Insurance

EPIC Enhances North Bay Services with Opening of New Offices

Author: Edgewood Partners Insurance Center
Dateline: Petaluma, California (PETALUMA, Calif.)  | Wed, 10 Aug 2011

freeNewsArticles Story Summary: “Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, announces the opening of new offices in Petaluma. The new EPIC facility, featuring a multi-media training room for risk management, insurance, employee benefits and safety seminars, will help the EPIC team serve the growing needs of North Bay clients.”



A R T I C L E:

Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, announces the opening of new offices in Petaluma. The new EPIC facility, featuring a multi-media training room for risk management, insurance, employee benefits and safety seminars, will help the EPIC team serve the growing needs of North Bay clients in a wide range of industries. These industries include wine making, construction, non-profits and the public sector.

EPIC's North Bay team is led by local insurance industry veterans, Bill Merget and Mike Ryan, both principals of the firm. They share responsibility for all aspects of EPIC's growing operations in the North Bay, including strategic planning and management, new business development, strategic marketing and vendor relationships, and overall client satisfaction.

"Mike and I are very excited about building a responsive, entrepreneurial, 'no walls' organization that is all about delivering service excellence and value," states Merget. "The response of the North Bay business community to EPIC and what we are creating locally has been nothing short of phenomenal."

"EPIC's rapid growth and success in the North Bay and elsewhere demonstrates that businesses and insurance professionals alike are looking for something new, different and superior in the insurance brokerage business," said Ryan. "EPIC's values, approach and offerings are very much beyond the ordinary. Bill and I are delighted to be driving this change for the benefit of our clients in the North Bay."

"Our expansion into larger offices has been an opportunity to add value to several of our local clients, with Cornerstone Properties representing the lessor and Cresca Group representing EPIC in the transaction," Merget added.

EPIC opened their Petaluma branch office in June 2010 and in their first year of operations grew to become the North Bay's 9th largest Insurance Broker, according to rankings recently published by the North Bay Business Journal.

Bill Merget and Mike Ryan can be contacted at:
EPIC Insurance Brokers
5350 Old Redwood Highway
Petaluma, Calif. 94954
Toll Free Phone: 877.901.3742
Fax: 877.903.3742

Bill Merget
Email: bmerget@edgewoodins.com .
Direct: 707.658.4622
Cell: 707.292.9706

Mike Ryan
Email: mryan@edgewoodins.com .
Direct: 707.658.4621
Cell: 707.478.0120

About Edgewood Partners Insurance Center:

Founded in 2007, EPIC is a new and innovative California-based retail property & casualty and employee benefits insurance brokerage firm. The company provides a unique equity ownership opportunity and has created a values-based culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

The fastest growing brokerage in the state, EPIC now has nearly 300 team members operating from eight offices across California (Petaluma, Los Angeles, Orange, Irvine, Folsom, San Francisco, San Mateo and San Ramon) and in Baltimore, MD.

With nearly $60 million in revenues, EPIC is the 42nd largest retail insurance brokers in the United States and is the 5th largest privately-held broker in California. For more information please visit www.edgewoodins.com .

###


Copyright © 2011 by Edgewood Partners Insurance Center and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: EPIC Enhances North Bay Services with Opening of New Offices
• REFERENCE KEYWORDS/TERMS: retail insurance broker, Petaluma, California, EPIC Insurance Brokers, New Locations and Growth, Employment, Insurance, PETALUMA, Calif..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Edgewood Partners Insurance Center); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Wed, 10 Aug 2011 19:03:33 GMT].

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Insurance, Management Changes, Real Estate

EPIC adds Kathleen Holmes as Senior Account Executive

Author: Edgewood Partners Insurance Center
Dateline: Irvine, California (IRVINE, Calif.)  | Thu, 04 Aug 2011

freeNewsArticles Story Summary: “Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, has added Kathleen 'Kathy' Holmes as a senior account executive in its Employee Benefits Division. Kathy brings nearly 25 years of experience in the health insurance and employee benefits industry.”



A R T I C L E:

Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, has added Kathleen "Kathy" Holmes as a senior account executive in its Employee Benefits Division. Kathy brings nearly 25 years of experience in the health insurance and employee benefits industry. She will be based in EPIC's Irvine, Calif. branch office and report to Steve Vilas, Employee Benefits Division, Chief Operating Officer.

As a senior account executive at EPIC, Kathy's responsibilities will include providing clients with strategic planning and program design support; ensuring the quality, timeliness and accuracy of all deliverables as well as developing employee benefit communication programs. She will also manage client service team resources and develop new business opportunities.

"Kathy's analytical abilities, plan design expertise, proficiency in negotiation and strong relationship management skills make her an outstanding addition to our benefits consulting team and a top flight resource for our clients," said EPIC co-founder, Dan Francis. "We are very pleased to have another professional of Kathy's caliber elect to join EPIC."

Prior to EPIC, Kathy was most recently vice president and Southern California Employee Benefits Division Manager at Andreini & Company in the South Coast Metro and Los Angeles division. Across her career Kathy has also held sales, customer service, benefits consulting and management positions at brokers Sander A. Kessler & Associates, Near North Insurance Brokerage and Keenan & Associates.

Kathy attended California State University - Long Beach where she earned a Bachelor of Science in Nursing. In addition, Kathy is a Certified Employee Benefits Specialist and has completed course work at the Health Insurance Association of America and the Insurance Institute of America. She is affiliated with the International Foundation of Employee Benefit Plans, the Employee Benefits Planning Association and the National Association of Health Underwriters.

Kathy Holmes can be reached at:
EPIC
19000 MacArthur Blvd.
Irvine, CA 92612
Cell: 310-741-0762
Email: kholmes@edgewoodins.com .

About Edgewood Partners Insurance Center:

Founded in 2007, EPIC is a new and innovative California-based retail property & casualty and employee benefits insurance brokerage firm. The company provides a unique equity ownership opportunity and has created a values-based culture that attracts and retains top talent, fosters employee satisfaction and loyalty, and sustains a high level of customer service excellence.

The fastest growing brokerage in the state, EPIC now has nearly 300 team members operating from eight offices across California (Los Angeles, Orange, Irvine, Folsom, Petaluma, San Francisco, San Mateo and San Ramon) and in Baltimore, MD. With nearly $60 million in revenue, EPIC is the 42nd largest retail insurance brokers in the United States and is the 5th largest privately-held broker in California.

For more information please visit www.edgewoodins.com .

###


Copyright © 2011 by Edgewood Partners Insurance Center and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: EPIC adds Kathleen Holmes as Senior Account Executive
• REFERENCE KEYWORDS/TERMS: employee benefits insurance brokerage, Irvine, California, retail property insurance, Management Changes, Insurance, Real Estate, IRVINE, Calif..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Edgewood Partners Insurance Center); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 04 Aug 2011 20:25:30 GMT].

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Business, Insurance, Management Changes

EPIC adds Linda Campbell as Account Executive in Los Angeles

Author: Edgewood Partners Insurance Center
Dateline: Los Angeles, California (LOS ANGELES, Calif.)  | Tue, 02 Aug 2011

freeNewsArticles Story Summary: “Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, has added Linda Campbell as an account executive. Campbell brings more than 40 years of experience in the property & casualty insurance industry to her new assignment.”



A R T I C L E:

Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits insurance brokerage, has added Linda Campbell as an account executive. Campbell brings more than 40 years of experience in the property & casualty insurance industry to her new assignment. She will be based in EPIC's Los Angeles office and report to Chris McTigue, managing principal.

As an account executive at EPIC, Campbell's responsibilities will include providing clients with strategic risk management planning; program design and marketing/coverage placement support; and ensuring the quality, timeliness and accuracy of all deliverables. Campbell will also manage client service team resources and assist EPIC producers in developing new business opportunities.

"Linda's experience, advocacy, program development expertise, strong negotiation and relationship management skills make her an outstanding addition to our growing team in Southern California and an excellent resource for our clients," said EPIC co-founder, Dan Francis. "We are very pleased to have a professional of Linda's caliber come to EPIC."

Prior to joining EPIC, Campbell was most recently a vice president at Guaranty California Insurance Services, Inc. (formerly James Econn & Company) where she specialized in delivering risk management solutions to clients in the construction and real estate industries. Across her career Campbell has also held client service and account management positions at brokers including Marsh, Inc, Johnson & Higgins and Fred S. James and Company.

Campbell holds an Associate of Arts degree in Political Science from El Camino College and she has earned the Chartered Property and Casualty Underwriter (CPCU) professional designation.

Linda Campbell can be reached at:
EPIC
555 Flower Street, Suite 4420.
Los Angeles, CA 90071
Phone: 213.629.8915
Email: lcampbell@edgewoodins.com .

About Edgewood Partners Insurance Center:

Founded in 2007, EPIC is a new and innovative California-based retail property & casualty and employee benefits insurance brokerage firm. The company provides a unique equity ownership opportunity and has created a values-based culture that attracts and retains top talent, fosters employee satisfaction and loyalty, and sustains a high level of customer service excellence.

The fastest growing brokerage in the state, EPIC now has nearly 300 team members operating from eight offices across California (Los Angeles, Orange, Irvine, Folsom, Petaluma, San Francisco, San Mateo and San Ramon) and in Baltimore, MD. With nearly $60 million in revenue, EPIC is the 42nd largest retail insurance brokers in the United States and is the 5th largest privately-held broker in California. For more information please visit www.edgewoodins.com .

###


Copyright © 2011 by Edgewood Partners Insurance Center and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: EPIC adds Linda Campbell as Account Executive in Los Angeles
• REFERENCE KEYWORDS/TERMS: strategic risk management planning, Los Angeles, California, retail property and casualty insurance, Management Changes, Insurance, Business, LOS ANGELES, Calif..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (Edgewood Partners Insurance Center); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 02 Aug 2011 20:27:57 GMT].

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Insurance, Senior Citizen Interests

Long-term Care Advocate Dr. Marion Finds Common Ground with the Dalai Lama and Tibet’s Prime Minister in Exile

Author: 3in4 Association
Dateline: Washington, District of Columbia (WASHINGTON, D.C.)  | Thu, 21 Jul 2011

freeNewsArticles Story Summary: “On Friday, July 15, universal principles of eldercare were affirmed by exiled Tibetan leaders and Dr. Marion Somers, the pre-eminent U.S. advocate for better long-term care. Dr. Marion was in Washington, D.C., representing the 3in4 Association on a national tour.”



A R T I C L E:

On Friday, July 15, universal principles of eldercare were affirmed by exiled Tibetan leaders and Dr. Marion Somers, the pre-eminent U.S. advocate for better long-term care. Dr. Marion was in Washington, D.C., representing the 3in4 Association on a national tour.

"It's amazing how similar our thinking is," says Dr. Marion. "Age-old and modern common sense are almost identical."

Speaking before tens of thousands in the nation's capital, the Dalai Lama called for "common sense" in all matters, whether political or personal. "Some part of the human brain usually develops common sense," he said. Then he added jovially, "In some authoritarian hard-liners, that part of the brain is missing."

Professor Samdhong Rinpoche, Prime Minister of the Tibetan government in exile, supplied details when interviewed by Dr. Marion. According to Buddhist tradition, "Old age and death are not pleasure but pain," said Rinpoche, "but if you understand the naturalness of this, then you may bear the pain more peacefully."

Dr. Marion observes that in the U.S. today, "too many of us are in denial about aging and death. We need to come to terms with that; then our golden years can be less distressing and more rewarding."

Rinpoche offered three keys to the good life in one's senior years:
* Take care of health,
* Maintain mental equilibrium, and
* Have an independent livelihood.

Through these practices, "a person can lead a good life," he said. But if you want something more, a meaningful life, then you need "one more addition, spirituality." That doesn't have to be Buddhism or any other religion, he emphasized.

Dr. Marion agrees on all points. The need for long-term care, due to physical or mental disability, can be postponed by "doing all you can to keep your body healthy and your mind active," she says. As for the Western equivalent of an independent livelihood, "we need to plan for the long-term care services we're likely to need." With the right planning, these services may be provided "in the home rather than a nursing home, maintaining one's independence."

As for spirituality, "that's a must in America too," she says. "We bear life better if we have that. It's an expansive outlook that can be cultivated by agnostics and atheists as well as Baptists and Buddhists."

The nation's capital was Dr. Marion's second stop on her "3in4 Need More" tour of America, sponsored by the nonprofit 3in4 Association. The campaign seeks to inform Americans that health insurance isn't enough. Millions need more: long-term care planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare.

Video highlights of Dr. Marion's Washington visit, including segments on the Dalai Lama and Professor Rinpoche, are available at -- http://www.youtube.com/watch?v=xWESuTxEDbY .

More information about "3 in 4 Need More" is available at the campaign's website: www.3in4needmore.com .

###


Copyright © 2011 by 3in4 Association and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Long-term Care Advocate Dr. Marion Finds Common Ground with the Dalai Lama and Tibet's Prime Minister in Exile
• REFERENCE KEYWORDS/TERMS: Dalai Lama, Washington, District of Columbia, Dr Marion Somers, Senior Citizen Interests, Health, Insurance, WASHINGTON, D.C..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (3in4 Association); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 21 Jul 2011 08:58:01 GMT].

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Insurance, Long Term Care, Senior Citizen Interests

Looking for a Free Speaker on a Hot Topic? Hundreds Available for ‘Long-Term Healthcare Planning Options for Americans’

Author: LTC Financial Partners, LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Thu, 14 Jul 2011

freeNewsArticles Story Summary: “Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.”



A R T I C L E:

Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.

"As millions of Baby Boomers approach retirement, this is becoming a very hot topic," says Denise Gott, National Sales Manager and Chairman of the board, LTC Financial Partners, LLC, www.ltcfp.com. "Surveys indicate that about 3 in 4 working-age Americans worry about needing some sort of special, ongoing care after the age of 65." The best time to plan for this, according to Gott, is when you're younger, in your 50's, 40's or even your 30's, "because that's when you have the greatest choice; later you may not be as free to protect your lifestyle and assets."

LTCFP's long-term care experts, available in all states, will gladly speak before any and all groups:
* Service organizations such as Rotary and Kiwanis;
* Religious and community groups;
* Associations of all types; and
* In-company groups.

The 30-minute presentation takes an upbeat approach on a serious topic and is appropriate for all adults. Questions to be addressed include -
* What is the "3 in 4 Need More" campaign and why is it needed?
* What are the odds, in my case, that I or a family member will ever need long-term care services?
* How much do these services cost?
* What are the payment options, such as private long-term care insurance, public insurance through the CLASS Act (upcoming) or self-financing through savings?

Event planners may find and request local speakers at http://web.ltcfp.com/ltcfp/consumer.aspx or by calling (855) LTC-YEAR.

LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.

###


Copyright © 2011 by LTC Financial Partners, LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Looking for a Free Speaker on a Hot Topic? Hundreds Available for 'Long-Term Healthcare Planning Options for Americans'
• REFERENCE KEYWORDS/TERMS: Denise Gott, Kirkland, Washington State, 3in4 Need More Campaign, Long Term Care, Insurance, Senior Citizen Interests, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners, LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 14 Jul 2011 19:24:03 GMT].

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Government, Insurance

Millennium Administrators, Inc. Has Been Selected by The City of Scranton, Pennsylvania to Provide Benefit Administration for Active Fire and Police

Author: Millennium Administrators, Inc.
Dateline: Schwenksville, Pennsylvania (SCHWENKSVILLE, Pa.)  | Tue, 12 Jul 2011

freeNewsArticles Story Summary: “Millennium Administrators, Inc., a benefits administrator, has signed a contract with the City of Scranton to provide benefit administration services for over 500 city employees. Millennium is providing administrative oversight for the city benefit program, including cost containment initiatives, claim audits and administrative services”



A R T I C L E:

Millennium Administrators, Inc., a benefits administrator, has signed a contract with the City of Scranton to provide benefit administration services for over 500 city employees. Millennium is providing administrative oversight for the city benefit program, including cost containment initiatives, claim audits and administrative services to enhance cost saving initiatives at the City of Scranton.

"We are very excited about rekindling our relationship with the City of Scranton's active firefighters and police officers," said Sara B. Picard, president of Millennium Administrators, and affiliate of Millennium Healthcare Group.

"We have a long standing history with Millennium, and we are looking forward to working collaboratively on controlling healthcare costs," said Dave Gervasi, President of IAFF Local 60.

"We are confident Millennium will provide the quality service and immediate response our members received during their previous contractual agreement with the City 10 years ago! We are thrilled to have them back!" said Ann Marie Stulgis, President of FOP.

About Millennium Administrators, Inc.

Millennium provides employers, health insurance consultant/brokers and third party administrators stand-alone Rx programs for over 40,000 members across the country. Millennium Administrators can provide clients a self-funded or fully insured stand alone Rx program or benefits administration services that specifically meet the needs of our client.

More information: www.millennium-tpa.com .

###


Copyright © 2011 by Millennium Administrators, Inc. and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Millennium Administrators, Inc. Has Been Selected by The City of Scranton, Pennsylvania to Provide Benefit Administration for Active Fire and Police
• REFERENCE KEYWORDS/TERMS: benefit administration services, Schwenksville, Pennsylvania, Millennium Healthcare Group, Insurance, Government, Pharma, SCHWENKSVILLE, Pa..

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Business, Energy, Oil and Gas, Insurance

PowerGuard Specialty Insurance Services unveils new PowerWrap Solar Project Performance Guarantee Policy

Author: PowerGuard Specialty Insurance Services
Dateline: Irvine, California (IRVINE, Calif.)  | Thu, 07 Jul 2011

freeNewsArticles Story Summary: “PowerGuard Specialty Insurance Services - a Managing General Agent and Lloyds cover holder specializing in unique insurance and risk management solutions for the wind and solar energy industries - today announced the availability of PowerGuard's latest insurance solution for the solar industry: the PowerWrap Solar Project Performance Guarantee Policy.”



A R T I C L E:

PowerGuard Specialty Insurance Services - a Managing General Agent and Lloyds cover holder specializing in unique insurance and risk management solutions for the wind and solar energy industries - today announced the availability of PowerGuard's latest insurance solution for the solar industry: the PowerWrap Solar Project Performance Guarantee Policy.

Solar project developers, owners and lenders have long sought an insurance product or financial solution that would guarantee the output of the entire solar project system.

PowerWrap has been designed to answer this need, providing a financial backstop for the design of the system; the installation of the system; warrantees for system hardware including panels, inverters, racking, trackers, loss of revenue and tax credits (SREC's) and contractually increased costs and liquidated damages, all in a single policy form. In some cases, even lack of sun coverage can be wrapped into the coverage.


"We believe PowerWrap is a compelling solution in the world of solar project finance," said John Hahn, CEO of PowerGuard. "We have enjoyed great success via our PowerCLIP™ warranty program - guaranteeing warranty terms through the use of insurance - and are now doing the same with our PowerWrap Solar Project Performance Guarantee."

Features and benefits of PowerWrap include:
* Comprehensive solar energy project output guarantee
* Policy is non-cancellable
* Coverage survives bankruptcy and is transferable
* Policy covers loss of business revenue and tax credits
* Flexible self-insured retention (SIR) and other coverage features
* Covers costs associated with non-performing or underperforming systems
* Lender-friendly policy language written on A.M. Best "A" rated, class XV paper.

Mike McMullen, managing director of PowerGuard said, "We have listened to our clients and the market carefully, recognized and understood evolving needs, and delivered a unique, comprehensive, first-of-its-kind packaged solution. We believe it will be a complete game changer for PowerGuard with respect to how we assist solar projects in getting designed, financed and built around the world."

For further information please contact:
Mike McMullen
949.224.1325
mmcmullen@powerguardins.com .

About PowerGuard Specialty Insurance Services:

PowerGuard is a Managing General Agent and Lloyds cover holder specializing in the design and underwriting of unique insurance and risk management solutions for wind, solar and other alternative energy companies.

PowerGuard's PowerClip warranty product is the most comprehensive contractual liability coverage available to renewable energy manufactures, project developers, power generation operators and the financial institutions who invest in them.

PowerGuard's PowerWrap Solar Project Guarantee Policy, is a simple and straightforward insurance policy that guarantees the performance of the entire solar system - written on investment grade paper with an insurance company holding an "AA-" rating from Standard & Poors. For more information please visit www.powerguardins.com .

###


Copyright © 2011 by PowerGuard Specialty Insurance Services and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: PowerGuard Specialty Insurance Services unveils new PowerWrap Solar Project Performance Guarantee Policy
• REFERENCE KEYWORDS/TERMS: PowerWrap Solar Project Performance Guarantee Policy, Irvine, California, wind and solar energy, Energy, Oil and Gas, Insurance, Business, IRVINE, Calif..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (PowerGuard Specialty Insurance Services); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 07 Jul 2011 18:53:06 GMT].

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Insurance, Senior Citizen Interests

Long-Term Care Independence: Something to Think About on the 4th of July

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Tue, 28 Jun 2011

freeNewsArticles Story Summary: “On Independence Day, if you're a potential long-term caregiver or one who may need care, why not resolve to protect your own independence in the years to come? This advice comes from LTC Financial Partners, LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies.”



A R T I C L E:

On Independence Day, if you're a potential long-term caregiver or one who may need care, why not resolve to protect your own independence in the years to come? This advice comes from LTC Financial Partners, LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies.

According to Craig Smith, President of LTCFP, many Americans lose their freedom of choice and personal lifestyles when a loved one, unprotected by long-term care planning, suddenly needs help with the tasks of daily living. "Suppose your parent, spouse, or child suffers an illness or accident requiring long-term care. You could easily become the default caregiver," says Smith. "How would that affect your income and your life? Your individual freedom could be seriously compromised."

In addition, Smith points out, when there's been no long-term care planning, the independence of those needing care may also be seriously compromised. "Without adequate savings, insurance, or other precautions, too often the afflicted individuals face a future of narrowed choices and constricted lifestyle," says Smith. "They have to rely on a family member to move about, feed themselves, or go to the bathroom. Or, if they qualify for Medicaid, they may be forced into a nursing home rather than continuing to enjoy the comforts of home."

The answer, according to Smith and colleagues at LTCFP, is to plan for long-term care needs well in advance. This may involve setting aside savings to pay for professional care, taking out long-term care insurance, or modifying one's home to make it easier for a disabled person to move about, dress, cook, or use the bathroom.

"Regular health insurance and Medicare don't cover most long-term care expenses," says Smith. "And Medicaid assistance is designed for those without assets." He also points to a Prudential Financial Inc. survey which found that 74% of consumers age 55 to 65 said they were concerned about needing some kind of long-term care. "That's 3 in 4 of us," he says. "Americans need to realize they're at risk, and the risk is great." According to a survey by MetLife, the national average cost of a private room in a nursing home is now about $80,000. "And in-home care isn't cheap either," Smith adds.

LTCFP is seeking the participation of other long-term care organizations to make "Long-Term Care Independence" something that might be thought about every July 4. "We're considering it," says Jonas Roeser, President of the 3in4 Association, a non-profit supported by caregiving organizations, insurance carriers, and independent insurance agencies.

LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, run by the 3in4 Association, which seeks to multiply the number of Americans protected by long-term care planning. More information is available at http://web.ltcfp.com and http://www.3in4needmore.com .

The idea of linking long-term care independence with the 4th of July originated with Peter Molnar, an LTCFP Partner who observed that "Americans need independence" in spite of long-term care requirements, and that July 4 was the perfect day to recognize this.

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: Long-Term Care Independence: Something to Think About on the 4th of July
• REFERENCE KEYWORDS/TERMS: Craig Smith, Kirkland, Washington State, long-term care independence, Senior Citizen Interests, Health, Insurance, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 28 Jun 2011 17:50:41 GMT].

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Insurance

California Long-Term Care in Jeopardy – Well-Intentioned Bill Threatens to Boost Insurance Rates and Undermine Care

Author: LTC Financial Partners LLC
Dateline: Kirkland, Washington State (KIRKLAND, Wash.)  | Tue, 14 Jun 2011

freeNewsArticles Story Summary: “Concerned that long-term care insurance rates might go up? 'The California Assembly feels your pain,' says Cameron Truesdell, CEO of LTC Financial Partners LLC, 'but they just passed a bill, AB 999, that will only make matters worse if the State Senate also passes it.' LTCFP is one of America's largest and most experienced long-term care insurance agencies, representing multiple carriers.”



A R T I C L E:

Concerned that long-term care insurance rates might go up? "The California Assembly feels your pain," says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), "but they just passed a bill, AB 999, that will only make matters worse if the State Senate also passes it." LTCFP is one of America's largest and most experienced long-term care insurance agencies, representing multiple carriers.

The California legislation would require carriers to wait 10 years before requesting rate adjustments on new insurance products (5 years for existing policies).

"AB 999 sounds like a good idea, to protect consumers by keeping a lid on rates," says Truesdell, "but in the real world it would have very bad unintended consequences."

These include:

* Risk of rate spikes on new policies. "Insurance companies don't have crystal balls," says Truesdell, "so on their new products, many would set higher rates than otherwise, knowing they can't change them for 10 years. They would need to protect themselves from the worst, since anything can happen in a decade, such as longer periods of incapacity requiring care, or continued low interest rates that depress their income."

* Fewer LTC insurance choices. "Some carriers have told us they will exit the California market if AB 999 makes it into law," says Truesdell. "Many years ago we saw this happen in another state with a related health-care product. A well-intentioned but onerous law drove most of the top insurers out. They don't like being handcuffed, thrown overboard, and then expected to swim in uncertain waters."

* Greater financial burden for Medi-Cal (California's name for Medicaid). With an initial rate hike and fewer options for private LTC insurance, "more middle-class Californian's would spend down their assets to qualify for Medi-Cal instead of buying LTC insurance," says Truesdell. "This could break the back of a system designed for the truly needy, and everyone would lose."

Instead of pursuing counterproductive legislation, California should ramp up an effective, already-existing program, the California Partnership for Long-Term Care, Truesdell advises. In this program residents may choose any qualified private LTC plan with the state's assurances of Medi-Cal asset protection.

"We applaud the motives behind AB 999," Truesdell says. "But good intentions can result in over-regulation that backfires. This new law, if enacted, will not only encourage but almost mandate higher initial rates on new policies. How does that help consumers?"

Truesdell encourages California voters to let their State Senators know where they stand on AB 999, "before it's too late." Contact information for California representatives may be found at http://www.legislature.ca.gov/legislators_and_districts/legislators/your_legislator.html .

LTCFP is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to multiply the number of Americans protected by long-term care planning. More information is available at http://web.ltcfp.com .

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Copyright © 2011 by LTC Financial Partners LLC and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: California Long-Term Care in Jeopardy - Well-Intentioned Bill Threatens to Boost Insurance Rates and Undermine Care
• REFERENCE KEYWORDS/TERMS: Cameron Truesdell, Kirkland, Washington State, California Long-Term Care, Ballots, Bills and Laws, Insurance, Opinion, KIRKLAND, Wash..

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (LTC Financial Partners LLC); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Tue, 14 Jun 2011 20:21:47 GMT].

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Insurance, Manufacturing

PowerGuard Specialty Insurance Services’ Unique Warranty Solutions Benefit Solar Panel Manufacturing and Photovoltaic Projects Worldwide

Author: PowerGuard Specialty Insurance Services
Dateline: Irvine, California (IRVINE, Calif.)  | Thu, 09 Jun 2011

freeNewsArticles Story Summary: “Solar panel manufacturers in China and around the world continue looking for ways to provide greater economic certainty with their products, says PowerGuard Specialty Insurance Services. Guaranteeing warranty terms through the use of insurance provides the certainty manufacturers and their customers look for, as well as long-term stability for the industry.”



A R T I C L E:

Solar panel manufacturers in China and around the world continue looking for ways to provide greater economic certainty with their products, says PowerGuard Specialty Insurance Services. Guaranteeing warranty terms through the use of insurance provides the certainty manufacturers and their customers look for, as well as long-term stability for the industry.

To meet the rising demands of China's solar panel manufacturing industry, PowerGuard - a renewable energy specialty Managing General Agent based in the U.S. - provides manufacturers with an innovative 25-year, non-cancelable quality and performance guarantee solution to back-up their own warranty terms.

Leading Chinese solar manufacturer JinkoSolar, a client of Marsh China, is among the China-based solar manufacturing companies to purchase and adopt this innovative solution.

The insurance solution, conceived and underwritten by PowerGuard, offers back-to-back cover for a five-year limited product warranty as well as 10-year warranty for 90 percent power performance and an additional 15-year warranty for 80 percent performance for panels sold by JinkoSolar and covered by the warranty.

Mr. Kangping Chen, CEO of JinkoSolar said: "For our clients, this insurance solution gives additional economic security in the event of an unforeseen loss in performance of the modules. Further, this insurance solution will also facilitate the financing of the photovoltaic projects using Jinko modules."

Mike McMullen, Managing Principal of PowerGuard, said: "The expansion of new energy production offers new business opportunities for industrial insurers. PowerGuard is proud that our unique and innovative risk-transfer product has been adopted by leading solar module manufacturers around the world. PowerGuard will continue to support the development of the global renewable energy industry with unique, industry-leading products and services."

Larry Liu, Senior Vice President and Technology Practice Leader of Marsh China, said, "This solution is an important way for solar panel producers to provide a greater degree of business certainty and allows developers of solar parks to finance photovoltaic installations more easily and with increased flexibility. The solar panel manufacturing sector in Asia continues to grow rapidly, with China leading the way in terms of manufacturing output."

The PowerGuard solution - available through Marsh and other retail brokers globally - provides certainty and security to the solar manufacturer's end customers, with warranty terms that are non-cancelable - surviving even insolvency and bankruptcy. Third-party rights to the policy in case the original solar manufacturer goes out of business are also offered, backed by the capital strength of the insurance market.

Contact:
Mike McMullen
949.224.1325
mmcmullen@powerguardins.com .


About PowerGuard Specialty Insurance Services:

PowerGuard is a Managing General Agent and Lloyds cover holder specializing in the design and underwriting of unique insurance and risk management solutions for wind, solar and other alternative energy companies. PowerGuard's warranty product is the most comprehensive contractual liability coverage available to renewable energy manufactures, project developers, power generation operators and the financial institutions and private equity firms who invest in them.

About JinkoSolar:

JinkoSolar Holding Co., Ltd. (NYSE: JKS) is a fast-growing, vertically-integrated solar power product manufacturer with low-cost operations based in Jiangxi Province and Zhejiang Province in China and sales and marketing offices in Shanghai, China, Munich, Germany, San Francisco, U.S. and Bologna, Italy. JinkoSolar has built a vertically-integrated solar product value chain with an integrated annual capacity of 900 MW each for silicon wafers, solar cells and solar modules as of March 31, 2011 and plans to expand its annual capacity to 1.5GW each for silicon wafers, solar cells and solar modules by end of 2011. JinkoSolar distributes its photovoltaic products to a diversified customer base in the global PV market, including Italy, Germany, Belgium, Spain, the United States, France and other countries and regions.

About Marsh:

Marsh, the world's leading insurance broker and risk advisor, teams with its clients to define, design, and deliver innovative industry-specific solutions that help them protect their future and thrive. It has over 24,000 colleagues who collaborate to provide advice and transactional capabilities to clients in over 100 countries. Marsh is a member of Marsh & McLennan Companies, a global professional services firm with 52,000 employees worldwide and annual revenue exceeding $10 billion, which is also the parent company of Guy Carpenter, the risk and reinsurance specialist; Mercer, the provider of HR and related financial advice and services; and Oliver Wyman, the management consultancy. Its stock (ticker symbol: MMC) is listed on the New York, Chicago and London stock exchanges.

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Copyright © 2011 by PowerGuard Specialty Insurance Services and Send2Press® Newswire, a service of Neotrope® - all rights reserved. Information believed accurate but not guaranteed. Sourced on: freeNewsArticles.com.

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Story Title: PowerGuard Specialty Insurance Services' Unique Warranty Solutions Benefit Solar Panel Manufacturing and Photovoltaic Projects Worldwide
• REFERENCE KEYWORDS/TERMS: Solar panel manufacturers, Irvine, California, JinkoSolar Holding Co Ltd, Manufacturing, Energy, Insurance, IRVINE, Calif. , NYSE:JKS.

IMPORTANT NOTICE: some content which is considered "old" or "archival" may reference an event which has already occurred; some content possibly considered "advertorial" may also reference a promotion or time-limited/sensitive offering, and in all of these instances certain material may no longer be valid. For notably stale content, you should directly contact the company/person mentioned in the text (PowerGuard Specialty Insurance Services); this site cannot assist you with information about products/services mentioned in the news article, nor handle any complaints or other issues related to any person/company mentioned or promoted in the above text. Information believed accurate but not guaranteed as of original date of story [Thu, 09 Jun 2011 21:04:20 GMT].

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