-750-9719, press@empirerelations.com

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Copyright © 2004 by Empire Relations Group Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

Story Title: Empire Relations Group issues Gold Star Report on Kmart Holding Corporation
• REFERENCE KEYWORDS/TERMS: , , , , Reports and Studies, , , .

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Empire Relations Group Inc.); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Mon, 13 Dec 2004 19:59:00 GMT].

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